# Coverfox Scraper - Indian Insurance Comparison Plans (`crawlerbros/coverfox-scraper`) Actor

Scrape Coverfox.com for Indian insurance plans across car, health, term life, and two-wheeler categories. Extract insurer name, claim settlement ratio, premium pricing, coverage details, features, and apply links.

- **URL**: https://apify.com/crawlerbros/coverfox-scraper.md
- **Developed by:** [Crawler Bros](https://apify.com/crawlerbros) (community)
- **Categories:** Automation, Lead generation, E-commerce
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

from $3.00 / 1,000 results

This Actor is paid per event and usage. You are charged both the fixed price for specific events and for Apify platform usage.
Since this Actor supports Apify Store discounts, the price gets lower the higher subscription plan you have.

Learn more: https://docs.apify.com/platform/actors/running/actors-in-store#pay-per-event

## What's an Apify Actor?

Actors are a software tools running on the Apify platform, for all kinds of web data extraction and automation use cases.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.

In JavaScript/TypeScript projects, use official [JavaScript/TypeScript client](https://docs.apify.com/api/client/js.md):

```bash
npm install apify-client
```

In Python projects, use official [Python client library](https://docs.apify.com/api/client/python.md):

```bash
pip install apify-client
```

In shell scripts, use [Apify CLI](https://docs.apify.com/cli/docs.md):

````bash
# MacOS / Linux
curl -fsSL https://apify.com/install-cli.sh | bash
# Windows
irm https://apify.com/install-cli.ps1 | iex
```bash

In AI frameworks, you might use the [Apify MCP server](https://docs.apify.com/platform/integrations/mcp.md).

If your project is in a different language, use the [REST API](https://docs.apify.com/api/v2.md).

For usage examples, see the [API](#api) section below.

For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).


# README

## Coverfox Scraper

Scrape **Coverfox.com** — India's leading online insurance comparison platform — for insurance plans across car, health, term life, and two-wheeler categories. Extract insurer name, claim settlement ratio, starting premium, coverage features, and apply links.

### What it does

Coverfox Scraper retrieves publicly listed insurance plans from Coverfox without requiring any account, API key, or paid proxy. It parses the embedded plan data from the page HTML and returns clean, structured records suitable for insurance market research and comparison.

### Use Cases

- Insurance market research and competitive intelligence in India
- Comparison of claim settlement ratios across insurers
- Premium price monitoring for car, health, and life insurance
- Lead generation and affiliate marketing in the Indian insurance sector
- Building datasets of Indian insurance products and providers

### Input

| Parameter | Type | Description | Default |
|-----------|------|-------------|---------|
| `mode` | string (select) | Insurance category to scrape | `carInsurance` |
| `maxItems` | integer | Maximum plans to return (1–100) | `20` |

#### Mode Options

| Value | Description |
|-------|-------------|
| `carInsurance` | Comprehensive car insurance plans |
| `healthInsurance` | Individual and family health insurance plans |
| `termInsurance` | Term life insurance plans |
| `bikeInsurance` | Two-wheeler and bike insurance plans |

#### Example Input

```json
{
  "mode": "carInsurance",
  "maxItems": 15
}
````

### Output

Each record represents one insurance plan listed on Coverfox.

| Field | Type | Description |
|-------|------|-------------|
| `planName` | string | Plan display name (e.g. "Bajaj Allianz Car Insurance") |
| `insurer` | string | Insurance company name |
| `category` | string | Insurance category label (e.g. "Car Insurance") |
| `categorySlug` | string | URL-friendly category slug (e.g. "car-insurance") |
| `tag` | string | Coverfox recommendation tag (e.g. "recommended", "best seller") |
| `claimSettlementRatio` | number | Claim settlement ratio as a percentage (0–100) |
| `claimSettlementRatioRaw` | string | Raw claim settlement ratio string (e.g. "87.96%") |
| `premium` | string | Starting premium price (e.g. "Rs. 3,891") |
| `premiumLabel` | string | Premium description label (e.g. "Starting Premium") |
| `coverageAmount` | string | Core coverage amount for the plan — "Amount Covered" (health), "Sum Assured" (term life), or "IDV" (bike) |
| `coverageAmountLabel` | string | Which coverage metric `coverageAmount` represents (e.g. "Amount Covered", "Sum Assured", "IDV") |
| `features` | array | Key product features (e.g. "RSA Cover: Free", "PA Cover: Rs. 225") |
| `logoUrl` | string | URL of the insurer logo image |
| `applyUrl` | string | URL to start an insurance quote on Coverfox |
| `sourceUrl` | string | Coverfox page URL where the plan was found |
| `scrapedAt` | string | ISO 8601 timestamp of when the record was scraped |
| `recordType` | string | Always `"insurancePlan"` |

