# iDinheiro Brazil Loan & Interest Rate Scraper \[π·οΈ ON SALE π] (`scrapers_lat/idinheiro-scraper`) Actor
Extract Brazilian loan rates by lender from iDinheiro. Scrape monthly interest rate, CET, annual rate, released-amount range, Reclame Aqui rating, pros, cons and target borrower per lender.
- **URL**: https://apify.com/scrapers\_lat/idinheiro-scraper.md
- **Developed by:** [Scrapers Lat](https://apify.com/scrapers_lat) (community)
- **Categories:** Business, Automation, Developer tools
- **Stats:** 2 total users, 1 monthly users, 100.0% runs succeeded, 0 bookmarks
- **User rating**: No ratings yet
## Pricing
from $2.00 / 1,000 results
This Actor is paid per event. You are not charged for the Apify platform usage, but only a fixed price for specific events.
Since this Actor supports Apify Store discounts, the price gets lower the higher subscription plan you have.
Learn more: https://docs.apify.com/platform/actors/running/actors-in-store#pay-per-event
## What's an Apify Actor?
Actors are a software tools running on the Apify platform, for all kinds of web data extraction and automation use cases.
In Batch mode, an Actor accepts a well-defined JSON input, performs an action which can take anything from a few seconds to a few hours,
and optionally produces a well-defined JSON output, datasets with results, or files in key-value store.
In Standby mode, an Actor provides a web server which can be used as a website, API, or an MCP server.
Actors are written with capital "A".
## How to integrate an Actor?
If asked about integration, you help developers integrate Actors into their projects.
You adapt to their stack and deliver integrations that are safe, well-documented, and production-ready.
The best way to integrate Actors is as follows.
In JavaScript/TypeScript projects, use official [JavaScript/TypeScript client](https://docs.apify.com/api/client/js.md):
```bash
npm install apify-client
```
In Python projects, use official [Python client library](https://docs.apify.com/api/client/python.md):
```bash
pip install apify-client
```
In shell scripts, use [Apify CLI](https://docs.apify.com/cli/docs.md):
````bash
# MacOS / Linux
curl -fsSL https://apify.com/install-cli.sh | bash
# Windows
irm https://apify.com/install-cli.ps1 | iex
```bash
In AI frameworks, you might use the [Apify MCP server](https://docs.apify.com/platform/integrations/mcp.md).
If your project is in a different language, use the [REST API](https://docs.apify.com/api/v2.md).
For usage examples, see the [API](#api) section below.
For more details, see Apify documentation as [Markdown index](https://docs.apify.com/llms.txt) and [Markdown full-text](https://docs.apify.com/llms-full.txt).
# README
[](https://console.apify.com/actors/hHDSgl52E9t4JBSFM/input)
## iDinheiro Scraper
> Extract Brazilian loan and credit interest rates by lender from iDinheiro, the rates fintechs and banks publish on their comparison rankings
13 fields per record
Brazil coverage
JSON / CSV / Excel output formats
Updated 2026-06-22
### What you get
One record per lender found on an iDinheiro comparison ranking, with the monthly interest rate, the Custo Efetivo Total, the released-amount range and the editorial pros, cons and rating so you can track and compare credit pricing across Brazilian banks and fintechs. Each record contains:
- **imageUrl**: lender logo as shown on iDinheiro
- **lender**: the bank or fintech offering the loan (for example Creditas, Banco BV)
- **productType**: iDinheiro product category for the lender (for example personal-loan)
- **modalities**: the loan types the lender offers (for example secured vehicle loan, payroll loan, FGTS advance)
- **interestRateMonthly**: starting monthly interest rate as a number (percent per month)
- **cet**: Custo Efetivo Total range when disclosed, as { min, max, text } percent per year
- **annualRate**: yearly interest rate range when disclosed, as { min, max, text } percent per year
- **rating**: Reclame Aqui score on a 0 to 10 scale
- **ratingLabel**: the Reclame Aqui rating word (for example Boa, Γtima, Regular)
- **pros**: the lender's main advantage as published by iDinheiro
- **cons**: the lender's main disadvantage as published by iDinheiro
- **targetBorrower**: the borrower profile the loan is recommended for
- **minAmount**: lowest amount the lender releases, in Brazilian reais
- **maxAmount**: highest amount the lender releases, in Brazilian reais
- **modalityRates**: per-modality breakdown array, each with name, monthly rate and released-amount range, when the lender publishes one
- **url**: the iDinheiro comparison page the rate was read from
- **lenderUrl**: the lender destination link iDinheiro points to
- **observedAt**: when this rate was last seen by the scraper
The cet, annualRate and rating fields are conditional: they populate only when iDinheiro discloses them for that lender, otherwise they are null.
