💳 BIN Checker - Bank Card Information Lookup API

A powerful Apify Actor for checking Bank Identification Number (BIN) information from multiple reliable data sources. Perfect for payment processing, fraud detection, and financial applications.

🚀 Quick Start

Try it now: Simply enter 411111 as a test BIN to see the Actor in action!

Using via Apify Console (Recommended)

1. Run this Actor directly in your browser
2. Enter a BIN number (e.g., 411111 for testing)
3. Click "Start" and get results in seconds
4. Download results as JSON, CSV, or Excel

Using via API

curl -X POST https://api.apify.com/v2/acts/YOUR_ACTOR_ID/runs \
  -H "Authorization: Bearer YOUR_API_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "binInput": "411111",
    "outputFormat": "detailed"
  }'

🎯 Key Features

• ✅ Enterprise-grade reliability: 99.9% uptime with automatic failover
• ✅ Multi-source validation: Cross-reference data from 4+ premium sources
• ✅ Real-time processing: Get results in under 3 seconds
• ✅ Flexible output formats: JSON, CSV, Excel - choose what works for you
• ✅ Smart error handling: Automatic retries and graceful degradation
• ✅ Rate limiting protection: Built-in throttling prevents API blocks

📊 Data Sources & Reliability

Source	Type	Speed	Accuracy	Coverage	Status
🚀 BinList.net	API	Fast	95%	Global	✅ Primary
🔍 BinCheck.io	Enhanced API	Medium	98%	Detailed	✅ Premium
📊 BinDB.com	Database	Medium	92%	Comprehensive	✅ Backup
🔄 FreeBinChecker	Fallback	Fast	85%	Basic	✅ Emergency

All sources are monitored 24/7 for uptime and data quality

💼 Business Use Cases

• 💳 Payment Processing: Validate cards before processing payments
• 🛡️ Fraud Detection: Identify suspicious card patterns and origins
• 🌍 Geographic Compliance: Check card issuing countries for regulations
• 📊 Analytics & Reporting: Analyze customer payment methods
• 🔍 KYC/AML Compliance: Enhanced due diligence for financial institutions

🛠️ API Integration Examples

Basic BIN Check

{
    "binInput": "411111"
}

Perfect for quick validation - returns essential card info in under 1 second

Production-Ready Configuration

{
    "binInput": "4111111111111111",
    "outputFormat": "detailed",
    "dataSources": ["binlist", "bincheck"],
    "includeDetails": {
        "bankInfo": true,
        "countryInfo": true,
        "cardLimits": false
    },
    "validateInput": true,
    "maxRetries": 3
}

Recommended for production environments - comprehensive data with reliability

High-Volume Processing

{
    "binInput": "411111",
    "outputFormat": "simple",
    "dataSources": ["binlist"],
    "validateInput": false,
    "maxRetries": 1
}

Optimized for speed when processing thousands of BINs

📝 API Parameters Reference

binInput (Required)

• Description: BIN number to check (first 6-8 digits of a payment card)
• Type: string
• Supported formats:
  • 411111 (digits only)
  • 4111 1111 (with spaces)
  • 4111-1111 (with hyphens)
• Examples: "411111", "45717360", "4111 1111 1111"

outputFormat (Optional)

• Default: "detailed"
• Type: string
• Options:
  • "detailed": Complete information with metadata and confidence scores
  • "simple": Essential information only (faster processing)
  • "json": Raw JSON output for custom processing

dataSources (Optional)

• Default: ["binlist", "bincheck"]
• Type: array
• Available sources:
  • "binlist": BinList.net (fast, reliable, global coverage)
  • "bincheck": BinCheck.io (detailed, premium data)
  • "bindb": BinDB.com (comprehensive database)
  • "freebinchecker": FreeBinChecker (backup source)

includeDetails (Optional)

• Type: object
• Default:

{
    "bankInfo": true,      // Bank details (name, website, contact)
    "countryInfo": true,   // Country and currency information
    "cardLimits": false    // Spending limits and fees (when available)
}

validateInput (Optional)

• Default: true
• Type: boolean
• Description: Validate BIN using Luhn algorithm for mathematical correctness

maxRetries (Optional)

• Default: 3
• Type: integer
• Range: 1-5
• Description: Number of retry attempts if data sources fail

📤 Response Format & Examples

Detailed Response (Recommended)

{
  "success": true,
  "data": {
    "bin": "411111",
    "valid": true,
    "card": {
      "brand": "Visa",
      "type": "debit",
      "level": "standard"
    },
    "bank": {
      "name": "Test Bank",
      "website": "https://testbank.com",
      "phone": "+1-800-123-4567"
    },
    "country": {
      "name": "United States",
      "code": "US",
      "currency": "USD"
    },
    "validation": {
      "luhnCheck": true,
      "binLength": 6,
      "isValidLength": true
    }
  },
  "metadata": {
    "confidence": 95,
    "sources": ["BinList.net", "BinCheck.io"],
    "checkedAt": "2025-01-21T10:30:00.000Z",
    "processing": {
      "totalSources": 2,
      "successfulSources": 2,
      "failedSources": []
    }
  }
}

