# Bank Directory & Financials: Call Report Data & Bank Failures (`lepidata/bank-directory-financials`) Actor

Search US banks and savings institutions by name, certificate number or state: charter, regulator, holding company, assets, deposits, offices, plus up to 8 quarters of Call Report financials, or export bank failures since a date. US government public data. Unofficial.

- **URL**: https://apify.com/lepidata/bank-directory-financials.md
- **Developed by:** [Lepi Data](https://apify.com/lepidata) (community)
- **Categories:** Business, Lead generation
- **Stats:** 3 total users, 2 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

from $0.80 / 1,000 bank or failure records

This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.
Since this Actor supports Apify Store discounts, the price gets lower the higher subscription plan you have.

Learn more: https://docs.apify.com/actors/running/actors-in-store.md#pay-per-event

## What's an Apify Actor?

An Actor is a serverless cloud program that runs on the Apify platform. It has two run modes.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.

Apify vocabulary and the platform model are defined once, in the agent quickstart at https://apify.com/agents.md.

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.

Do not guess an integration path. Every one of them is in the agent quickstart at https://apify.com/agents.md: the Apify MCP server, Agent Skills with the Apify CLI, the JavaScript and Python clients, the REST API, and the account-free path for an agent with no human to sign in. It also carries the rule on stating cost before the first paid run.

For examples already wired to this Actor's own input schema, see the [API](#api) section below.

Each client library has reference documentation the quickstart does not restate: [JavaScript/TypeScript](https://docs.apify.com/api/client/js/docs.md) (`npm install apify-client`) and [Python](https://docs.apify.com/api/client/python/docs.md) (`pip install apify-client`).

# README

## Bank Directory & Financials: Call Report Data & Bank Failures

*Unofficial tool. Not affiliated with, endorsed by, or sponsored by the Federal Deposit Insurance Corporation or any government agency. No government seals or logos are used. We are not a bank, and this tool provides no deposit insurance.*

Look up US banks and savings institutions and their quarterly financials, or export bank failures, from the public BankFind data. It's for fintech KYB and onboarding teams, bank-risk and treasury dashboards, analysts, journalists and researchers.

**Input:** bank names (current or prior), certificate numbers or states, status, and optionally the latest 1-8 quarters of Call Report financials; or failures since a date.

**Output (banks):** one row per institution: certificate number, name, status, insured flag as reported with its dataset date, address, county, coordinates, website, charter class and agency, primary regulator, RSSD id, LEI, holding company, total assets, deposits, equity, net income, ROA, ROE, offices, established and insured-since dates, specialization, community-bank and mutual flags, minority depository status, prior names and the BankFind record link. With `financialQuarters`: assets, deposits (insured and uninsured estimates), loans, securities, equity, income and expense lines, ROA / ROE, net interest margin, efficiency, capital ratios, noncurrent loans, charge-offs and employees per quarter.

**Output (failures):** name, certificate number, city, state, failure and resolution dates, transaction type, insurance fund, deposits and assets at failure, estimated loss and acquirer.

### Notice (in every row)

Data sourced from the FDIC BankFind Suite (https://banks.data.fdic.gov). This tool is not affiliated with, endorsed by, or sponsored by the Federal Deposit Insurance Corporation (FDIC). We are not a bank and are not FDIC-insured; this tool provides no deposit insurance and does not guarantee any institution's insured status or any coverage amount. Deposit insurance covers the failure of an insured bank and is subject to FDIC rules and limits. The "FDIC-insured" field is reported by FDIC as of the date shown and may be out of date — confirm at https://banks.data.fdic.gov or https://www.fdic.gov/resources/deposit-insurance/ before relying on it. Not financial, investment, or legal advice. FDIC makes no warranty about this data.