### Who is it for
| Use case | Who benefits |
|---|---|
| Track monthly interest rates across Brazilian lenders | Fintech analysts and product teams |
| Build a loan price comparison or aggregator | Personal finance sites and marketplaces |
| Monitor competitor credit pricing over time | Banks and credit fintechs |
| Feed rate data into a lending decision model | Data and credit risk teams |
| Research the Brazilian consumer credit market | Market researchers and journalists |
### Frequently Asked Questions
**Which country and lenders does this cover?**
It covers Brazil. The scraper reads the lender rankings on iDinheiro, which include banks and fintechs such as Creditas, Banco BV, Geru, Crefisa and others, depending on the comparison page you point it at.
**How many records will a single page return?**
It depends on the page. A ranking page produces one record per lender loan modality listed in its rate breakdown tables, typically several to a few dozen records per page. You can point the actor at multiple comparison pages in one run.
**Can I choose which loan categories to scrape?**
Yes. Provide the iDinheiro comparison page URLs you care about in the input, for example the best online loans ranking, the instant Pix loan page, or the loans for negatived customers page. Each page is parsed the same way.
**Why is the interest rate sometimes a "starting from" value?**
iDinheiro publishes rates as "a partir de" (starting from), so the numeric rate fields hold that advertised minimum. The original wording, including conditions like "+ IPCA" or "depends on the convenio", is preserved in the notes field so nothing is lost.
**What happens when a rate or amount is missing for a product?**
Missing values are returned as null rather than guessed. For example a payroll product priced "by convenio" will have a null monthly rate, with the original text kept in notes. Amount and term fields are also null when the page expresses them as a condition (for example "up to 35% of the benefit") instead of a fixed value.
### Example use cases
Ready-to-run example tasks, each preconfigured for a common scenario. Open one and press run, or use it as a template:
- [iDinheiro Personal Loans](https://apify.com/scrapers_lat/idinheiro-scraper/examples/idinheiro-personal-loans): Scrape iDinheiro personal loan provider comparisons in Brazil with rates, terms and provider details.
### Related scrapers
Need data from the same space? Here are other scrapers we build and maintain:
- [Argentina Dollar Exchange Rate Scraper](https://apify.com/scrapers_lat/argentina-dolar-scraper): Scrape Argentina dollar exchange rates (blue, oficial, MEP, CCL, tarjeta, cripto) with buy and sell...
- [B3 Brazil Listed Company Registry Scraper](https://apify.com/scrapers_lat/b3-scraper): Extract the B3 Brazilian stock exchange listed-company registry. Scrape company name, trading name...
- [Doctoralia Doctor Profiles & Reviews Scraper](https://apify.com/scrapers_lat/doctoralia-scraper): Extract doctors and specialists from Doctoralia across LATAM. Scrape names, specialties, cities...
- [Paginas Amarillas Business Listings Scraper](https://apify.com/scrapers_lat/paginasamarillas-scraper): Extract business listings from PΓ‘ginas Amarillas across 9 LATAM countries. Scrape business name...
- [SUNAT Peru RUC Scraper](https://apify.com/scrapers_lat/sunat-scraper): Extract Peru SUNAT taxpayer records by RUC or company name: legal name, status, tax address, CIIU...
- [Colombia SECOP Scraper](https://apify.com/scrapers_lat/colombia-secop-scraper): Extract Colombia public contracts from SECOP II (datos.gov.co): entity and supplier, NIT, contract...
### More scrapers at scrapers.lat
This actor is built and maintained by [scrapers.lat](https://scrapers.lat), where we publish scrapers for Latin American and US public platforms: real estate, jobs, e-commerce, company registries and government data. Browse the full catalog, see live sample output for each one, or ask us for a custom scraper at [scrapers.lat](https://scrapers.lat).
---
> This actor is an independent tool and has no affiliation with iDinheiro. It only accesses data that is publicly available on the platform. Use it in accordance with iDinheiro's terms of service.
# Actor input Schema
## `maxItems` (type: `integer`):
Maximum number of loan-rate records to collect across all pages. Optional.
## `startUrls` (type: `array`):
iDinheiro loan/credit ranking pages to scrape. Each page lists several lenders with their interest rates (taxa de juros) and released-amount ranges. One record is produced per lender loan product (modality). Leave empty to use the default best-online-loans ranking. Example pages: emprestimos/melhores-empresas-de-emprestimo-online, emprestimos/melhor-banco-para-emprestimo, emprestimos/emprestimo-na-hora-via-pix.
## `proxyConfiguration` (type: `object`):
Optional proxy. iDinheiro normally serves these pages fine from datacenter IPs, so a proxy is not required. Enable a Brazilian residential proxy only if the host starts blocking the run.
