# BCRA Argentina Debtor & Credit Risk Scraper (`scrapers_lat/bcra-deudores-scraper`) Actor
Extract Argentina BCRA Central de Deudores credit-risk records by CUIT or CUIL: debtor name, reporting bank, BCRA risk class, amount owed, days overdue, refinanced and legal flags, plus rejected checks with cause and penalty status.
- **URL**: https://apify.com/scrapers\_lat/bcra-deudores-scraper.md
- **Developed by:** [Scrapers Lat](https://apify.com/scrapers_lat) (community)
- **Categories:** Lead generation, Automation
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet
## Pricing
from $8.00 / 1,000 results
This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.
Since this Actor supports Apify Store discounts, the price gets lower the higher subscription plan you have.
Learn more: https://docs.apify.com/platform/actors/running/actors-in-store#pay-per-event
## What's an Apify Actor?
Actors are a software tools running on the Apify platform, for all kinds of web data extraction and automation use cases.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".
## How to integrate an Actor?
If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.
In JavaScript/TypeScript projects, use official [JavaScript/TypeScript client](https://docs.apify.com/api/client/js.md):
```bash
npm install apify-client
```
In Python projects, use official [Python client library](https://docs.apify.com/api/client/python.md):
```bash
pip install apify-client
```
In shell scripts, use [Apify CLI](https://docs.apify.com/cli/docs.md):
````bash
# MacOS / Linux
curl -fsSL https://apify.com/install-cli.sh | bash
# Windows
irm https://apify.com/install-cli.ps1 | iex
```bash
In AI frameworks, you might use the [Apify MCP server](https://docs.apify.com/platform/integrations/mcp.md).
If your project is in a different language, use the [REST API](https://docs.apify.com/api/v2.md).
For usage examples, see the [API](#api) section below.
For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).
# README
[](https://console.apify.com/actors/FPiIw3jufCTDIC7Tv/input)
## BCRA Debtors Scraper
> Extract Argentina BCRA Central de Deudores credit-risk records by CUIT or CUIL, the central bank's authoritative debtor and bounced-check dataset covering every regulated lender in Argentina.
18 fields per record
Argentina nationwide coverage
JSON / CSV / Excel output formats
Updated 2026-06-20
### What you get
Pass a list of tax IDs and get one record per bank relationship, past period, or bounced check. Every record carries the official BCRA risk classification, the amount owed, and the debtor name, ready for KYC, AML, and credit-risk workflows.
- **recordType**: debt, historical, rejectedCheck, or clean (no debts on file)
- **cuit**: the queried 11-digit tax ID (CUIT, CUIL, or CDI)
- **denomination**: registered name of the debtor as held by the central bank
- **period**: reporting period in YYYYMM format
- **entity**: bank or financial entity that reported the debt
- **situation**: BCRA risk class from 0 to 6
- **situationLabel**: plain-English meaning of the risk class
- **amount**: amount owed, in thousands of Argentine pesos as reported
- **situationDate**: date the current classification was assigned
- **daysOverdue**: days of payment delay reported by the entity
- **refinanced**: whether the debt has been refinanced
- **mandatoryReclassification**: whether a mandatory reclassification applies
- **legalSituation**: whether the debtor is in a special legal situation
- **unrecoverableTechnical**: whether flagged unrecoverable by technical disposition
- **underReview**: whether the record is under review
- **inLegalProcess**: whether the debt is in a judicial process
- **checkNumber**: number of the rejected check (rejectedCheck records)
- **rejectionDate**: date the check was rejected (rejectedCheck records)
- **rejectionCause**: reason the check was rejected (rejectedCheck records)
- **entityCode**: bank code that rejected the check (rejectedCheck records)
- **paymentDate**: date the rejected check was paid, when reported
- **penaltyPaymentDate**: date the fine was paid, when reported
- **penaltyStatus**: status of the fine, when reported
- **personalAccount**: whether the check was drawn on a personal account
- **legalName**: registered legal name tied to the check, when reported
- **observedAt**: when this record was last seen by the scraper
### Who is it for
| Use case | Who benefits |
|---|---|
| Verify a counterparty's credit standing before lending | Lenders and fintechs |
| Screen suppliers and clients for bounced-check history | Procurement and finance teams |
| Build AML and KYC risk profiles from authoritative data | Compliance officers |
| Monitor a portfolio of debtors for risk-class changes | Credit-risk analysts |
| Enrich CRM and lead records with credit signals | Sales and underwriting teams |
### Frequently Asked Questions
**Which country and entities does this cover?**
It covers Argentina nationwide. The BCRA Central de Deudores consolidates debt reported by every regulated bank and financial entity in the country, plus rejected checks, keyed by CUIT, CUIL, or CDI.
