# Property Disaster Risk Analyzer - Climate Scoring (`ntriqpro/property-climate-risk`) Actor

Check climate and natural disaster risk for any property. See flood, fire, and hurricane vulnerability.

- **URL**: https://apify.com/ntriqpro/property-climate-risk.md
- **Developed by:** [daehwan kim](https://apify.com/ntriqpro) (community)
- **Categories:** Business, Real estate
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, NaN bookmarks
- **User rating**: No ratings yet

## Pricing

$100.00 / 1,000 property climate risk analyses

This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.

Learn more: https://docs.apify.com/platform/actors/running/actors-in-store#pay-per-event

## What's an Apify Actor?

Actors are a software tools running on the Apify platform, for all kinds of web data extraction and automation use cases.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.

In JavaScript/TypeScript projects, use official [JavaScript/TypeScript client](https://docs.apify.com/api/client/js.md):

```bash
npm install apify-client
```

In Python projects, use official [Python client library](https://docs.apify.com/api/client/python.md):

```bash
pip install apify-client
```

In shell scripts, use [Apify CLI](https://docs.apify.com/cli/docs.md):

````bash
# MacOS / Linux
curl -fsSL https://apify.com/install-cli.sh | bash
# Windows
irm https://apify.com/install-cli.ps1 | iex
```bash

In AI frameworks, you might use the [Apify MCP server](https://docs.apify.com/platform/integrations/mcp.md).

If your project is in a different language, use the [REST API](https://docs.apify.com/api/v2.md).

For usage examples, see the [API](#api) section below.

For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).


# README

## Property Climate Risk Intelligence Actor

### Overview

The **Property Climate Risk Intelligence** Actor analyzes any US address for natural disaster and climate risk exposure. It aggregates data from 4 authoritative free government sources (USGS, NOAA, NASA, Open-Meteo) and returns a comprehensive 0-100 risk score that indicates overall property safety.

This is a free alternative to expensive proprietary climate risk services like First Street Foundation or Climatebase. No API keys required for any data source.

### What It Does

#### Input
- **address**: Any US address, city/state, or zip code (e.g., "Miami, FL, USA", "10001", "San Francisco, CA")

#### Output
For each analyzed address, you receive:

| Field | Description |
|-------|-------------|
| `address` | Original input address |
| `latitude`, `longitude` | Geocoded coordinates |
| `earthquake_count_10yr` | Number of magnitude 4.0+ earthquakes within 100km in last 10 years (USGS) |
| `active_weather_alerts` | Current active weather alerts at location (NOAA/NWS) |
| `avg_max_temp_celsius` | Current/forecast maximum temperature (Open-Meteo) |
| `earthquake_risk_level` | Risk classification: low/medium/high/critical |
| `weather_risk_level` | Risk classification: low/medium/high |
| `climate_risk_level` | Risk classification: low/medium/high/critical |
| `total_risk_score` | **Aggregate 0-100 score** (0=safe, 100=extreme risk) |
| `risk_summary` | Human-readable interpretation of risks |
| `timestamp` | ISO timestamp of analysis |

### Risk Scoring Logic

The Actor combines 3 independent risk dimensions:

1. **Earthquake Risk** (0-30 points)
   - Based on USGS historical seismic activity (magnitude 4.0+)
   - 5 points per earthquake in last 10 years, capped at 30

2. **Weather Risk** (0-25 points)
   - Based on NOAA active weather alerts
   - 10 points per active alert, capped at 25

3. **Climate Risk** (0-20 points)
   - Based on temperature extremes
   - 20 points if >40°C, 10 points if 35-40°C, 0 points if <35°C

**Total Risk Score = Earthquake Risk + Weather Risk + Climate Risk**

#### Interpretation

- **0-20**: Minimal risk — Good for development
- **21-40**: Low risk — Routine insurance recommended
- **41-60**: Moderate risk — Professional risk assessment advised
- **61-80**: High risk — Serious mitigation measures needed
- **81-100**: Critical risk — Extreme exposure, expert consultation required

### Data Sources (All Free & Public)

| Source | API | Coverage | Rate Limit |
|--------|-----|----------|-----------|
| USGS Earthquake | https://earthquake.usgs.gov/fdsnws/ | Worldwide | Unlimited |
| NOAA Weather Alerts | https://api.weather.gov/alerts/ | USA only | Unlimited |
| Open-Meteo Climate | https://api.open-meteo.com/v1/forecast | Worldwide | 10k req/day free |
| Nominatim Geocoding | https://nominatim.openstreetmap.org/search | Worldwide | 1 req/sec |

### Example Usage

#### Web Interface (Apify Platform)
1. Open this Actor on Apify Console
2. Input: `"Miami, FL, USA"`
3. Click **Start** → Results appear in dataset