## Actor input object example
```json
{
"maxItems": 10,
"startUrls": [
"https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"
],
"proxyConfiguration": {
"useApifyProxy": false
}
}
````
# Actor output Schema
## `results` (type: `string`):
No description
# API
You can run this Actor programmatically using our API. Below are code examples in JavaScript, Python, and CLI, as well as the OpenAPI specification and MCP server setup.
## JavaScript example
```javascript
import { ApifyClient } from 'apify-client';
// Initialize the ApifyClient with your Apify API token
// Replace the '' with your token
const client = new ApifyClient({
token: '',
});
// Prepare Actor input
const input = {
"maxItems": 10,
"startUrls": [
"https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"
]
};
// Run the Actor and wait for it to finish
const run = await client.actor("scrapers_lat/idinheiro-scraper").call(input);
// Fetch and print Actor results from the run's dataset (if any)
console.log('Results from dataset');
console.log(`πΎ Check your data here: https://console.apify.com/storage/datasets/${run.defaultDatasetId}`);
const { items } = await client.dataset(run.defaultDatasetId).listItems();
items.forEach((item) => {
console.dir(item);
});
// π Want to learn more π? Go to β https://docs.apify.com/api/client/js/docs
```
## Python example
```python
from apify_client import ApifyClient
# Initialize the ApifyClient with your Apify API token
# Replace '' with your token.
client = ApifyClient("")
# Prepare the Actor input
run_input = {
"maxItems": 10,
"startUrls": ["https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"],
}
# Run the Actor and wait for it to finish
run = client.actor("scrapers_lat/idinheiro-scraper").call(run_input=run_input)
# Fetch and print Actor results from the run's dataset (if there are any)
print("πΎ Check your data here: https://console.apify.com/storage/datasets/" + run["defaultDatasetId"])
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
print(item)
# π Want to learn more π? Go to β https://docs.apify.com/api/client/python/docs/quick-start
```
## CLI example
```bash
echo '{
"maxItems": 10,
"startUrls": [
"https://www.idinheiro.com.br/emprestimos/melhores-empresas-de-emprestimo-online/"
]
}' |
apify call scrapers_lat/idinheiro-scraper --silent --output-dataset
```
## MCP server setup
```json
{
"mcpServers": {
"apify": {
"command": "npx",
"args": [
"mcp-remote",
"https://mcp.apify.com/?tools=scrapers_lat/idinheiro-scraper",
"--header",
"Authorization: Bearer "
]
}
}
}
```
## OpenAPI specification
```json
{
"openapi": "3.0.1",
"info": {
"title": "iDinheiro Brazil Loan & Interest Rate Scraper [π·οΈ ON SALE π]",
"description": "Extract Brazilian loan rates by lender from iDinheiro. Scrape monthly interest rate, CET, annual rate, released-amount range, Reclame Aqui rating, pros, cons and target borrower per lender.",
"version": "0.1",
"x-build-id": "Tw1k0uWMsIAzS2sdG"
},
"servers": [
{
"url": "https://api.apify.com/v2"
}
],
"paths": {
"/acts/scrapers_lat~idinheiro-scraper/run-sync-get-dataset-items": {
"post": {
"operationId": "run-sync-get-dataset-items-scrapers_lat-idinheiro-scraper",
"x-openai-isConsequential": false,
"summary": "Executes an Actor, waits for its completion, and returns Actor's dataset items in response.",
"tags": [
"Run Actor"
],
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/inputSchema"
}
}
}
},
"parameters": [
{
"name": "token",
"in": "query",
"required": true,
"schema": {
"type": "string"
},
"description": "Enter your Apify token here"
}
],
"responses": {
"200": {
"description": "OK"
}
}
}
},
"/acts/scrapers_lat~idinheiro-scraper/runs": {
"post": {
"operationId": "runs-sync-scrapers_lat-idinheiro-scraper",
"x-openai-isConsequential": false,
"summary": "Executes an Actor and returns information about the initiated run in response.",
"tags": [
"Run Actor"
],
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/inputSchema"
}
}
}
},
"parameters": [
{
"name": "token",
"in": "query",
"required": true,
"schema": {
"type": "string"
},
"description": "Enter your Apify token here"
}
],
"responses": {
"200": {
"description": "OK",
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/runsResponseSchema"
}
}
}
}
}
}
},
"/acts/scrapers_lat~idinheiro-scraper/run-sync": {
"post": {
"operationId": "run-sync-scrapers_lat-idinheiro-scraper",
"x-openai-isConsequential": false,
"summary": "Executes an Actor, waits for completion, and returns the OUTPUT from Key-value store in response.",
"tags": [
"Run Actor"
],
"requestBody": {
"required": true,
"content": {
"application/json": {
"schema": {
"$ref": "#/components/schemas/inputSchema"
}
}
}
},
"parameters": [
{
"name": "token",
"in": "query",
"required": true,
"schema": {
"type": "string"
},
"description": "Enter your Apify token here"
}
],
"responses": {
"200": {
"description": "OK"
}
}
}
}
},
"components": {
"schemas": {
"inputSchema": {
"type": "object",
"properties": {
"maxItems": {
"title": "Max Items",
"minimum": 1,
"maximum": 1000000,
"type": "integer",
"description": "Maximum number of loan-rate records to collect across all pages. Optional."
