# FMCSA Insurance Gap Signals (`project.scout/fmcsa-insurance-gap-signals`) Actor

Identify FMCSA motor carriers with potential insurance coverage gaps for prospecting, compliance research, and market intelligence.

- **URL**: https://apify.com/project.scout/fmcsa-insurance-gap-signals.md
- **Developed by:** [Danny R](https://apify.com/project.scout) (community)
- **Categories:** Lead generation, Automation
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet

## Pricing

from $100.00 / 1,000 insurance gap signals

This Actor is paid per event and usage. You are charged both the fixed price for specific events and for Apify platform usage.

Learn more: https://docs.apify.com/actors/running/actors-in-store.md#pay-per-event

## What's an Apify Actor?

Actors are web data automations that power AI and operations. They run on the Apify platform to scrape websites, process data, connect APIs, and automate workflows.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".

## How to integrate an Actor?

If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.

- **AI agents and MCP clients** — the [Apify MCP server](https://docs.apify.com/integrations/mcp.md) at `https://mcp.apify.com` (remote, streamable HTTP, OAuth on first use).
- **Agentic workflows and local Actor development** — [Agent Skills](https://apify.com/.well-known/agent-skills/index.json) with the [Apify CLI](https://docs.apify.com/cli/docs.md): `npm install -g apify-cli`, then `apify login`.
- **JavaScript/TypeScript projects** — the official [JS/TS client](https://docs.apify.com/api/client/js/docs.md): `npm install apify-client`.
- **Python projects** — the official [Python client](https://docs.apify.com/api/client/python/docs.md): `pip install apify-client`.
- **Any other language** — the [REST API](https://docs.apify.com/api/v2.md).

For usage examples, see the [API](#api) section below.

For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).

# README

## FMCSA Insurance Gap Signals

Self-sourcing lead feed for trucking insurance agents and brokers.

The Actor reads public FMCSA/U.S. DOT carrier data and emits carriers with a visible gap between required BI\&PD liability coverage and coverage on file.

### Output

- carrier name / USDOT
- authority status
- required BI\&PD
- BI\&PD on file
- coverage gap
- fleet size
- location/contact fields where available
- deterministic 0-100 signal score

### Monetization

Apify PPE event: `insurance-gap-signal`
Suggested test price: $0.10 per qualifying signal.

### Caveat

Source refresh cadence can lag. Do not market every row as a same-day lead unless live data freshness is verified.

# Actor input Schema

## `states` (type: `array`):

Optional two-letter state codes. Leave empty for nationwide results.

## `includeInactive` (type: `boolean`):

Include carriers whose operating authority is inactive. Disabled by default to prioritize actionable active and pending carriers.

## `minCoverageGap` (type: `integer`):

Minimum dollar difference between required BI\&PD coverage and coverage currently on file.

## `minScore` (type: `integer`):

Only return carriers whose deterministic insurance-opportunity score meets this threshold.

## `maxResults` (type: `integer`):

Maximum number of qualifying carrier signals to return in one run.

## Actor input object example

```json
{
  "states": [],
  "includeInactive": false,
  "minCoverageGap": 1,
  "minScore": 50,
  "maxResults": 250
}
```

# Actor output Schema

## `dataset` (type: `string`):

Structured FMCSA carrier records with authority status, required BI\&PD coverage, coverage on file, coverage gap, and signal score.

# API

You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.

## JavaScript example

```javascript
import { ApifyClient } from 'apify-client';

// Initialize the ApifyClient with your Apify API token
// Replace the '<YOUR_API_TOKEN>' with your token
const client = new ApifyClient({
    token: '<YOUR_API_TOKEN>',
});

// Prepare Actor input
const input = {};

// Run the Actor and wait for it to finish
const run = await client.actor("project.scout/fmcsa-insurance-gap-signals").call(input);

// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
    console.dir(item);
});

// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs

```

## Python example

```python
from apify_client import ApifyClient

# Initialize the ApifyClient with your Apify API token
# Replace '<YOUR_API_TOKEN>' with your token.
client = ApifyClient("<YOUR_API_TOKEN>")

# Prepare the Actor input
run_input = {}

# Run the Actor and wait for it to finish
run = client.actor("project.scout/fmcsa-insurance-gap-signals").call(run_input=run_input)

# Fetch and print Actor results from the run's dataset (if there are any)
print(f"💾 Check your data here: https://console.apify.com/storage/datasets/{run.default_dataset_id}")
for item in client.dataset(run.default_dataset_id).iterate_items():
    print(item)

# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start

```

## CLI example

```bash
echo '{}' |
apify call project.scout/fmcsa-insurance-gap-signals --silent --output-dataset

```

## MCP server setup

```json
{
    "mcpServers": {
        "apify": {
            "type": "http",
            "url": "https://mcp.apify.com/?tools=fetch-actor-details,project.scout/fmcsa-insurance-gap-signals"
        }
    }
}

```

The hosted server signs you in with OAuth on first connect, so no API token belongs in this config. Clients without OAuth support can send an `Authorization: Bearer <APIFY_API_TOKEN>` header instead, using a token from API & Integrations in Apify Console (https://console.apify.com/settings/integrations).

## OpenAPI specification

Download the OpenAPI definition: https://api.apify.com/v2/actors/pZJ05tbOFfC8PWxVJ/builds/rfU3ywD3DB0aEWAUu/openapi.json