# Credit Karma Offer Scraper (`moving_beacon-owner1/credit-karma-offer-scraper`) Actor

Scrapes public credit-card offers from Credit Karma, including card names, ratings, reviews, rewards rates, annual fees, welcome bonuses, APRs, benefits, images, and application links. Supports category filtering, and no-annual-fee filtering without accessing login or personalized data.

- **URL**: https://apify.com/moving\_beacon-owner1/credit-karma-offer-scraper.md
- **Developed by:** [Jamshaid Arif](https://apify.com/moving_beacon-owner1) (community)
- **Categories:**
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

from $4.99 / 1,000 results

This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.

Learn more: https://docs.apify.com/actors/running/actors-in-store.md#pay-per-event

## What's an Apify Actor?

Actors are web data automations that power AI and operations. They run on the Apify platform to scrape websites, process data, connect APIs, and automate workflows.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.

- **AI agents and MCP clients** — the [Apify MCP server](https://docs.apify.com/integrations/mcp.md) at `https://mcp.apify.com` (remote, streamable HTTP, OAuth on first use).
- **Agentic workflows and local Actor development** — [Agent Skills](https://apify.com/.well-known/agent-skills/index.json) with the [Apify CLI](https://docs.apify.com/cli/docs.md): `npm install -g apify-cli`, then `apify login`.
- **JavaScript/TypeScript projects** — the official [JS/TS client](https://docs.apify.com/api/client/js/docs.md): `npm install apify-client`.
- **Python projects** — the official [Python client](https://docs.apify.com/api/client/python/docs.md): `pip install apify-client`.
- **Any other language** — the [REST API](https://docs.apify.com/api/v2.md).

For usage examples, see the [API](#api) section below.

For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).

# README

## Credit Karma Offer Scraper

Collects public credit-card offers from Credit Karma's marketplace category
pages (creditkarma.com/credit-cards). For each card it returns the name, member
star rating, review count, rewards rate, annual fee, welcome bonus, editorial
tagline, card art image, benefit highlights and the apply link. Only anonymous,
public listings are read — no login and no personalized data.

### Input

| Field | Default | Description |
|---|---|---|
| `categories` | `cash-back-cards,rewards-cards,no-annual-fee` | Comma-separated category slugs (e.g. `good-credit`, `student-cards`, `travel`, `balance-transfer`). |
| `limit` | `60` | Maximum total offers across all categories (1–500). |
| `min_rating` | `0` | Keep only cards rated at or above this value (0–5); 0 disables. |
| `annual_fee_free_only` | `false` | Keep only `$0` / no-annual-fee cards. |
| `proxyConfiguration` | US proxy on | Optional. Enable a US-based proxy for the most reliable results. |

### Output

One record per offer:

```json
{
  "category": "cash-back-cards",
  "rank": 5,
  "card_name": "Capital One QuicksilverOne Cash Rewards Credit Card",
  "content_id": "CCCapitalOne582",
  "issuer_hint": "Capital One QuicksilverOne Cash Rewards Credit Card",
  "rating": 4.5,
  "review_count": 933,
  "rewards_rate": "1.5% - 5%",
  "annual_fee": "$39",
  "welcome_bonus": "",
  "intro_apr": "",
  "regular_apr": "",
  "editorial_tagline": "Great for cash back and average credit",
  "image_url": "https://ck-content.imgix.net/pcm/content/...png",
  "details_url": "https://www.creditkarma.com/creditcard/CCCapitalOne582",
  "apply_url": "https://www.creditkarma.com/take-offer/creditcard?contentId=CCCapitalOne582&...",
  "highlights": ["Earn unlimited 1.5% cash back on every purchase, every day", "..."],
  "raw": { ... }
}
```

### Notes

- Only anonymous, public marketplace pages are accessed; personalized,
  login-gated data is never touched.
- Enable a US-based proxy for the most reliable results.
- Offers, rates and availability change frequently — treat values as indicative
  and confirm against the issuer. Please respect Credit Karma's Terms of Service.

# Actor input Schema

## `categories` (type: `string`):

Comma-separated Credit Karma credit-card category slugs to scrape, taken from the URL creditkarma.com/credit-cards/<slug>. Examples: cash-back-cards, rewards-cards, no-annual-fee, good-credit, fair-credit, bad-credit, student-cards, no-credit, balance-transfer, travel.

## `limit` (type: `integer`):

Maximum total number of card offers to return across all categories.

## `min_rating` (type: `integer`):

Only keep cards with a Credit Karma member star rating at least this high (0-5). 0 disables the filter; cards without a rating are dropped when this is above 0.

## `annual_fee_free_only` (type: `boolean`):

When enabled, only return cards whose annual fee is $0 / no annual fee.

## `proxyConfiguration` (type: `object`):

Proxy settings for the run. Enable a US-based proxy for the most reliable results, especially for sites that limit non-US or datacenter traffic. Optional — leave off to run directly.

## Actor input object example

```json
{
  "categories": "cash-back-cards,rewards-cards,no-annual-fee",
  "limit": 60,
  "min_rating": 0,
  "annual_fee_free_only": false,
  "proxyConfiguration": {
    "useApifyProxy": true
  }
}
```

# Actor output Schema

## `results` (type: `string`):

No description

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {
    "categories": "cash-back-cards,rewards-cards,no-annual-fee",
    "limit": 60,
    "min_rating": 0,
    "annual_fee_free_only": false,
    "proxyConfiguration": {
        "useApifyProxy": true
    }
};

// Run the Actor and wait for it to finish
const run = await client.actor("moving_beacon-owner1/credit-karma-offer-scraper").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = {
    "categories": "cash-back-cards,rewards-cards,no-annual-fee",
    "limit": 60,
    "min_rating": 0,
    "annual_fee_free_only": False,
    "proxyConfiguration": { "useApifyProxy": True },
}

# Run the Actor and wait for it to finish
run = client.actor("moving_beacon-owner1/credit-karma-offer-scraper").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print(f"💾 Check your data here: https://console.apify.com/storage/datasets/{run.default_dataset_id}")
for item in client.dataset(run.default_dataset_id).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{
  "categories": "cash-back-cards,rewards-cards,no-annual-fee",
  "limit": 60,
  "min_rating": 0,
  "annual_fee_free_only": false,
  "proxyConfiguration": {
    "useApifyProxy": true
  }
}' |
apify call moving_beacon-owner1/credit-karma-offer-scraper --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "type": "http",
            "url": "https://mcp.apify.com/?tools=fetch-actor-details,moving_beacon-owner1/credit-karma-offer-scraper"
        }
    }
}

```

The hosted server signs you in with OAuth on first connect, so no API token belongs in this config. Clients without OAuth support can send an `Authorization: Bearer <APIFY_API_TOKEN>` header instead, using a token from API & Integrations in Apify Console (https://console.apify.com/settings/integrations).

## OpenAPI specification

Download the OpenAPI definition: https://api.apify.com/v2/actors/K7aDNVNOXsuGXo17I/builds/AHwrhNuDudg2lpE3r/openapi.json