# Real Estate Investment Analyzer (`cancap/realestate-financial-monitor`) Actor

Analyze any Redfin property: cap rate, cash-on-cash, ROI, mortgage, investment rating. $0.20/property. No API keys needed.

- **URL**: https://apify.com/cancap/realestate-financial-monitor.md
- **Developed by:** [CANCAP](https://apify.com/cancap) (community)
- **Categories:** Real estate
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

from $30.00 / 1,000 results

This Actor is paid per event and usage. You are charged both the fixed price for specific events and for Apify platform usage.

Learn more: https://docs.apify.com/platform/actors/running/actors-in-store#pay-per-event

## What's an Apify Actor?

Actors are a software tools running on the Apify platform, for all kinds of web data extraction and automation use cases.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.

In JavaScript/TypeScript projects, use official [JavaScript/TypeScript client](https://docs.apify.com/api/client/js.md):

```bash
npm install apify-client
```

In Python projects, use official [Python client library](https://docs.apify.com/api/client/python.md):

```bash
pip install apify-client
```

In shell scripts, use [Apify CLI](https://docs.apify.com/cli/docs.md):

````bash
# MacOS / Linux
curl -fsSL https://apify.com/install-cli.sh | bash
# Windows
irm https://apify.com/install-cli.ps1 | iex
```bash

In AI frameworks, you might use the [Apify MCP server](https://docs.apify.com/platform/integrations/mcp.md).

If your project is in a different language, use the [REST API](https://docs.apify.com/api/v2.md).

For usage examples, see the [API](#api) section below.

For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).


# README

## Real Estate Financial Monitor — ROI, Cap Rate & Investment Analyzer

Automatically analyze any property listing and get full financial metrics. Works on Zillow, Redfin, Realtor.com and more. **No API keys needed.**

---

### What This Actor Does

Paste in any property URL and get back:

**Property Data (auto-extracted)**
- Address, price, beds, baths, sqft, year built
- Days on market, HOA fees, lot size
- Zestimate vs listing price gap
- Tax assessment value and annual taxes
- Price history (last 5-8 transactions)
- School ratings, Walk Score, Transit Score

**Financial Calculations (from your inputs)**
- Monthly mortgage payment
- Monthly ownership cost (mortgage + expenses + HOA)
- Cap Rate (%)
- Cash-on-Cash Return (%)
- Gross Rent Multiplier
- Price-to-Rent Ratio
- Annual Net Operating Income (NOI)
- Annual Cash Flow
- Break-even rent needed
- Down payment amount

**Investment Summary**
- Investment rating: Excellent / Good / Fair / Poor
- Recommendation: Buy / Hold / Pass
- Underpriced vs Zestimate signal
- Cash flow positive/negative flag

---

### Use Cases

- **Buy-and-hold investors** — evaluate dozens of properties in minutes
- **House flippers** — check price vs tax assessment and price history
- **First-time buyers** — compare total monthly cost across listings
- **Real estate syndicators** — batch analyze 50+ deals quickly
- **Portfolio managers** — monitor property values over time
- **Agents** — build investor reports for clients automatically

---

### How To Use

#### Basic: Single property

```json
{
  "propertyUrls": [
    "https://www.zillow.com/homedetails/456-Oak-Ave-Austin-TX-78701/12345_zpid/"
  ],
  "estimatedRent": 2800,
  "downPaymentPct": 20,
  "mortgageRatePct": 7.0,
  "mortgageYears": 30,
  "annualExpenses": 5000
}
````

#### Batch: Multiple properties

```json
{
  "propertyUrls": [
    "https://www.zillow.com/homedetails/property-1/",
    "https://www.zillow.com/homedetails/property-2/",
    "https://www.redfin.com/TX/Austin/property-3/"
  ],
  "estimatedRent": 3000,
  "downPaymentPct": 20,
  "mortgageRatePct": 7.25,
  "annualExpenses": 6000
}
```

#### Flip scenario (no rent needed)

```json
{
  "propertyUrls": [
    "https://www.zillow.com/homedetails/your-flip-property/"
  ],
  "estimatedRent": 0,
  "purchasePrice": 265000,
  "downPaymentPct": 100,
  "annualExpenses": 20000
}
```