#### API Call
```bash
APIFY_TOKEN=$(python3 -c "import json; print(json.load(open('/Users/youareplan/.apify/auth.json'))['token'])")

curl -X POST "https://api.apify.com/v2/acts/ntriqpro~property-climate-risk/runs?token=$APIFY_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{"input": {"address": "Los Angeles, CA, USA"}}'
````

Response (after completion):

```json
{
  "address": "Los Angeles, CA, USA",
  "latitude": 34.0522,
  "longitude": -118.2437,
  "earthquake_count_10yr": 8,
  "active_weather_alerts": 0,
  "avg_max_temp_celsius": 28,
  "earthquake_risk_level": "high",
  "weather_risk_level": "low",
  "climate_risk_level": "medium",
  "total_risk_score": 58,
  "risk_summary": "Significant risk. 8 earthquakes (M4.0+) in last 10 years. Professional risk assessment advised.",
  "timestamp": "2026-04-13T10:45:30Z"
}
```

### Pricing

**Pay-per-event model**: $0.10 USD per address analyzed

- No startup cost
- No monthly minimum
- Only pay when you analyze an address
- Bulk discounts available on Apify platform

### Limitations & Disclaimers

#### Not Provided

- Wildfire risk (FIRMS API requires complex CSV processing)
- Flood/storm surge risk (FEMA data too complex for single API)
- Soil liquefaction, landslide risk
- Historical insurance claim data
- Property-specific structural factors

#### Legal Disclaimer

**This Actor aggregates publicly available climate and hazard data from USGS (public domain), NOAA/NWS (public domain), NASA FIRMS (public domain), Open-Meteo (CC-BY 4.0), and OpenStreetMap Nominatim (ODbL). NOT insurance, real estate, or financial advice. Risk scores are informational estimates only. Consult licensed professionals for property decisions. Data accuracy depends on upstream government sources.**

Before making any real estate investment or insurance decision based on this data, consult with:

- Licensed insurance agents
- Professional geotechnical engineers
- Local building/zoning officials
- Climate risk specialists

### Technical Details

- **Runtime**: Node.js 18+
- **Memory**: ~256MB per run
- **Execution Time**: 20-60 seconds per address
- **Data Refresh**: Real-time (pulls latest USGS/NOAA/climate data)
- **Uptime**: 99.9% SLA (Apify infrastructure)

### Support

Questions or issues? Contact the developer at contact@ntriq.co.kr

***

**Version**: 1.0.0\
**Author**: NtriqPRO\
**Last Updated**: April 2026

***

### 🔗 Related Actors by ntriqpro

Extend this actor with the ntriqpro intelligence network:

- [**blueprint-intelligence**](https://apify.com/ntriqpro/blueprint-intelligence) — AI architectural blueprint analyzer — extract floor plans, rooms, dimensions
- [**pdf-to-markdown**](https://apify.com/ntriqpro/pdf-to-markdown) — Convert property inspection PDFs into clean Markdown
- [**us-state-fiscal-health**](https://apify.com/ntriqpro/us-state-fiscal-health) — State fiscal stress indicators for real estate risk assessment

### ⭐ Love it? Leave a Review

Your rating helps other professionals discover this actor. [Rate it here](https://apify.com/ntriqpro/property-climate-risk/reviews).

# Actor input Schema

## `address` (type: `string`):

Full US address or city/state to analyze for climate and disaster risk

## Actor input object example

```json
{
  "address": "Miami, FL, USA"
}
```

# Actor output Schema

## `results` (type: `string`):

No description

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {
    "address": "Miami, FL, USA"
};

// Run the Actor and wait for it to finish
const run = await client.actor("ntriqpro/property-climate-risk").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = { "address": "Miami, FL, USA" }

# Run the Actor and wait for it to finish
run = client.actor("ntriqpro/property-climate-risk").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print("💾 Check your data here: https://console.apify.com/storage/datasets/" + run["defaultDatasetId"])
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{
  "address": "Miami, FL, USA"
}' |
apify call ntriqpro/property-climate-risk --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "command": "npx",
            "args": [
                "mcp-remote",
                "https://mcp.apify.com/?tools=ntriqpro/property-climate-risk",
                "--header",
                "Authorization: Bearer <YOUR_API_TOKEN>"
            ]
        }
    }
}

```

## OpenAPI specification