### Input

- `mode`: `banks` (default) or `failures`
- Banks: `names` (up to 20), `certs` (up to 500), `states`, `status` (`active` default, `inactive`, `any`), `financialQuarters` (0-8)
- Failures: `failedSince` (YYYY-MM-DD), `states`
- `maxResults` (capped at 150 when financialQuarters is set)

### Output fields

`type`, `cert`, `name`, `status`, `fdic_insured_reported`, `fdic_insured_as_of`, `city`, `state`, `zip`, `bank_class`, `primary_regulator`, `holding_company`, `total_assets_usd`, `total_deposits_usd`, `offices`, `report_date`, `website`, `established_date`, `address`, `county`, `latitude`, `longitude`, `charter_agency`, `fed_rssd_id`, `lei`, `equity_capital_usd`, `net_income_ytd_usd`, `roa_pct`, `roe_pct`, `prior_names`, `source_url`, `financials`, `failure_date`, `resolution_date`, `transaction_type`, `estimated_loss_usd`, `acquirer_name`, `source_data_as_of`, `notice`, `units`

**Units.** Fields ending in `_usd` are whole US dollars (the source reports thousands). `_pct` fields are percentages. `_ytd` = year to date.

**Privacy.** Institution-level data only. No officers, directors, contacts or any person's name.

**Opt-out.** Removal requests: support@lepidata.com (handled within 30 days).
Send the institution's certificate number; removed institutions are dropped from every run.

Free status rows (not charged): `no-results`, `invalid-input`, `source-error`, `free-plan-limit`, `charge-limit-reached`.

**Example:** `{"mode":"banks","states":["RI"],"financialQuarters":4,"maxResults":50}`

### Data source and compliance

- Source credit: US government public data from the BankFind Suite public API (no key needed today). One request every 2 seconds, at most 200 per run, a declared User-Agent with a contact address. If the source starts requiring a key, runs stop with a free source-error row.
- Not financial, investment or legal advice. Confirm on the official BankFind site before relying on a record.
- Free-plan accounts get up to 100 results per run.

**Pricing.** Pay per result: $0.80 per 1,000 records ($0.0008 each), the same price on every plan, no start fee. Free status rows are never charged.

# Actor input Schema

## `mode` (type: `string`):

Bank directory or failures list.

## `names` (type: `array`):

Up to 20 name searches (current and prior names).

## `certs` (type: `array`):

Up to 500 institution certificate numbers.

## `states` (type: `array`):

2-letter state codes (banks: headquarters; failures: state).

## `status` (type: `string`):

Active, inactive (merged, closed, failed) or any.

## `financialQuarters` (type: `integer`):

Add the latest N quarters of Call Report financials per bank (one extra request per bank; maxResults is capped at 150).

## `failedSince` (type: `string`):

YYYY-MM-DD. Default 2000-01-01.

## `maxResults` (type: `integer`):

Paid rows cap for this run.

## Actor input object example

```json
{
  "mode": "banks",
  "names": [
    "washington trust"
  ],
  "status": "active",
  "financialQuarters": 0,
  "maxResults": 500
}
```

# Actor output Schema

## `items` (type: `string`):

All rows from this run.

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {
    "names": [
        "washington trust"
    ]
};

// Run the Actor and wait for it to finish
const run = await client.actor("lepidata/bank-directory-financials").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = { "names": ["washington trust"] }

# Run the Actor and wait for it to finish
run = client.actor("lepidata/bank-directory-financials").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print(f"💾 Check your data here: https://console.apify.com/storage/datasets/{run.default_dataset_id}")
for item in client.dataset(run.default_dataset_id).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{
  "names": [
    "washington trust"
  ]
}' |
apify call lepidata/bank-directory-financials --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "type": "http",
            "url": "https://mcp.apify.com/?tools=fetch-actor-details,lepidata/bank-directory-financials"
        }
    }
}
```

The hosted server signs you in with OAuth on first connect, so no API token belongs in this config. Clients without OAuth support can send an `Authorization: Bearer <APIFY_API_TOKEN>` header instead, using a token from API & Integrations in Apify Console (https://console.apify.com/settings/integrations).

## OpenAPI specification

Download the OpenAPI definition: https://api.apify.com/v2/actors/ud0kvrg3ookPAIlnK/builds/bElC2QHIsEza4TLbs/openapi.json