#### Example Output

```json
{
  "planName": "Universal Sompo Insurance Car Insurance",
  "insurer": "Universal Sompo Insurance",
  "category": "Car Insurance",
  "categorySlug": "car-insurance",
  "tag": "recommended",
  "claimSettlementRatio": 87.96,
  "claimSettlementRatioRaw": "87.96%",
  "premium": "Rs. 3891",
  "premiumLabel": "Starting Premium",
  "features": ["Basic Price", "Rs. 3891", "RSA Cover: Free", "PA Cover: Rs. 225"],
  "logoUrl": "https://cms-img.coverfox.com/universal-sompo.png",
  "applyUrl": "https://www.coverfox.com/car-insurance/",
  "sourceUrl": "https://www.coverfox.com/car-insurance/",
  "scrapedAt": "2026-06-30T10:00:00+00:00",
  "recordType": "insurancePlan"
}
```

### Limitations

- Coverfox does not provide real-time personalized quotes without user input (age, vehicle details, etc.). The scraper extracts the publicly displayed comparison plans with base premiums.
- Travel insurance (`/travel-insurance/`) does not embed plan data in the page HTML in a parseable format and is not supported.
- Actual premium amounts shown are indicative starting prices for a base scenario.

### Data Source

Data is scraped from [coverfox.com](https://www.coverfox.com) — a publicly accessible Indian insurance comparison platform. No login, API key, or paid proxy is required.

### FAQs

**Do I need an Indian proxy?**
No. Coverfox pages are accessible from international IP addresses without geo-blocking.

**Does this need residential proxies?**
No. Coverfox serves its comparison pages freely without bot protection on category listing pages.

**How many plans are available per category?**
Typically 8–20 plans per category page depending on the insurance type.

**What does "Claim Settlement Ratio" mean?**
It is the percentage of insurance claims that an insurer settles successfully. A higher ratio (e.g. 98%) indicates a more reliable insurer. This data is sourced from IRDAI (Insurance Regulatory and Development Authority of India) annual reports.

**Are the premium prices accurate?**
Premiums shown are indicative base prices displayed by Coverfox for a standard reference vehicle/profile. Actual quotes vary by vehicle, age, and coverage options.

**Which insurers are covered?**
All major IRDAI-registered insurers listed on Coverfox are included: Bajaj Allianz, ICICI Lombard, HDFC ERGO, Tata AIG, New India Assurance, SBI General, Reliance General, and others.

# Actor input Schema

## `mode` (type: `string`):

Which insurance category to scrape from Coverfox.

## `maxItems` (type: `integer`):

Maximum number of insurance plans to return (1–100).

## Actor input object example

```json
{
  "mode": "carInsurance",
  "maxItems": 20
}
```

# Actor output Schema

## `plans` (type: `string`):

Dataset containing all scraped Coverfox insurance plans.

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {
    "mode": "carInsurance",
    "maxItems": 20
};

// Run the Actor and wait for it to finish
const run = await client.actor("crawlerbros/coverfox-scraper").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = {
    "mode": "carInsurance",
    "maxItems": 20,
}

# Run the Actor and wait for it to finish
run = client.actor("crawlerbros/coverfox-scraper").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print("💾 Check your data here: https://console.apify.com/storage/datasets/" + run["defaultDatasetId"])
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{
  "mode": "carInsurance",
  "maxItems": 20
}' |
apify call crawlerbros/coverfox-scraper --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "command": "npx",
            "args": [
                "mcp-remote",
                "https://mcp.apify.com/?tools=crawlerbros/coverfox-scraper",
                "--header",
                "Authorization: Bearer <YOUR_API_TOKEN>"
            ]
        }
    }
}

```

## OpenAPI specification