***

### Input Fields

| Field | Type | Default | Description |
|-------|------|---------|-------------|
| `propertyUrls` | array | \[] | Listing URLs (Zillow, Redfin, Realtor.com) |
| `searchUrls` | array | \[] | Search page URLs to batch-scrape |
| `estimatedRent` | integer | 0 | Monthly rental income estimate ($) |
| `purchasePrice` | integer | 0 | Override listing price (0 = use listed) |
| `downPaymentPct` | integer | 20 | Down payment % (0-100) |
| `mortgageRatePct` | number | 7.0 | Annual mortgage rate % |
| `mortgageYears` | integer | 30 | Mortgage term: 10, 15, 20, 25, 30 |
| `annualExpenses` | integer | 5000 | Annual non-mortgage costs ($) |
| `useProxy` | boolean | false | Enable Apify proxy rotation |

***

### Output Example

```json
{
  "property": {
    "address": "456 Oak Ave, Austin, TX 78701",
    "listingPrice": 385000,
    "beds": 3,
    "baths": 2,
    "sqft": 1850,
    "pricePerSqft": 208,
    "daysOnMarket": 12
  },
  "valuation": {
    "zestimate": 392000,
    "zestimateDeltaPct": 1.82,
    "taxAssessedValue": 310000,
    "priceHistory": ["Jul 2026 | Listed | $385,000", "Mar 2022 | Sold | $340,000"]
  },
  "investment": {
    "monthlyMortgage": 2050,
    "monthlyOwnershipCost": 2467,
    "annualCashFlow": 4000,
    "breakEvenRent": 2467
  },
  "ratios": {
    "capRatePct": 7.43,
    "cashOnCashReturnPct": 5.19,
    "grossRentMultiplier": 11.46
  },
  "summary": {
    "investmentRating": "Good",
    "recommendation": "👍 Buy — solid investment",
    "cashFlowPositive": true
  }
}
```

***

### Supported Sources

| Site | Listing | Pricing | Tax Data | Price History |
|------|---------|---------|----------|---------------|
| Zillow | ✅ | ✅ | ✅ | ✅ |
| Redfin | ✅ | ✅ | ✅ | ✅ |
| Realtor.com | ✅ | ✅ | ⚠ Partial | ⚠ Partial |
| Generic sites | ✅ | ✅ | ❌ | ❌ |

***

### Pricing

**$0.20 per property analyzed**

- 5 properties = $1.00
- 25 properties = $5.00
- 100 properties = $20.00

All financial metrics included. No extra charges.

***

### Important Notes

- **Public data only** — we scrape publicly visible listing pages, no login required
- **Zillow/Redfin ToS** — user responsible for compliance in their jurisdiction
- **Rent estimate** — you provide this; accuracy affects financial calculations
- **Not financial advice** — always verify with a licensed real estate professional

***

### Troubleshooting

**Empty results or no price extracted?**

- Use full Zillow URL (copy from browser, not from search)
- Try enabling `useProxy: true`

**Financial ratios show null?**

- Add `estimatedRent` to unlock cap rate, COC, GRM

**Actor times out?**

- Reduce to <20 properties per run
- Set `useProxy: true` if Zillow is blocking

***

### Support

Leave feedback in Apify comments — we respond within 24 hours.

# Actor input Schema

## `propertyUrls` (type: `array`):

Direct listing URLs from Zillow, Redfin, Realtor.com, etc. (e.g. https://www.zillow.com/homedetails/123-main-st/12345\_zpid/)

## `searchUrls` (type: `array`):

Zillow/Redfin search results pages to batch-analyze multiple listings.

## `estimatedRent` (type: `integer`):

Your estimated monthly rental income. Required for cap rate, ROI, cash-on-cash calculations.

## `purchasePrice` (type: `integer`):

Override the listed price (e.g. you negotiated lower). Leave 0 to use listing price.

## `downPaymentPct` (type: `integer`):

Percentage of purchase price as down payment.

## `mortgageRatePct` (type: `number`):

Your expected annual mortgage rate. Current US average ~7%.

## `mortgageYears` (type: `integer`):

Length of mortgage in years. Common values: 10, 15, 20, 25, 30.