**How many records will one tax ID return?**
One large company can return dozens of records because every bank relationship is a separate row, and the historical mode adds up to 24 monthly periods per entity. A single individual often returns a handful of rows or a clean result.
**Can I pull historical debt and rejected checks too?**
Yes. Current debts are always returned. Toggle Include historical debts for the 24-month series and Include rejected checks for bounced checks with their cause and penalty status.
**What does the situation field mean?**
It is the official BCRA risk class. 1 is normal, 2 is special monitoring, 3 is with problems, 4 is high risk of insolvency, 5 is irrecoverable, and 6 is irrecoverable by technical disposition. The situationLabel field spells this out in English.
**What happens when a tax ID has no debts?**
You get a single record with recordType clean and the debtor name when available. A clean credit standing is itself a valuable KYC signal, so it is reported rather than silently skipped.
### Related scrapers
Need data from the same space? Here are other scrapers we build and maintain:
- [SUNAT Peru RUC Scraper](https://apify.com/scrapers_lat/sunat-scraper): Extract Peru SUNAT taxpayer records by RUC or company name: legal name, status, tax address, CIIU...
- [Chile Mercado Publico Supplier & Award Scraper](https://apify.com/scrapers_lat/mercado-publico-scraper): Extract Chile state suppliers from Mercado Publico and ChileProveedores with public-procurement...
- [Colombia SECOP Scraper](https://apify.com/scrapers_lat/colombia-secop-scraper): Extract Colombia public contracts from SECOP II (datos.gov.co): entity and supplier, NIT, contract...
- [DataJud Brazil Court Case Scraper](https://apify.com/scrapers_lat/datajud-scraper): Extract Brazilian court process records from the CNJ DataJud public database across 90+ federal...
- [SAT Mexico 69-B Taxpayer Blacklist Scraper](https://apify.com/scrapers_lat/sat-69b-scraper): Extract Mexico SAT Lista 69-B (EFOS) blacklist of taxpayers presumed or confirmed to issue fake...
- [SCE/SEACE Peru Procurement Scraper](https://apify.com/scrapers_lat/seace-scraper): Extract Peru SEACE public procurement future-contracting announcements: entity, dates, type, object...
### More scrapers at scrapers.lat
This actor is built and maintained by [scrapers.lat](https://scrapers.lat), where we publish scrapers for Latin American and US public platforms: real estate, jobs, e-commerce, company registries and government data. Browse the full catalog, see live sample output for each one, or ask us for a custom scraper at [scrapers.lat](https://scrapers.lat).
---
> This actor is an independent tool and has no affiliation with the BCRA. It only accesses data that is publicly available through the central bank's public API. Use it in accordance with the BCRA's terms of service.
# Actor input Schema
## `cuits` (type: `array`):
One or more 11-digit Argentine tax IDs (CUIT, CUIL or CDI) to look up in the BCRA Central de Deudores. Hyphens and spaces are ignored.
## `includeHistorical` (type: `boolean`):
Also emit the 24-month historical debt series for each tax ID (one record per past period and bank).
## `includeRejectedChecks` (type: `boolean`):
Also emit rejected (bounced) checks for each tax ID (one record per check, with reason and penalty status).
## `proxyConfiguration` (type: `object`):
Optional proxy. The BCRA API is reachable from datacenter IPs, so a proxy is normally not needed; enable it only if you hit rate limits or geo blocks.
