Neighborhood Intelligence MCP

Demographics, school ratings, crime index, walkability, renter profile, and investor suitability scores by US ZIP code — covering 20 high-investor-interest markets with 40 curated ZIP codes.

Returns a composite Investor Score (1–10) combining rent growth, vacancy, crime, walkability, and population trends. Supports live Census ACS data when a Census API key is supplied.

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What It Returns

Field	Description
zip	ZIP code
city	City name
state	Two-letter state code
neighborhood	Neighborhood name or district
population	Total population
median_household_income	Median household income ($)
median_home_value	Median home value ($)
median_gross_rent	Median gross rent including utilities ($)
renter_occupied_pct	% of occupied units that are renter-occupied
owner_occupied_pct	% of occupied units that are owner-occupied
vacancy_rate_pct	Residential vacancy rate (%)
poverty_rate_pct	Population below poverty line (%)
median_age	Median resident age
pct_college_educated	% of adults 25+ with bachelor's degree or higher
pct_white / pct_black / pct_hispanic	Racial/ethnic composition (%)
population_growth_5yr_pct	Population change over 5 years (%)
school_rating	GreatSchools rating 1–10 (district average)
school_rating_source	Data source for school rating
crime_index	Crime index 0–100 (lower = safer; 100 = highest crime)
crime_index_note	Crime context and trend
violent_crime_per_100k	Violent crime rate per 100,000 residents
property_crime_per_100k	Property crime rate per 100,000 residents
walk_score	Walk Score 0–100 (90+ = Walker's Paradise)
transit_score	Transit Score 0–100
bike_score	Bike Score 0–100
top_employers	Major employers within commute distance
rent_to_income_ratio	Median rent ÷ median income (>0.30 = rent-burdened market)
rent_growth_3yr_pct	3-year rent growth rate (%)
investor_profile	Plain-English investor strategy summary
neighborhood_trend	Gentrifying / Stable / Improving / Declining / Stabilizing
gentrification_risk	None / Low / Low-Moderate / Moderate / Active / High / Complete
investor_score	Composite investor score 1–10
investor_score_note	Key factors driving the score
data_source	Data provenance

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Investor Score (1–10)

The composite score weights five factors:

Factor	Weight	Notes
Rent growth (3yr)	High	≥8% = +2; ≥5% = +1; ≤0% = −2
Vacancy rate	Medium	≤6% = +1; ≥14% = −2
Crime index	Medium	≤30 = +2; ≤50 = +1; ≥70 = −1; ≥85 = −2
Walk Score	Low	≥80 = +1; ≤25 = −1
Population growth	Low	≥8% = +1; ≤−3% = −1

A score of 8–10 = institutional-grade demand fundamentals; 5–7 = solid with manageable risks; 1–4 = distressed market requiring deep expertise.

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Input Parameters

Parameter	Type	Required	Description
zip_code	string	No	Filter by specific ZIP code
city	string	No	Filter by city name (partial match)
state	string	No	Filter by state code (e.g., "OH", "NC")
investor_score_min	integer	No	Minimum investor score (1–10)
crime_index_max	integer	No	Maximum crime index (0–100)
walk_score_min	integer	No	Minimum Walk Score
min_median_income	number	No	Minimum median household income
min_rent_growth_pct	number	No	Minimum 3-year rent growth %
sort_by	string	No	Sort: investor_score (default), rent_growth, walk_score, crime_index, median_income, vacancy
limit	integer	No	Max results (default: 20)
census_api_key	string	No	Census API key for live ACS data on specific ZIP queries

Get a free Census API key at api.census.gov/data/key_signup.html.

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Example Inputs

Top investor ZIPs by score:

{
  "investor_score_min": 8,
  "sort_by": "investor_score",
  "limit": 10
}

All Ohio ZIPs in the database:

{
  "state": "OH",
  "sort_by": "rent_growth"
}

Low-crime, walkable markets only:

{
  "crime_index_max": 45,
  "walk_score_min": 70,
  "sort_by": "investor_score"
}

Specific ZIP with live Census data:

{
  "zip_code": "28205",
  "census_api_key": "your_census_key_here"
}

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Example Output

{
  "zip": "28205",
  "city": "Charlotte",
  "state": "NC",
  "neighborhood": "Plaza Midwood",
  "population": 32400,
  "median_household_income": 64800,
  "median_home_value": 420000,
  "median_gross_rent": 1680,
  "renter_occupied_pct": 52,
  "vacancy_rate_pct": 5.2,
  "poverty_rate_pct": 12,
  "school_rating": 7,
  "crime_index": 38,
  "violent_crime_per_100k": 480,
  "walk_score": 74,
  "transit_score": 48,
  "rent_to_income_ratio": 0.31,
  "rent_growth_3yr_pct": 9.4,
  "investor_profile": "High-growth appreciation market; walkable urban infill",
  "neighborhood_trend": "Gentrifying Fast",
  "gentrification_risk": "High",
  "investor_score": 9,
  "investor_score_note": "Top Charlotte market; rent growth + migration + finance sector = exceptional demand",
  "top_employers": "Bank of America, Wells Fargo, Duke Energy, Truist",
  "data_source": "Curated database (ACS 2022 + city crime reports + Walk Score)"
}

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Markets Covered

City	State	ZIPs	Market Type
Cleveland	OH	44103, 44109	Classic cash flow
Columbus	OH	43204, 43215	Growth market
Indianapolis	IN	46218, 46204	Turnkey/urban
Memphis	TN	38106, 38117	Value/quality split
Kansas City	MO	64127, 64111	BRRRR/urban
Charlotte	NC	28205, 28216	High-growth
Atlanta	GA	30315	BeltLine play
Nashville	TN	37208	Adjacency play
Austin	TX	78702	Tech/correction
Denver	CO	80219	Workforce LTR
Savannah	GA	31401	STR + appreciation
Birmingham	AL	35203	Low-tax cash flow
Greensboro	NC	27401	Workforce rental
Knoxville	TN	37917	UTK demand

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Data Sources

• US Census Bureau ACS 5-Year Estimates (2022) — demographics, income, housing, education
• City crime reports — FBI UCR/NIBRS crime data, curated by ZIP
• Walk Score — walkability, transit, and bike scores
• GreatSchools — school district ratings
• ACS 1-Year PUMS — rent growth trend estimation

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Use Cases

• Neighborhood due diligence — validate property-level risk before acquisition
• Portfolio market selection — rank target markets by investor fundamentals
• AI agent investment screening — inject neighborhood data into automated deal analysis
• Tenant quality forecasting — income, education, and employment data predicts tenant stability
• Gentrification play identification — trend + crime + rent growth signals early-mover opportunity

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Related Actors in the Real Estate Suite

• ../real-estate-intelligence-mcp/ — Property listings + deal scoring
• ../property-tax-intelligence-mcp/ — State/county tax rates and investment impact
• ../rentcast-market-mcp/ — LTR rent estimates and market grades
• ../mortgage-rate-intelligence-mcp/ — Current rates + affordability calculator