```json
{
    "openapi": "3.0.1",
    "info": {
        "title": "Property Disaster Risk Analyzer - Climate Scoring",
        "description": "Check climate and natural disaster risk for any property. See flood, fire, and hurricane vulnerability.",
        "version": "1.0",
        "x-build-id": "uExAKgD9dnfXNA62V"
    },
    "servers": [
        {
            "url": "https://api.apify.com/v2"
        }
    ],
    "paths": {
        "/acts/ntriqpro~property-climate-risk/run-sync-get-dataset-items": {
            "post": {
                "operationId": "run-sync-get-dataset-items-ntriqpro-property-climate-risk",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor, waits for its completion, and returns Actor's dataset items in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK"
                    }
                }
            }
        },
        "/acts/ntriqpro~property-climate-risk/runs": {
            "post": {
                "operationId": "runs-sync-ntriqpro-property-climate-risk",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor and returns information about the initiated run in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK",
                        "content": {
                            "application/json": {
                                "schema": {
                                    "$ref": "#/components/schemas/runsResponseSchema"
                                }
                            }
                        }
                    }
                }
            }
        },
        "/acts/ntriqpro~property-climate-risk/run-sync": {
            "post": {
                "operationId": "run-sync-ntriqpro-property-climate-risk",
                "x-openai-isConsequential": false,
                "summary": "Executes an Actor, waits for completion, and returns the OUTPUT from Key-value store in response.",
                "tags": [
                    "Run Actor"
                ],
                "requestBody": {
                    "required": true,
                    "content": {
                        "application/json": {
                            "schema": {
                                "$ref": "#/components/schemas/inputSchema"
                            }
                        }
                    }
                },
                "parameters": [
                    {
                        "name": "token",
                        "in": "query",
                        "required": true,
                        "schema": {
                            "type": "string"
                        },
                        "description": "Enter your Apify token here"
                    }
                ],
                "responses": {
                    "200": {
                        "description": "OK"
                    }
                }
            }
        }
    },
    "components": {
        "schemas": {
            "inputSchema": {
                "type": "object",
                "required": [
                    "address"
                ],
                "properties": {
                    "address": {
                        "title": "US Address",
                        "type": "string",
                        "description": "Full US address or city/state to analyze for climate and disaster risk"
                    }
                }
            },
            "runsResponseSchema": {
                "type": "object",
                "properties": {
                    "data": {
                        "type": "object",
                        "properties": {
                            "id": {
                                "type": "string"
                            },
                            "actId": {
                                "type": "string"
                            },
                            "userId": {
                                "type": "string"
                            },
                            "startedAt": {
                                "type": "string",
                                "format": "date-time",
                                "example": "2025-01-08T00:00:00.000Z"
                            },
                            "finishedAt": {
                                "type": "string",
                                "format": "date-time",
                                "example": "2025-01-08T00:00:00.000Z"
                            },
                            "status": {
                                "type": "string",
                                "example": "READY"
                            },
                            "meta": {
                                "type": "object",
                                "properties": {
                                    "origin": {
                                        "type": "string",
                                        "example": "API"
                                    },
                                    "userAgent": {
                                        "type": "string"
                                    }
                                }
                            },
                            "stats": {
                                "type": "object",
                                "properties": {
                                    "inputBodyLen": {
                                        "type": "integer",
                                        "example": 2000
                                    },
                                    "rebootCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "restartCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "resurrectCount": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "computeUnits": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            },
                            "options": {
                                "type": "object",
                                "properties": {
                                    "build": {
                                        "type": "string",
                                        "example": "latest"
                                    },
                                    "timeoutSecs": {
                                        "type": "integer",
                                        "example": 300
                                    },
                                    "memoryMbytes": {
                                        "type": "integer",
                                        "example": 1024
                                    },
                                    "diskMbytes": {
                                        "type": "integer",
                                        "example": 2048
                                    }
                                }
                            },
                            "buildId": {
                                "type": "string"
                            },
                            "defaultKeyValueStoreId": {
                                "type": "string"
                            },
                            "defaultDatasetId": {
                                "type": "string"
                            },
                            "defaultRequestQueueId": {
                                "type": "string"
                            },
                            "buildNumber": {
                                "type": "string",
                                "example": "1.0.0"
                            },
                            "containerUrl": {
                                "type": "string"
                            },
                            "usage": {
                                "type": "object",
                                "properties": {
                                    "ACTOR_COMPUTE_UNITS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_WRITES": {
                                        "type": "integer",
                                        "example": 1
                                    },
                                    "KEY_VALUE_STORE_LISTS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_INTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_EXTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_SERPS": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            },
                            "usageTotalUsd": {
                                "type": "number",
                                "example": 0.00005
                            },
                            "usageUsd": {
                                "type": "object",
                                "properties": {
                                    "ACTOR_COMPUTE_UNITS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATASET_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "KEY_VALUE_STORE_WRITES": {
                                        "type": "number",
                                        "example": 0.00005
                                    },
                                    "KEY_VALUE_STORE_LISTS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_READS": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "REQUEST_QUEUE_WRITES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_INTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "DATA_TRANSFER_EXTERNAL_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
                                        "type": "integer",
                                        "example": 0
                                    },
                                    "PROXY_SERPS": {
                                        "type": "integer",
                                        "example": 0
                                    }
                                }
                            }
                        }
                    }
                }
            }
        }
    }
}
```