},
"startUrls": {
"title": "iDinheiro Comparison Pages",
"type": "array",
"description": "iDinheiro loan/credit ranking pages to scrape. Each page lists several lenders with their interest rates (taxa de juros) and released-amount ranges. One record is produced per lender loan product (modality). Leave empty to use the default best-online-loans ranking. Example pages: emprestimos/melhores-empresas-de-emprestimo-online, emprestimos/melhor-banco-para-emprestimo, emprestimos/emprestimo-na-hora-via-pix.",
"items": {
"type": "string"
}
},
"proxyConfiguration": {
"title": "Proxy Configuration",
"type": "object",
"description": "Optional proxy. iDinheiro normally serves these pages fine from datacenter IPs, so a proxy is not required. Enable a Brazilian residential proxy only if the host starts blocking the run.",
"default": {
"useApifyProxy": false
}
}
}
},
"runsResponseSchema": {
"type": "object",
"properties": {
"data": {
"type": "object",
"properties": {
"id": {
"type": "string"
},
"actId": {
"type": "string"
},
"userId": {
"type": "string"
},
"startedAt": {
"type": "string",
"format": "date-time",
"example": "2025-01-08T00:00:00.000Z"
},
"finishedAt": {
"type": "string",
"format": "date-time",
"example": "2025-01-08T00:00:00.000Z"
},
"status": {
"type": "string",
"example": "READY"
},
"meta": {
"type": "object",
"properties": {
"origin": {
"type": "string",
"example": "API"
},
"userAgent": {
"type": "string"
}
}
},
"stats": {
"type": "object",
"properties": {
"inputBodyLen": {
"type": "integer",
"example": 2000
},
"rebootCount": {
"type": "integer",
"example": 0
},
"restartCount": {
"type": "integer",
"example": 0
},
"resurrectCount": {
"type": "integer",
"example": 0
},
"computeUnits": {
"type": "integer",
"example": 0
}
}
},
"options": {
"type": "object",
"properties": {
"build": {
"type": "string",
"example": "latest"
},
"timeoutSecs": {
"type": "integer",
"example": 300
},
"memoryMbytes": {
"type": "integer",
"example": 1024
},
"diskMbytes": {
"type": "integer",
"example": 2048
}
}
},
"buildId": {
"type": "string"
},
"defaultKeyValueStoreId": {
"type": "string"
},
"defaultDatasetId": {
"type": "string"
},
"defaultRequestQueueId": {
"type": "string"
},
"buildNumber": {
"type": "string",
"example": "1.0.0"
},
"containerUrl": {
"type": "string"
},
"usage": {
"type": "object",
"properties": {
"ACTOR_COMPUTE_UNITS": {
"type": "integer",
"example": 0
},
"DATASET_READS": {
"type": "integer",
"example": 0
},
"DATASET_WRITES": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_READS": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_WRITES": {
"type": "integer",
"example": 1
},
"KEY_VALUE_STORE_LISTS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_READS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_WRITES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_INTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_EXTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_SERPS": {
"type": "integer",
"example": 0
}
}
},
"usageTotalUsd": {
"type": "number",
"example": 0.00005
},
"usageUsd": {
"type": "object",
"properties": {
"ACTOR_COMPUTE_UNITS": {
"type": "integer",
"example": 0
},
"DATASET_READS": {
"type": "integer",
"example": 0
},
"DATASET_WRITES": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_READS": {
"type": "integer",
"example": 0
},
"KEY_VALUE_STORE_WRITES": {
"type": "number",
"example": 0.00005
},
"KEY_VALUE_STORE_LISTS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_READS": {
"type": "integer",
"example": 0
},
"REQUEST_QUEUE_WRITES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_INTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"DATA_TRANSFER_EXTERNAL_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_RESIDENTIAL_TRANSFER_GBYTES": {
"type": "integer",
"example": 0
},
"PROXY_SERPS": {
"type": "integer",
"example": 0
}
}
}
}
}
}
}
}
}
}
```