## `annualExpenses` (type: `integer`):

Estimated annual costs: maintenance, insurance, property management, vacancy. Not including mortgage.

## `useProxy` (type: `boolean`):

Enable proxy rotation if sites are blocking requests.

## Actor input object example

```json
{
  "propertyUrls": [
    "https://www.zillow.com/homedetails/101-California-St-San-Francisco-CA-94111/2079728626_zpid/"
  ],
  "searchUrls": [],
  "estimatedRent": 0,
  "purchasePrice": 0,
  "downPaymentPct": 20,
  "mortgageRatePct": 7,
  "mortgageYears": 30,
  "annualExpenses": 5000,
  "useProxy": false
}
```

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {
    "propertyUrls": [
        "https://www.zillow.com/homedetails/101-California-St-San-Francisco-CA-94111/2079728626_zpid/"
    ]
};

// Run the Actor and wait for it to finish
const run = await client.actor("cancap/realestate-financial-monitor").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = { "propertyUrls": ["https://www.zillow.com/homedetails/101-California-St-San-Francisco-CA-94111/2079728626_zpid/"] }

# Run the Actor and wait for it to finish
run = client.actor("cancap/realestate-financial-monitor").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print("💾 Check your data here: https://console.apify.com/storage/datasets/" + run["defaultDatasetId"])
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{
  "propertyUrls": [
    "https://www.zillow.com/homedetails/101-California-St-San-Francisco-CA-94111/2079728626_zpid/"
  ]
}' |
apify call cancap/realestate-financial-monitor --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "command": "npx",
            "args": [
                "mcp-remote",
                "https://mcp.apify.com/?tools=cancap/realestate-financial-monitor",
                "--header",
                "Authorization: Bearer <YOUR_API_TOKEN>"
            ]
        }
    }
}

```

## OpenAPI specification

