# OSFI Regulated Institutions & Pension Plans – Canada (`loudtzu/osfi-regulated-institutions`) Actor

Canada's federally regulated banks, insurers, trust and loan companies and federally registered pension plans from OSFI open data. Contact names and street addresses removed; reduced, not anonymous.

- **URL**: https://apify.com/loudtzu/osfi-regulated-institutions.md
- **Developed by:** [Travis M](https://apify.com/loudtzu) (community)
- **Categories:** Business, Other
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

$3.00 / 1,000 results

This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.

Learn more: https://docs.apify.com/actors/running/actors-in-store.md#pay-per-event

## What's an Apify Actor?

An Actor is a serverless cloud program that runs on the Apify platform. It has two run modes.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.

Apify vocabulary and the platform model are defined once, in the agent quickstart at https://apify.com/agents.md.

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.

Do not guess an integration path. Every one of them is in the agent quickstart at https://apify.com/agents.md: the Apify MCP server, Agent Skills with the Apify CLI, the JavaScript and Python clients, the REST API, and the account-free path for an agent with no human to sign in. It also carries the rule on stating cost before the first paid run.

For examples already wired to this Actor's own input schema, see the [API](#api) section below.

Each client library has reference documentation the quickstart does not restate: [JavaScript/TypeScript](https://docs.apify.com/api/client/js/docs.md) (`npm install apify-client`) and [Python](https://docs.apify.com/api/client/python/docs.md) (`pip install apify-client`).

# README

## OSFI Regulated Institutions & Pension Plans – Canada

### What it does

Reads OSFI's **"Who we regulate"** open data and returns two lists in one dataset:

- `institutions`: federally regulated financial institutions such as banks, foreign bank branches, life and P\&C insurers, trust and loan companies, cooperative credit associations and fraternal benefit societies (~345).
- `pensionPlans`: federally registered pension plans, with plan name, registration number and sponsor (~1,000).

Both CSVs are hosted on open.canada.ca. The Actor makes at most 2 downloads per run, 20 seconds apart.

Source: [Who we regulate on open.canada.ca](https://open.canada.ca/data/en/dataset/b27ec3ef-7338-4e76-a6fd-128339a92df5).

### Who it's for

Fintech and regtech vendors, compliance teams, B2B sales to financial institutions and pension plans, and researchers who need an up-to-date list of federally regulated entities.

### Input

| Key | Notes |
|---|---|
| `registers` | `["institutions", "pensionPlans"]` (default both) |
| `keyword` | institution, trade or sponsor name contains |
| `group` | e.g. `Banks`, `Life Insurance Companies` |
| `industry` | e.g. `Foreign Bank Branches` |
| `province` | e.g. `Ontario` or `ON` |
| `city` | contains |
| `maxItems` | default 100, maximum 50,000 |

Example: `{"registers": ["institutions"], "group": "Banks"}`

### Output

`register`, `name`, `tradeName`, `type`, `group`, `industry`, `insuranceClasses`, `planRegistrationNumber`, `planSponsor`, `planSponsorWithheld`, `city`, `province`, `source`, `licence`.

### Privacy

- **Dropped from institutions:** `Representative Name`, `Title`, `Address Line 1`, `Address Line 2`, `Postal ZIP Code`.
- **Dropped from pension plans:** `Administrator Contact Name` and `Address`.
- Only the city and province are kept.
- Plan names were checked for personal names (Oct 19, 2026, all 996 distinct plan names of 998 plans reviewed): none is an individual's name. Some are organisations named after people, such as First Nations or bands ("Peter Ballantyne Cree Nation", "James Smith Indian Band", "Louis Bull Tribal Administration") and family firms ("James Richardson & Sons, Limited", "G. Testmarsh Transport Limited"). These are kept.
- In short: contact names and street addresses removed; **reduced, not anonymous**. Sponsor, plan name, city and province can still point to a small employer.
- A pension-plan sponsor name that looks like an individual person is blanked, with `planSponsorWithheld: true`. None did on the Oct 16, 2026 data (0 of 998).

### Licence and terms

- **Licence:** [Open Government Licence – Canada](https://open.canada.ca/en/open-government-licence-canada), which allows use "including for commercial purposes" with attribution. Every row carries the attribution.
- **Automated access:** the files are open.canada.ca resource downloads (served from its storage). open.canada.ca robots.txt allows them with `Crawl-delay: 20`, which the Actor honours between its two downloads. No terms were found that ban automated download of open data.
- Independent; not endorsed by OSFI.

### Pricing

**Price: $0.003 per result, no start fee** (pay per event `apify-default-dataset-item`, one result = one institution or plan). Both full lists (~1,340 rows) cost about $4.

### Limits

- English files only. The data is as current as OSFI's monthly update.

# Actor input Schema

## `registers` (type: `array`):

Which OSFI lists to read.

## `keyword` (type: `string`):

Institution, trade or sponsor name.

## `group` (type: `string`):

e.g. Banks, Life Insurance Companies.

## `industry` (type: `string`):

e.g. Foreign Bank Branches.

## `province` (type: `string`):

e.g. Ontario or ON.

## `city` (type: `string`):

Optional.

## `maxItems` (type: `integer`):

Stop after this many items (1–50,000, default 100).

## Actor input object example

```json
{
  "registers": [
    "institutions",
    "pensionPlans"
  ],
  "maxItems": 100
}
```

# Actor output Schema

## `results` (type: `string`):

All items returned by the run, in the 'overview' table view.

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {};

// Run the Actor and wait for it to finish
const run = await client.actor("loudtzu/osfi-regulated-institutions").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = {}

# Run the Actor and wait for it to finish
run = client.actor("loudtzu/osfi-regulated-institutions").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print(f"💾 Check your data here: https://console.apify.com/storage/datasets/{run.default_dataset_id}")
for item in client.dataset(run.default_dataset_id).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{}' |
apify call loudtzu/osfi-regulated-institutions --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "type": "http",
            "url": "https://mcp.apify.com/?tools=fetch-actor-details,loudtzu/osfi-regulated-institutions"
        }
    }
}
```

The hosted server signs you in with OAuth on first connect, so no API token belongs in this config. Clients without OAuth support can send an `Authorization: Bearer <APIFY_API_TOKEN>` header instead, using a token from API & Integrations in Apify Console (https://console.apify.com/settings/integrations).

## OpenAPI specification

Download the OpenAPI definition: https://api.apify.com/v2/actors/EeIk9DajEHecAZczP/builds/YH5JfqXSon4x9FLGt/openapi.json