```json
{
    "openapi": "3.0.1",
    "info": {
        "title": "Coverfox Scraper - Indian Insurance Comparison Plans",
        "description": "Scrape Coverfox.com for Indian insurance plans across car, health, term life, and two-wheeler categories. Extract insurer name, claim settlement ratio, premium pricing, coverage details, features, and apply links.",
        "version": "1.0",
        "x-build-id": "JQr1OkaDT19vABtip"
    },
    "servers": [
        {
            "url": "https://api.apify.com/v2"
        }
    ],
    "paths": {
        "/acts/crawlerbros~coverfox-scraper/run-sync-get-dataset-items": {
            "post": {
                "operationId": "run-sync-get-dataset-items-crawlerbros-coverfox-scraper",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor, waits for its completion, and returns Actor's dataset items in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK"
                    }
                }
            }
        },
        "/acts/crawlerbros~coverfox-scraper/runs": {
            "post": {
                "operationId": "runs-sync-crawlerbros-coverfox-scraper",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor and returns information about the initiated run in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK",
                        "content": {
                            "application/json": {
                                "schema": {
                                    "$ref": "#/components/schemas/runsResponseSchema"
                                }
                            }
                        }
                    }
                }
            }
        },
        "/acts/crawlerbros~coverfox-scraper/run-sync": {
            "post": {
                "operationId": "run-sync-crawlerbros-coverfox-scraper",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor, waits for completion, and returns the OUTPUT from Key-value store in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK"
                    }
                }
            }
        }
    },
    "components": {
        "schemas": {
            "inputSchema": {
                "type": "object",
                "required": [
                    "mode"
                ],
                "properties": {
                    "mode": {
                        "title": "Insurance Category",
                        "enum": [
                            "carInsurance",
                            "healthInsurance",
                            "termInsurance",
                            "bikeInsurance"
                        ],
                        "type": "string",
                        "description": "Which insurance category to scrape from Coverfox.",
                        "default": "carInsurance"
                    },
                    "maxItems": {
                        "title": "Max items",
                        "minimum": 1,
                        "maximum": 100,
                        "type": "integer",
                        "description": "Maximum number of insurance plans to return (1–100).",
                        "default": 20
                    }
                }
            },
            "runsResponseSchema": {
                "type": "object",
                "properties": {
                    "data": {
                        "type": "object",
                        "properties": {
                            "id": {
                                "type": "string"
                            },
                            "actId": {
                                "type": "string"
                            },
                            "userId": {
                                "type": "string"
                            },
                            "startedAt": {
                                "type": "string",
                                "format": "date-time",
                                "example": "2025-01-08T00:00:00.000Z"
                            },
                            "finishedAt": {
                                "type": "string",
                                "format": "date-time",
                                "example": "2025-01-08T00:00:00.000Z"
                            },
                            "status": {
                                "type": "string",
                                "example": "READY"
                            },
                            "meta": {
                                "type": "object",
                                "properties": {
                                    "origin": {
                                        "type": "string",
                                        "example": "API"
                                    },
                                    "userAgent": {
                                        "type": "string"
                                    }
                                }
                            },
                            "stats": {
                                "type": "object",
                                "properties": {
                                    "inputBodyLen": {
                                        "type": "integer",
                                        "example": 2000
                                    },
                                    "rebootCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "restartCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "resurrectCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "computeUnits": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            },
                            "options": {
                                "type": "object",
                                "properties": {
                                    "build": {
                                        "type": "string",
                                        "example": "latest"
                                    },
                                    "timeoutSecs": {
                                        "type": "integer",
                                        "example": 300
                                    },
                                    "memoryMbytes": {
                                        "type": "integer",
                                        "example": 1024
                                    },
                                    "diskMbytes": {
                                        "type": "integer",
                                        "example": 2048
                                    }
                                }
                            },
                            "buildId": {
                                "type": "string"
                            },
                            "defaultKeyValueStoreId": {
                                "type": "string"
                            },
                            "defaultDatasetId": {
                                "type": "string"
                            },
                            "defaultRequestQueueId": {
                                "type": "string"
                            },
                            "buildNumber": {
                                "type": "string",
                                "example": "1.0.0"
                            },
                            "containerUrl": {
                                "type": "string"
                            },
                            "usage": {
                                "type": "object",
                                "properties": {
                                    "ACTOR_COMPUTE_UNITS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_WRITES": {
                                        "type": "integer",
                                        "example": 1
                                    },
                                    "KEY_VALUE_STORE_LISTS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_INTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_EXTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_SERPS": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            },
                            "usageTotalUsd": {
                                "type": "number",
                                "example": 0.00005
                            },
                            "usageUsd": {
                                "type": "object",
                                "properties": {
                                    "ACTOR_COMPUTE_UNITS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_WRITES": {
                                        "type": "number",
                                        "example": 0.00005
                                    },
                                    "KEY_VALUE_STORE_LISTS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_INTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_EXTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_SERPS": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            }
                        }
                    }
                }
            }
        }
    }
}
```