# Which banks passed on the RBA rate rise or cut: this week

**Use case:** 

Rate rises, cuts, new and withdrawn rates at 240+ Australian banks and lenders in the last 7 days, from open banking (CDR) data: old rate, new rate and change in basis points for home loans, term deposits, savings, cards and loans. Run it after an RBA decision to see which banks moved their rates, by how much and the day we saw it. Schedule it with changedSince "last-run" for a daily feed.

## Input

```json
{
  "mode": "changes",
  "categories": [],
  "brands": [],
  "industries": [],
  "termMonths": [
    12
  ],
  "rateTypes": [],
  "sortBy": "auto",
  "topPerBrand": 1,
  "includeRiskBasedRates": false,
  "maxItems": 500,
  "rateHistoryDays": 0,
  "maxAgeHours": 36,
  "includeRaw": false
}
```

## Output

```json
{
  "observedAt": {
    "label": "Seen",
    "format": "date"
  },
  "event": {
    "label": "Change",
    "format": "text"
  },
  "brandName": {
    "label": "Bank",
    "format": "text"
  },
  "productName": {
    "label": "Product",
    "format": "text"
  },
  "category": {
    "label": "Category",
    "format": "text"
  },
  "rateType": {
    "label": "Rate type",
    "format": "text"
  },
  "termMinMonths": {
    "label": "Term (months)",
    "format": "number"
  },
  "oldRate": {
    "label": "Old rate",
    "format": "number"
  },
  "newRate": {
    "label": "New rate",
    "format": "number"
  },
  "changeBps": {
    "label": "Change (bps)",
    "format": "number"
  },
  "oldComparisonRate": {
    "label": "Old comparison",
    "format": "number"
  },
  "newComparisonRate": {
    "label": "New comparison",
    "format": "number"
  }
}
```

## How it works

### 1. Sign up on Apify or log in

The Australian Bank Rates - Mortgages, Term Deposits, Savings Actor is ready to run with the inputs already set for "Which banks passed on the RBA rate rise or cut: this week". [Sign up or log in](https://console.apify.com/create-task-from-example/4MAfppDzpOqfEt7PC) and you'll land in Apify Console with a copy of this exact task.

### 2. Start the "Which banks passed on the RBA rate rise or cut: this week" task

The Australian Bank Rates - Mortgages, Term Deposits, Savings Actor will start running based on the input automatically. You can also change all the input fields, like mode, product categories, and more, to match your specific use case.

### 3. Receive the "Which banks passed on the RBA rate rise or cut: this week" output

Monitor the progress in real time. You will be notified as soon as your dataset is complete and ready for review. Each result includes data such as seen, change, bank, and more.

### 4. Integrate into your workflow

The final output is delivered in JSON, CSV, or Excel format, ready to be plugged into your workflow. You can also [run the "Which banks passed on the RBA rate rise or cut: this week" task via API](https://apify.com/crawlplant/au-bank-rates.md).

## About this Actor

This example demonstrates how to use [Australian Bank Rates - Mortgages, Term Deposits, Savings](https://apify.com/crawlplant/au-bank-rates.md) with a specific input configuration. Visit the [Actor detail page](https://apify.com/crawlplant/au-bank-rates.md) to learn more, explore other use cases, and run it yourself.


## How to integrate an Actor?

This Task's input is already configured above. Use it as-is rather than inventing a new one.

Do not guess an integration path. Every one of them is in the agent quickstart at https://apify.com/agents.md: the Apify MCP server, Agent Skills with the Apify CLI, the JavaScript and Python clients, the REST API, and the account-free path for an agent with no human to sign in. It also carries the rule on stating cost before the first paid run.

For full API examples (JavaScript, Python, CLI, MCP, OpenAPI), see this Task's Actor page: https://apify.com/crawlplant/au-bank-rates.md

Each client library has reference documentation the quickstart does not restate: [JavaScript/TypeScript](https://docs.apify.com/api/client/js/docs.md) (`npm install apify-client`) and [Python](https://docs.apify.com/api/client/python/docs.md) (`pip install apify-client`).