France Company Risk Monitor — Insolvency & KYB Events 🇫🇷

Monitor French company risk events every day, enriched and ready for your KYB, credit-risk or portfolio-monitoring workflow.

This Actor turns France's official BODACC gazette into a clean, deduplicated event feed. Track insolvency proceedings, strike-offs, business sales and corporate modifications — filtered by sector, department and date — with each company enriched with its NAF activity, officers, head-office address and administrative status (active / closed).

Built for credit teams, KYB/AML analysts, factoring and insurance firms who need early warning on counterparties and portfolios.

Why this over a raw BODACC scraper

Most BODACC tools dump the bare legal notice. This Actor joins each event to the official recherche-entreprises API, so every row already carries the company's sector, decision-makers, address and live status — turning a gazette line into an actionable risk signal. It deduplicates by notice and is delta-native — schedule it daily and each run returns only what's new.

Event types

eventFamilies value	Meaning
collective	Insolvency proceedings (redressement, liquidation, sauvegarde)
radiation	Strike-off / dissolution
vente	Business sale (fonds de commerce)
modification	Officer / capital / address change
creation	New registration
dpc	Accounts filing (dépôt des comptes)

Default monitors the three highest-signal risk families: collective, radiation, vente.

Input

Field	Description
eventFamilies	Which event types to monitor (default: insolvency, strike-off, sale).
lastNDays	Look-back window in days (default 7). Use 1–2 for a daily schedule.
sinceDate	YYYY-MM-DD; overrides the window. Page from your last run.
departments	Department codes to include, e.g. 75, 92. Empty = all France.
nafPrefixes	Sector prefixes, e.g. 56 (food service). Empty = all.
enrich	Add NAF, officers, address, status (default on).
maxResults	Max event rows per run (default 200).

Example — watch insolvencies in your portfolio's sectors

{
    "eventFamilies": ["collective"],
    "lastNDays": 2,
    "nafPrefixes": ["56", "47"],
    "maxResults": 500
}

Output

One row per event (flat JSON / CSV / Excel):

{
    "siren": "930839345",
    "event_family": "collective",
    "event_label": "Insolvency proceeding",
    "denomination": "…",
    "ville": "…", "code_postal": "…", "departement": "…", "region": "…",
    "tribunal": "…",
    "date_parution_bodacc": "2026-07-05",
    "naf_code": "56.10C",
    "adresse_siege": "…",
    "tranche_effectif": "…",
    "categorie_entreprise": "…",
    "etat_administratif": "A",
    "dirigeants": [{ "nom": "…", "qualite": "…", "annee_naissance": "…" }]
}

Scheduling a daily monitor

Schedule the Actor daily with lastNDays: 2 (a small overlap absorbs BODACC publication lag; rows are deduplicated by notice within each run). Push the dataset to your CRM, a Google Sheet, a webhook, or a risk dashboard.

Data sources & legality

• BODACC — official DILA open data (Licence Ouverte / CC-BY), via the Opendatasoft Explore API.
• recherche-entreprises (Annuaire des Entreprises) — official open API over INSEE Sirene + INPI RNE.

Both are official open-government data — no login, no API key. Records flagged non-diffusible are returned with [NON-DIFFUSIBLE] placeholders, as required by French law.

This is an informational monitoring feed, not a compliance or credit certification.