SBA Rural Businesses That Need Financing — Demand Side Leads

Rural businesses that applied for SBA loans but the deal fell through, or just started and need capital. These are businesses that said "I need money" — and haven't found it yet.

357,866 total SBA loans in the dataset. The scraper filters to the ones that signal active financing need:

• CANCELLED loans — approved then fell through. Borrower still needs the money. Strongest signal.
• COMMITTED loans — approved but not yet funded. Deal in progress, may need a different lender.
• Startups — new businesses that just got starter capital and will need more.

Not just farmers. Every type of rural business: restaurants, hotels, construction, healthcare, manufacturing, retail, agriculture.

What You Get Per Record

• Business name and full address
• Loan amount they applied for — tells you the scale of their need
• Loan status — CANCLD (deal fell through), COMMIT (in process), or EXEMPT (funded)
• Industry — NAICS code + plain English
• Business age — startup vs established
• Bank that was involved — the lender relationship that didn't work out
• Rural classification — USDA county code
• Opportunity score — hot / warm / moderate / low
• Signal — "500K SBA loan approved 45 days ago but CANCELLED — restaurant in rural Kansas still needs financing"

How Much Data

Loan Status	What it means	Volume in dataset
CANCLD	Loan fell through — still needs money	~42,000
COMMIT	Loan committed, not yet funded	~23,000
Startups	New business, will need ongoing capital	~30,000
Total demand pool		~95,000 records

After rural filter: thousands of leads. You pick how many with maxResults.

Setting	What you get
maxResults: 500	500 leads, ~90 seconds
maxResults: 1000	1,000 leads, ~90 seconds
maxResults: 2000	2,000 leads, ~2 minutes

Slice By Industry

Use naicsFilter:

Code	Industry
72	Hotels, restaurants, food service
23	Construction
62	Healthcare clinics
11	Agriculture, farming
44	Retail stores
31	Manufacturing

Slice By State

Use stateFilter: "KS,OK,MO,TX"

Slice By Loan Status

Use loanStatusFilter:

• CANCLD — only cancelled loans (strongest demand signal)
• CANCLD,COMMIT — cancelled + in-process
• CANCLD,COMMIT,STARTUP — all demand signals (default)
• Leave empty — all statuses including already-funded (weaker signal)

Scoring

Factor	Points	Logic
Demand signal	0-35	CANCLD = 35, COMMIT = 25, EXEMPT = 5
Recency	0-35	<90 days = 35, <180 = 28, <365 = 20
Business age	0-20	Startup = 20, New = 15, Change of ownership = 10
Loan size (inverted)	0-10	Smaller loans = more likely to need MORE capital

Hot = recent cancelled loan for a new business. They need money NOW.

Quick Start

1. Click Start
2. Wait ~90 seconds
3. Click Export → CSV
4. Sort by opportunity_score descending — hottest leads first

Data Source

Public government data from SBA.gov (357,866 loans) cross-referenced with USDA Rural-Urban Continuum Codes (3,233 US counties). Updated quarterly.