NCUA Call Report Scraper

Search federally-insured U.S. credit unions and extract their financial data — assets, shares/deposits, loans, net worth, membership, and delinquency figures — straight from the National Credit Union Administration (NCUA)'s own quarterly 5300 Call Report data. Free, public, and requires no login, API key, or paid proxy.

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Data Source

All data comes directly from NCUA's official Call Report Quarterly Data files (ncua.gov/analysis/credit-union-corporate-call-report-data/quarterly-data) — the same comma-delimited ZIP files credit union analysts, examiners, and researchers have used for decades. Each quarterly file contains every federally-insured credit union's directory information (FOICU) joined with its financial statement (FS220/FS220A) as submitted and validated by NCUA.

No scraping of rendered pages, no anti-bot workarounds — this is a static government open-data file, downloaded and parsed fresh on every run.

Not the same as FDIC Bank Data Scraper

This actor covers credit unions, which are member-owned, not-for-profit financial cooperatives regulated and insured by the NCUA (National Credit Union Administration) through the National Credit Union Share Insurance Fund (NCUSIF). The separate FDIC Bank Data Scraper actor covers commercial banks and savings institutions, a distinct institution type regulated and insured by the FDIC (Federal Deposit Insurance Corporation). The two regulators, insurance funds, and institution universes do not overlap — a credit union will never appear in FDIC data, and an FDIC-insured bank will never appear in NCUA data.

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What this actor does

• Search credit unions — filter by name (partial match), state, city, asset-size range, NCUA's own peer-group (asset-size band) classification, examination region, charter type (federal vs. state-chartered), or Low-Income Credit Union (LICU) designation
• Full financials by charter number — assets, shares & deposits, loans, delinquency, net worth, net worth ratio, net income, membership
• State-level aggregate summaries — total assets, shares, loans, net worth, and membership rolled up per state
• Historical quarters — select any quarterly reporting cycle back to 2016 Q1
• No login, no API key, no proxy — pure public government data

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Input Parameters

Parameter	Type	Description
mode	Select	searchCreditUnions, getCreditUnionDetails, or getStateSummary
period	Select	Quarterly reporting cycle, e.g. 2026-03 for Q1 2026 (default: most recent available)
creditUnionName	Text	Partial, case-insensitive name search (searchCreditUnions mode)
state	Select	2-letter U.S. state/territory code. Leave blank for all
city	Text	Exact city match (case-insensitive)
charterNumbers	String list	NCUA charter numbers (required for getCreditUnionDetails)
minAssets / maxAssets	Integer	Total-asset range filter, in whole dollars
peerGroup	Select	NCUA's own asset-size peer group (1-6)
region	Select	NCUA examination region: Eastern, Southern, Western, or Office of National Examinations & Supervision
charterType	Select	Federal Credit Union (FCU) or Federally-Insured State-Chartered Credit Union (FISCU)
lowIncomeDesignated	Select	Filter by NCUA's Low-Income Credit Union (LICU) designation: all, designated only, or not designated
sortBy	Select	ASSETS, NAME, CHARTER, or MEMBERS
maxItems	Integer	Maximum records to return (1-5000, default 50)

Finding a Credit Union's Charter Number

Run the actor in searchCreditUnions mode first — every result includes its charterNumber. Then pass that number in charterNumbers for getCreditUnionDetails mode.

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Output Fields

searchCreditUnions / getCreditUnionDetails modes

Field	Description
charterNumber	NCUA charter number (unique credit union identifier)
creditUnionName	Legal name of the credit union
city	Headquarters city
state	2-letter state/territory code
stateName	Full state/territory name
charterState	State where the credit union was originally chartered
zipCode	Headquarters ZIP code
streetAddress	Headquarters/main office street address
county	Headquarters county
mainOfficePhone	Main office phone number
branchCount	Number of branch/service locations reported
yearChartered	Year the credit union was organized
peerGroup	NCUA asset-size peer group (1-6)
peerGroupLabel	Human-readable peer group description
region	NCUA examination region code (1, 2, 3, or 8)
regionName	Human-readable region name (Eastern, Southern, Western, or Office of National Examinations & Supervision)
charterType	Charter type code (1 = federal, 2 = federally-insured state-chartered)
charterTypeLabel	Human-readable charter type description
isMinorityDepositoryInstitution	Whether NCUA designates it a Minority Depository Institution
isLowIncomeDesignated	Whether NCUA designates it a Low-Income Credit Union (LICU)
rssdId	Federal Reserve RSSD ID — a cross-regulator unique identifier for the institution
insuredDate	Date NCUSIF insurance began
issueDate	Date the charter was issued
totalAssets	Total assets ($)
totalSharesAndDeposits	Total member shares and deposits ($)
loanCount	Total number of outstanding loans & leases
totalLoans	Total amount of outstanding loans & leases ($)
totalDelinquentLoans	Total delinquent loans & leases, 2+ months ($)
currentMembers	Number of current members
potentialMembers	Number of potential members (field of membership)
netIncome	Net income for the period ($)
totalNetWorth	Total net worth / retained earnings ($)
netWorthRatioPercent	Net worth as a percentage of total assets
reportPeriod	Reporting quarter used (e.g. 2026-03)
dataSourceUrl	The exact NCUA ZIP file this record was extracted from
scrapedAt	ISO 8601 timestamp of when the record was scraped