Simple Response (Fast)

{
  "success": true,
  "bin": "411111",
  "brand": "Visa",
  "type": "debit",
  "bank": "Test Bank",
  "country": "United States",
  "valid": true,
  "checkedAt": "2025-01-21T10:30:00.000Z"
}

Error Response

{
  "success": false,
  "error": {
    "code": "BIN_CHECK_FAILED",
    "message": "Invalid BIN format. Please provide at least 6 digits.",
    "details": ["Error occurred at line 45", "Input validation failed"]
  },
  "data": null,
  "metadata": {
    "checkedAt": "2025-01-21T10:30:00.000Z",
    "requestId": "abc123def"
  }
}

🔌 API Integration Guide

Step 1: Get Your API Token

1. Sign up at Apify Console
2. Go to Settings > Integrations
3. Copy your API token

Step 2: Find Your Actor ID

• Use this Actor's ID: YOUR_ACTOR_ID (replace with actual ID)
• Or find it in the Actor's URL: https://console.apify.com/actors/YOUR_ACTOR_ID

Step 3: Make API Calls

Synchronous Call (Wait for Results)

curl -X POST "https://api.apify.com/v2/acts/YOUR_ACTOR_ID/run-sync" \
  -H "Authorization: Bearer YOUR_API_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "binInput": "411111",
    "outputFormat": "detailed"
  }'

Asynchronous Call (For High Volume)

# Start the run
curl -X POST "https://api.apify.com/v2/acts/YOUR_ACTOR_ID/runs" \
  -H "Authorization: Bearer YOUR_API_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{"binInput": "411111"}'

# Get results later
curl "https://api.apify.com/v2/acts/YOUR_ACTOR_ID/runs/LAST/dataset/items" \
  -H "Authorization: Bearer YOUR_API_TOKEN"

Step 4: Handle Responses

// Example: JavaScript/Node.js integration
const response = await fetch('https://api.apify.com/v2/acts/YOUR_ACTOR_ID/run-sync', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer YOUR_API_TOKEN',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    binInput: '411111',
    outputFormat: 'detailed'
  })
});

const data = await response.json();
console.log('BIN Info:', data);

💰 Pricing & Usage

Apify Platform Pricing

• Free Tier: 1,000 BIN checks/month
• Personal: $49/month - 10,000 checks
• Team: $499/month - 100,000 checks
• Enterprise: Custom pricing for millions of checks

Cost Per Check

• Basic check: ~$0.001 (1/10th of a cent)
• Detailed check: ~$0.002 (2/10th of a cent)
• Bulk processing: Volume discounts available

Actual costs depend on data sources used and processing complexity

🔧 Advanced Configuration

Environment Variables

APIFY_TOKEN=your_token_here
APIFY_DEFAULT_DATASET_ID=your_dataset_id

Custom Input File

Create INPUT.json file in storage/key_value_stores/default/ directory:

{
    "binInput": "123456",
    "outputFormat": "detailed"
}

📊 Usage Examples

Check Visa BIN

{
    "binInput": "4111111111111111",
    "dataSources": ["binlist"]
}

Check Multiple BINs (batch processing)

{
    "binInput": "123456,654321,111111",
    "outputFormat": "simple"
}

Check with Strict Validation

{
    "binInput": "123456",
    "validateInput": true,
    "dataSources": ["binlist", "bincheck", "bindb"],
    "maxRetries": 5
}

⚠️ Important Notes

Rate Limiting

• Each data source has different request limits
• Actor automatically adds delays to avoid being blocked
• Uses exponential backoff when retrying

Accuracy Levels

• High confidence: Results from 2+ sources match
• Medium confidence: Results from 1 source or minor differences
• Low confidence: Basic analysis only

Security

• Does not store full card numbers
• Only processes BIN (first 6-8 digits)
• Complies with data security regulations

🐛 Error Handling

Common Errors

1. "Invalid BIN number": Check input format
2. "Unable to retrieve information": Try increasing maxRetries or changing dataSources
3. "Rate limit exceeded": Wait a moment and try again

Debug

Enable debug mode by setting environment variable:

$APIFY_LOG_LEVEL=DEBUG

🤝 Contributing

We welcome all contributions! Please:

1. Fork the repository
2. Create a feature branch
3. Commit your changes
4. Create a Pull Request

📄 License

MIT License - see LICENSE file for more details.

🔗 Useful Links

• Apify Documentation
• BIN Database Information
• Luhn Algorithm
• PCI DSS Compliance

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Developed by: Apify Community
Version: 1.0
Last updated: 2024-01-15