## Actor input object example
```json
{
"cuits": [
"30546741253"
],
"includeHistorical": false,
"includeRejectedChecks": false,
"proxyConfiguration": {
"useApifyProxy": false
}
}
````
# Actor output Schema
## `results` (type: `string`):
No description
# API
You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.
## JavaScript example
```javascript
import { ApifyClient } from 'apify-client';
// Initialize the ApifyClient with your Apify API token
// Replace the '' with your token
const client = new ApifyClient({
token: '',
});
// Prepare Actor input
const input = {
"cuits": [
"30546741253"
]
};
// Run the Actor and wait for it to finish
const run = await client.actor("scrapers_lat/bcra-deudores-scraper").call(input);
// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`💾 Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
console.dir(item);
});
// 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/js/docs
```
## Python example
```python
from apify_client import ApifyClient
# Initialize the ApifyClient with your Apify API token
# Replace '' with your token.
client = ApifyClient("")
# Prepare the Actor input
run_input = { "cuits": ["30546741253"] }
# Run the Actor and wait for it to finish
run = client.actor("scrapers_lat/bcra-deudores-scraper").call(run_input=run_input)
# Fetch and print Actor results from the run's dataset (if there are any)
print("💾 Check your data here: https://console.apify.com/storage/datasets/" + run["defaultDatasetId"])
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
print(item)
# 📚 Want to learn more 📖? Go to → https://docs.apify.com/api/client/python/docs/quick-start
```
## CLI example
```bash
echo '{
"cuits": [
"30546741253"
]
}' |
apify call scrapers_lat/bcra-deudores-scraper --silent --output-dataset
```
## MCP server setup
```json
{
"mcpServers": {
"apify": {
"command": "npx",
"args": [
"mcp-remote",
"https://mcp.apify.com/?tools=scrapers_lat/bcra-deudores-scraper",
"--header",
"Authorization: Bearer "
]
}
}
}
```
## OpenAPI specification
```json
{
"openapi": "3.0.1",
"info": {
"title": "BCRA Argentina Debtor & Credit Risk Scraper",
"description": "Extract Argentina BCRA Central de Deudores credit-risk records by CUIT or CUIL: debtor name, reporting bank, BCRA risk class, amount owed, days overdue, refinanced and legal flags, plus rejected checks with cause and penalty status.",
"version": "0.1",
"x-build-id": "3A0z9yRvBhXNpkhE1"
},
"servers": [
{
"url": "https://api.apify.com/v2"
}
],
"paths": {
"/acts/scrapers_lat~bcra-deudores-scraper/run-sync-get-dataset-items": {
"post": {
"operationId": "run-sync-get-dataset-items-scrapers_lat-bcra-deudores-scraper",
"x-openai-isConsequential": false,
"summary": "Executes an Actor, waits for its completion, and returns Actor's dataset items in response.",
"tags": [
"Run Actor"
],
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/inputSchema"
}
}
}
},
"parameters": [
{
"name": "token",
"in": "query",
"required": true,
"schema": {
"type": "string"
},
"description": "Enter your Apify token here"
}
],
"responses": {
"200": {
"description": "OK"
}
}
}
},
"/acts/scrapers_lat~bcra-deudores-scraper/runs": {
"post": {
"operationId": "runs-sync-scrapers_lat-bcra-deudores-scraper",
"x-openai-isConsequential": false,
"summary": "Executes an Actor and returns information about the initiated run in response.",
"tags": [
"Run Actor"
],
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/inputSchema"
}
}
}
},
"parameters": [
{
"name": "token",
"in": "query",
"required": true,
"schema": {
"type": "string"
},
"description": "Enter your Apify token here"
}
],
"responses": {
"200": {
"description": "OK",
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/runsResponseSchema"
}
}
}
}
}
}
},
"/acts/scrapers_lat~bcra-deudores-scraper/run-sync": {
"post": {
"operationId": "run-sync-scrapers_lat-bcra-deudores-scraper",
"x-openai-isConsequential": false,
"summary": "Executes an Actor, waits for completion, and returns the OUTPUT from Key-value store in response.",
"tags": [
"Run Actor"
],
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/inputSchema"
}
}
}
},
"parameters": [
{
"name": "token",
