MCA UCC Leads Scraper (FL, CO, CT, OR, RI, AK, CA)

Find businesses that just took a merchant cash advance (MCA). When an MCA funder advances money, it files a UCC-1 financing statement against the merchant with the state. This Actor reads the newest UCC-1 filings in Florida, Colorado, Connecticut, Oregon, Rhode Island, Alaska and California, keeps the ones whose secured party is one of 137 known MCA funders (Bitty Advance, Fora Financial, Last Chance Funding, Lendini, Vitalcap, Everest Business Funding, CAN Capital...), and returns one lead per merchant.

Who uses it

• MCA brokers and funders: merchants who took an advance recently are the most likely to take a second position or renew.
• Debt-relief and restructuring firms: stacked merchants (2+ funders) are the classic MCA-relief prospect.
• Lenders offering refinancing / consolidation, and anyone tracking which funders are active where.

Sources

State	Source	Speed
FL	Florida Secured Transaction Registry daily public data files	seconds
CO	Colorado Secretary of State UCC open data (data.colorado.gov)	seconds
CT	Connecticut Secretary of State UCC lien filings open data (data.ct.gov), updated daily	seconds
OR	Oregon Secretary of State "UCC filings entered last month" open data (data.oregon.gov)	seconds, previous month only
RI	Rhode Island Department of State UCC search, one secured-party search per funder name	~15 min, opt-in
AK	Alaska Recorder's Office UCC Central File, every financing statement per day	~1 min per week, opt-in
CA	California Secretary of State bizfile UCC search, one search per funder name	~17 min, opt-in

All are official public registries. FL, CO and CT run by default. Add "OR" (use daysBack 60 or more: Oregon publishes only the previous calendar month, and it can lag), "RI" and "AK" as needed. For California turn on includeCalifornia (it runs a browser with 2 GB memory, about 18 minutes).

Input

{
  "states": ["FL", "CO", "CT"],
  "includeCalifornia": false,
  "daysBack": 7,
  "stackedOnly": false,
  "extraFunders": ["Some New Funder LLC"],
  "maxItems": 100
}

• states: which registries to search.
• includeCalifornia: also search California (browser, 2 GB memory, ~18 min).
• daysBack: filings made in the last N days (1-90).
• stackedOnly: only merchants with filings from 2+ funders in the window.
• extraFunders: extra funder names to match on top of the built-in list.
• maxItems: stop after this many leads (0 = no limit).

Output

One item per merchant per state:

{
  "merchantName": "LULP CONSTRUCTION LLC",
  "address": "1724 SW 12TH CT",
  "city": "FORT LAUDERDALE",
  "state": "FL",
  "zip": "33312",
  "filingState": "FL",
  "funders": ["Bitty Advance"],
  "mcaPositions": 1,
  "stacked": false,
  "latestFilingDate": "2026-09-28",
  "earliestFilingDate": "2026-09-28",
  "filingCount": 1,
  "filings": [
    {
      "filingNumber": "202603009646",
      "filingDate": "2026-09-28",
      "lapseDate": "2031-09-28",
      "status": "Filed",
      "securedParty": "BITTY ADVANCE 2, LLC",
      "funder": "Bitty Advance"
    }
  ],
  "scrapedAt": "2026-10-01T14:09:30+00:00"
}

Leads are grouped by state in the order of states; within a state, stacked merchants come first, then newest filings first.

Pricing

$0.10 per lead (one dataset item = one merchant). Set a charge limit on the run and the Actor stops when it is reached. Failed sources are never charged.

Free Apify plan: up to 10 leads per day (UTC). Paid Apify plans have no daily cap.

FAQ

Does it give the advance amount or the daily payment? No. UCC filings never contain dollar amounts. A lead means "this merchant gave this funder a lien on this date".

Why is one state small? It reflects how many MCA filings were made there. Use a longer daysBack for more volume.

Why are some people missing? Debtors filed as private individuals (not as a business) are skipped. Rhode Island and Alaska do not flag the two, so a debtor is kept only when its name looks like a business (LLC, INC, CORP, GROUP, ...); a business named like a person can be missed. California's search does not separate them either, so sole proprietors ("JOHN SMITH D/B/A ...") can appear. Alaska addresses keep the city inside address (the registry does not separate street and city).

Contact details? Not included. The registries publish name and business address (city and state only in California). Enrich with your own tools.

Limits

• Florida publishes each day's file 2-3 days later, so the newest days may not be there yet.
• California returns at most 100 results per search; the log warns if a funder hits that cap - use a shorter daysBack. The CA portal blocks an IP that searches too fast (HTTP 429), so searches are spaced 5 s apart; on a 429 the Actor switches browser and then proxy session, and logs any funder it still could not search.
• Matching is by funder name. A funder filing under a name that is not on the list is missed - add it with extraFunders. "First Data Merchant Services" (card-processor liens) is deliberately excluded.

Compliance

The records are public; outreach is regulated. TCPA, state mini-TCPA, DNC rules and debt-relief advertising rules still apply to anything you do with these leads.