```json
{
    "openapi": "3.0.1",
    "info": {
        "title": "Real Estate Investment Analyzer",
        "description": "Analyze any Redfin property: cap rate, cash-on-cash, ROI, mortgage, investment rating. $0.20/property. No API keys needed.",
        "version": "0.0",
        "x-build-id": "rZG2dm8djFggU6u0F"
    },
    "servers": [
        {
            "url": "https://api.apify.com/v2"
        }
    ],
    "paths": {
        "/acts/cancap~realestate-financial-monitor/run-sync-get-dataset-items": {
            "post": {
                "operationId": "run-sync-get-dataset-items-cancap-realestate-financial-monitor",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor, waits for its completion, and returns Actor's dataset items in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK"
                    }
                }
            }
        },
        "/acts/cancap~realestate-financial-monitor/runs": {
            "post": {
                "operationId": "runs-sync-cancap-realestate-financial-monitor",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor and returns information about the initiated run in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK",
                        "content": {
                            "application/json": {
                                "schema": {
                                    "$ref": "#/components/schemas/runsResponseSchema"
                                }
                            }
                        }
                    }
                }
            }
        },
        "/acts/cancap~realestate-financial-monitor/run-sync": {
            "post": {
                "operationId": "run-sync-cancap-realestate-financial-monitor",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor, waits for completion, and returns the OUTPUT from Key-value store in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK"
                    }
                }
            }
        }
    },
    "components": {
        "schemas": {
            "inputSchema": {
                "type": "object",
                "properties": {
                    "propertyUrls": {
                        "title": "Property Listing URLs",
                        "type": "array",
                        "description": "Direct listing URLs from Zillow, Redfin, Realtor.com, etc. (e.g. https://www.zillow.com/homedetails/123-main-st/12345_zpid/)",
                        "default": []
                    },
                    "searchUrls": {
                        "title": "Search / Browse Page URLs",
                        "type": "array",
                        "description": "Zillow/Redfin search results pages to batch-analyze multiple listings.",
                        "default": []
                    },
                    "estimatedRent": {
                        "title": "Estimated Monthly Rent ($)",
                        "minimum": 0,
                        "type": "integer",
                        "description": "Your estimated monthly rental income. Required for cap rate, ROI, cash-on-cash calculations.",
                        "default": 0
                    },
                    "purchasePrice": {
                        "title": "Purchase Price Override ($)",
                        "minimum": 0,
                        "type": "integer",
                        "description": "Override the listed price (e.g. you negotiated lower). Leave 0 to use listing price.",
                        "default": 0
                    },
                    "downPaymentPct": {
                        "title": "Down Payment (%)",
                        "minimum": 0,
                        "maximum": 100,
                        "type": "integer",
                        "description": "Percentage of purchase price as down payment.",
                        "default": 20
                    },
                    "mortgageRatePct": {
                        "title": "Mortgage Interest Rate (%)",
                        "minimum": 0,
                        "maximum": 30,
                        "type": "number",
                        "description": "Your expected annual mortgage rate. Current US average ~7%.",
                        "default": 7
                    },
                    "mortgageYears": {
                        "title": "Mortgage Term (years)",
                        "minimum": 5,
                        "maximum": 30,
                        "type": "integer",
                        "description": "Length of mortgage in years. Common values: 10, 15, 20, 25, 30.",
                        "default": 30
                    },
                    "annualExpenses": {
                        "title": "Annual Expenses ($)",
                        "minimum": 0,
                        "type": "integer",
                        "description": "Estimated annual costs: maintenance, insurance, property management, vacancy. Not including mortgage.",
                        "default": 5000
                    },
                    "useProxy": {
                        "title": "Use Apify Proxy",
                        "type": "boolean",
                        "description": "Enable proxy rotation if sites are blocking requests.",
                        "default": false
                    }
                }
            },
            "runsResponseSchema": {
                "type": "object",
                "properties": {
                    "data": {
                        "type": "object",
                        "properties": {
                            "id": {
                                "type": "string"
                            },
                            "actId": {
                                "type": "string"
                            },
                            "userId": {
                                "type": "string"
                            },
                            "startedAt": {
                                "type": "string",
                                "format": "date-time",
                                "example": "2025-01-08T00:00:00.000Z"
                            },
                            "finishedAt": {
                                "type": "string",
                                "format": "date-time",
                                "example": "2025-01-08T00:00:00.000Z"
                            },
                            "status": {
                                "type": "string",
                                "example": "READY"
                            },
                            "meta": {
                                "type": "object",
                                "properties": {
                                    "origin": {
                                        "type": "string",
                                        "example": "API"
                                    },
                                    "userAgent": {
                                        "type": "string"
                                    }
                                }
                            },
                            "stats": {
                                "type": "object",
                                "properties": {
                                    "inputBodyLen": {
                                        "type": "integer",
                                        "example": 2000
                                    },
                                    "rebootCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "restartCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "resurrectCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "computeUnits": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            },
                            "options": {
                                "type": "object",
                                "properties": {
                                    "build": {
                                        "type": "string",
                                        "example": "latest"
                                    },
                                    "timeoutSecs": {
                                        "type": "integer",
                                        "example": 300
                                    },
                                    "memoryMbytes": {
                                        "type": "integer",
                                        "example": 1024
                                    },
                                    "diskMbytes": {
                                        "type": "integer",
                                        "example": 2048
                                    }
                                }
                            },
                            "buildId": {
                                "type": "string"
                            },
                            "defaultKeyValueStoreId": {
                                "type": "string"
                            },
                            "defaultDatasetId": {
                                "type": "string"
                            },
                            "defaultRequestQueueId": {
                                "type": "string"
                            },
                            "buildNumber": {
                                "type": "string",
                                "example": "1.0.0"
                            },
                            "containerUrl": {
                                "type": "string"
                            },
                            "usage": {
                                "type": "object",
                                "properties": {
                                    "ACTOR_COMPUTE_UNITS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_WRITES": {
                                        "type": "integer",
                                        "example": 1
                                    },
                                    "KEY_VALUE_STORE_LISTS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_INTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_EXTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_SERPS": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            },
                            "usageTotalUsd": {
                                "type": "number",
                                "example": 0.00005
                            },
                            "usageUsd": {
                                "type": "object",
                                "properties": {
                                    "ACTOR_COMPUTE_UNITS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_WRITES": {
                                        "type": "number",
                                        "example": 0.00005
                                    },
                                    "KEY_VALUE_STORE_LISTS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_INTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_EXTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_SERPS": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            }
                        }
                    }
                }
            }
        }
    }
}
```
