# Stress-test a Miami Beach Airbnb with conservative occupancy

**Use case:** 

A risk-averse short-term-rental analysis for a representative active Miami Beach, FL listing: 30% down payment, conservative 30/45/60% occupancy assumptions, a full expense basis (insurance included), and a higher management fee reserve — for investors who want a margin of safety built into the numbers rather than best-case defaults.

## Input

```json
{
  "location": "Miami Beach, FL",
  "downPaymentPercent": 30,
  "interestRatePercent": 7,
  "loanTermYears": 30,
  "closingCostsPercent": 2.5,
  "furnishingBudget": 0,
  "insuranceAnnual": 3000,
  "managementFeePercent": 20,
  "maintenanceReservePercent": 10,
  "platformFeePercent": 3,
  "utilitiesAnnual": 0,
  "conservativeOccupancyPercent": 30,
  "baseOccupancyPercent": 45,
  "optimisticOccupancyPercent": 60,
  "maxComparables": 20
}
```

## Output

```json
{
  "propertySelection.mode": {
    "label": "Selection mode",
    "format": "string"
  },
  "observedZillow.addressStreet": {
    "label": "Address",
    "format": "string"
  },
  "observedZillow.addressCity": {
    "label": "City",
    "format": "string"
  },
  "observedZillow.addressState": {
    "label": "State",
    "format": "string"
  },
  "observedZillow.price": {
    "label": "Price",
    "format": "number"
  },
  "observedZillow.bedrooms": {
    "label": "Beds",
    "format": "number"
  },
  "observedZillow.bathrooms": {
    "label": "Baths",
    "format": "number"
  },
  "observedAirbnbComparables.medianNightlyPrice": {
    "label": "Median nightly rate",
    "format": "number"
  },
  "observedAirbnbComparables.comparableSampleSize": {
    "label": "Comparable sample",
    "format": "integer"
  },
  "observedAirbnbComparables.confidence": {
    "label": "Confidence",
    "format": "string"
  },
  "observedAirbnbComparables.geographicScope.dominantAreaLabel": {
    "label": "Dominant comp area",
    "format": "string"
  },
  "observedAirbnbComparables.geographicScope.dominantAreaLabelSharePercent": {
    "label": "Dominant area (%)",
    "format": "number"
  },
  "projections.projectionCompleteness": {
    "label": "Projection completeness",
    "format": "string"
  },
  "projections.loanAmount": {
    "label": "Loan amount",
    "format": "number"
  },
  "projections.totalCashInvested": {
    "label": "Total cash invested",
    "format": "number"
  },
  "projections.monthlyMortgagePayment": {
    "label": "Monthly mortgage payment",
    "format": "number"
  },
  "projections.scenarios.1.nightlyRate": {
    "label": "Base: nightly rate",
    "format": "number"
  },
  "projections.scenarios.1.occupancyPercent": {
    "label": "Base: occupancy assumption (%)",
    "format": "number"
  },
  "projections.scenarios.1.grossAnnualRevenue": {
    "label": "Base: gross annual revenue",
    "format": "number"
  },
  "projections.scenarios.1.noiAnnual": {
    "label": "Base: NOI",
    "format": "number"
  },
  "projections.scenarios.1.annualCashFlow": {
    "label": "Base: annual cash flow",
    "format": "number"
  },
  "projections.scenarios.1.capRatePercent": {
    "label": "Base: cap rate (%)",
    "format": "number"
  },
  "projections.scenarios.1.cashOnCashReturnPercent": {
    "label": "Base: cash-on-cash (%)",
    "format": "number"
  },
  "projections.scenarios.1.dscr": {
    "label": "Base: DSCR",
    "format": "number"
  },
  "projections.scenarios.1.breakEvenOccupancyPercent": {
    "label": "Base: break-even occupancy (%)",
    "format": "number"
  }
}
```

## About this Actor

This example demonstrates how to use [Zillow to Airbnb Investment Calculator & STR Analysis](https://apify.com/zapticx/zillow-airbnb-str-calculator.md) with a specific input configuration. Visit the [Actor detail page](https://apify.com/zapticx/zillow-airbnb-str-calculator.md) to learn more, explore other use cases, and run it yourself.


## How to integrate an Actor?

This Task's input is already configured above. Use it as-is rather than inventing a new one.

Do not guess an integration path. Every one of them is in the agent quickstart at https://apify.com/agents.md: the Apify MCP server, Agent Skills with the Apify CLI, the JavaScript and Python clients, the REST API, and the account-free path for an agent with no human to sign in. It also carries the rule on stating cost before the first paid run.

For full API examples (JavaScript, Python, CLI, MCP, OpenAPI), see this Task's Actor page: https://apify.com/zapticx/zillow-airbnb-str-calculator.md

Each client library has reference documentation the quickstart does not restate: [JavaScript/TypeScript](https://docs.apify.com/api/client/js/docs.md) (`npm install apify-client`) and [Python](https://docs.apify.com/api/client/python/docs.md) (`pip install apify-client`).