"in": "query",
"required": true,
"schema": {
"type": "string"
},
"description": "Enter your Apify token here"
}
],
"responses": {
"200": {
"description": "OK"
}
}
}
}
},
"components": {
"schemas": {
"inputSchema": {
"type": "object",
"required": [
"cuits"
],
"properties": {
"cuits": {
"title": "CUIT / CUIL list",
"type": "array",
"description": "One or more 11-digit Argentine tax IDs (CUIT, CUIL or CDI) to look up in the BCRA Central de Deudores. Hyphens and spaces are ignored.",
"items": {
"type": "string"
}
},
"includeHistorical": {
"title": "Include historical debts",
"type": "boolean",
"description": "Also emit the 24-month historical debt series for each tax ID (one record per past period and bank).",
"default": false
},
"includeRejectedChecks": {
"title": "Include rejected checks",
"type": "boolean",
"description": "Also emit rejected (bounced) checks for each tax ID (one record per check, with reason and penalty status).",
"default": false
},
"proxyConfiguration": {
"title": "Proxy configuration",
"type": "object",
"description": "Optional proxy. The BCRA API is reachable from datacenter IPs, so a proxy is normally not needed; enable it only if you hit rate limits or geo blocks.",
"default": {
"useApifyProxy": false
}
}
}
},
"runsResponseSchema": {
"type": "object",
"properties": {
"data": {
"type": "object",
"properties": {
"id": {
"type": "string"
},
"actId": {
"type": "string"
},
"userId": {
"type": "string"
},
"startedAt": {
"type": "string",
"format": "date-time",
"example": "2025-01-08T00:00:00.000Z"
},
"finishedAt": {
"type": "string",
"format": "date-time",
"example": "2025-01-08T00:00:00.000Z"
},
"status": {
"type": "string",
"example": "READY"
},
"meta": {
"type": "object",
"properties": {
"origin": {
"type": "string",
"example": "API"
},
"userAgent": {
"type": "string"
}
}
},
"stats": {
"type": "object",
"properties": {
"inputBodyLen": {
"type": "integer",
"example": 2000
},
"rebootCount": {
"type": "integer",
"example": 0
},
"restartCount": {
"type": "integer",
"example": 0
},
"resurrectCount": {
"type": "integer",
"example": 0
},
"computeUnits": {
"type": "integer",
"example": 0
}
}
},
"options": {
"type": "object",
"properties": {
"build": {
"type": "string",
"example": "latest"
},
"timeoutSecs": {
"type": "integer",
"example": 300
},
"memoryMbytes": {
"type": "integer",
"example": 1024
},
"diskMbytes": {
"type": "integer",
"example": 2048
}
}
},
"buildId": {
"type": "string"
},
"defaultKeyValueStoreId": {
"type": "string"
},
"defaultDatasetId": {
"type": "string"
},
"defaultRequestQueueId": {
"type": "string"
},
"buildNumber": {
"type": "string",
"example": "1.0.0"
},
"containerUrl": {
"type": "string"
},
"usage": {
"type": "object",
"properties": {
"ACTOR_COMPUTE_UNITS": {
"type": "integer",
"example": 0
},
"DATASET_READS": {
"type": "integer",
"example": 0
},
"DATASET_WRITES": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_READS": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_WRITES": {
"type": "integer",
"example": 1
},
"KEY_VALUE_STORE_LISTS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_READS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_WRITES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_INTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_EXTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_SERPS": {
"type": "integer",
"example": 0
}
}
},
"usageTotalUsd": {
"type": "number",
"example": 0.00005
},
"usageUsd": {
"type": "object",
"properties": {
"ACTOR_COMPUTE_UNITS": {
"type": "integer",
"example": 0
},
"DATASET_READS": {
"type": "integer",
"example": 0
},
"DATASET_WRITES": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_READS": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_WRITES": {
"type": "number",
"example": 0.00005
},
"KEY_VALUE_STORE_LISTS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_READS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_WRITES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_INTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_EXTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_SERPS": {
"type": "integer",
"example": 0
}
}
}
}
}
}
}
}
}
}
```