getStateSummary mode

Field	Description
state	2-letter state/territory code
stateName	Full state/territory name
creditUnionCount	Number of credit unions headquartered in the state
totalAssets	Combined total assets across all credit unions in the state ($)
totalSharesAndDeposits	Combined total shares & deposits ($)
totalLoans	Combined total loans ($)
totalNetWorth	Combined total net worth ($)
totalMembers	Combined current membership
reportPeriod	Reporting quarter used
dataSourceUrl	Source ZIP file URL
scrapedAt	ISO 8601 timestamp

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Example: find the 20 largest U.S. credit unions by assets

{ "mode": "searchCreditUnions", "sortBy": "ASSETS", "maxItems": 20 }

Example: search for credit unions with "Teachers" in the name

{ "mode": "searchCreditUnions", "creditUnionName": "Teachers", "maxItems": 100 }

Example: get full financials for a specific credit union by charter number

{ "mode": "getCreditUnionDetails", "charterNumbers": ["8305"] }

Example: find small community credit unions in Ohio

{ "mode": "searchCreditUnions", "state": "OH", "peerGroup": "2", "maxItems": 50 }

Example: get aggregate credit union stats for every state

{ "mode": "getStateSummary", "maxItems": 60 }

Example: find only federally-chartered credit unions in NCUA's Western Region

{ "mode": "searchCreditUnions", "region": "3", "charterType": "1", "maxItems": 100 }

Example: find Low-Income Designated credit unions in Texas

{ "mode": "searchCreditUnions", "state": "TX", "lowIncomeDesignated": "true", "maxItems": 100 }

Use cases

• Financial research & analysts — screen credit unions by asset size, peer group, or region for comparative analysis
• Fintech & lending partnerships — identify well-capitalized credit unions by net worth ratio for partnership outreach
• Regulatory & compliance monitoring — track a specific credit union's quarterly financials over time by charter number
• Market sizing — aggregate state-level credit union assets, shares, and membership for a regional market study
• Academic & policy research — bulk-export historical Call Report data back to 2016 for longitudinal studies

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FAQs

Is an API key or login required? No. NCUA's Call Report Quarterly Data files are free, public government open data. No registration is required.

How current is the data? NCUA publishes new Call Report data roughly 6-8 weeks after each calendar quarter ends. Select the desired quarter with the period input (defaults to the most recent verified-available quarter).

What is a charter number? The charter number is NCUA's unique, permanent identifier for each federally-insured credit union. It stays the same even if the credit union changes its name or merges.

Why are some financial fields missing for a given credit union? Only fields the credit union actually reported for that quarter are included — no placeholder or zero values are fabricated for unreported figures.

What does netWorthRatioPercent mean? Net worth (retained earnings plus reserves) divided by total assets, expressed as a percentage. NCUA classifies credit unions as "well capitalized" at 7% and above.

What is the difference between this actor and the FDIC Bank Data Scraper? This actor covers member-owned, not-for-profit credit unions regulated by the NCUA. The FDIC actor covers for-profit commercial banks and savings institutions regulated by the FDIC. They are entirely separate regulators, insurance funds, and institution universes — there is no overlap.

Can I look up historical data? Yes — the period input covers every quarter back to 2016 Q1.

What is an NCUA "region"? NCUA supervises credit unions through three geographic examination regions (Eastern, Southern, Western) plus the Office of National Examinations & Supervision, which directly examines the largest and most complex credit unions regardless of location.

What is the difference between a Federal Credit Union (FCU) and a Federally-Insured State-Chartered Credit Union (FISCU)? Both are NCUA-insured. An FCU is chartered and regulated directly by the NCUA. A FISCU is chartered and primarily regulated by a state regulator but carries NCUA share insurance. Use the charterType filter to isolate either group.

What is a Low-Income Credit Union (LICU) designation? NCUA designates a credit union as "low-income" when a majority of its membership meets certain income thresholds. LICU status grants access to secondary capital and exemption from the statutory member business lending cap. Use the lowIncomeDesignated filter to isolate either group.

What is an RSSD ID? The RSSD ID is a unique identifier assigned by the Federal Reserve, used across bank and credit union regulators (NCUA, FDIC, Federal Reserve) to cross-reference the same institution in different regulatory datasets.

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Rate Limits

NCUA's Call Report data files are static, publicly hosted downloads with no rate limiting. This actor downloads the requested quarter's file once per run. No proxy is required.