FMCSA Broker Financial Security Monitor (Unofficial)

Monitor official U.S. FMCSA broker and freight-forwarder financial-security filings with a narrow focus on BMC-84 surety bonds and BMC-85 trust funds.

This Actor uses the U.S. Department of Transportation public Open Data Portal. It does not scrape SAFER, does not require a buyer login, and does not need an API key for normal runs.

Why this is different

Most FMCSA Actors are broad carrier lookup or lead feeds. This Actor focuses on a specific compliance and counterparty-monitoring workflow:

• current or pending BMC-84 and BMC-85 security filings;
• recent recorded security cancellations;
• whether a different BMC-84 or BMC-85 filing is already on file for the same docket;
• matching same-day FMCSA operating-authority history when present;
• bounded, deterministic source queries with no per-docket network fan-out.

Quick start

Empty input is safe. It runs active_security with a small result limit.

{"mode":"active_security","maxResults":10}

Recent cancellation signals:

{"mode":"recent_cancellations","maxResults":50,"includeReplacement":true,"includeAuthority":true}

Optional docketNumbers and usdotNumbers filters are applied after the bounded primary source query.

Official sources

R1 uses:

• Motus Insur - All With History for current or pending BMC-84/BMC-85 policies;
• Motus InsHist daily difference for recent cancellation and history events;
• Motus AuthHist daily difference for matching authority-history changes.

The primary query is bounded by maxScan. Replacement and authority correlation are batched. There is no request per broker.

Critical semantic guard

A BMC-84 or BMC-85 cancellation is not proof of financial failure, insolvency, fraud, default, or any legal conclusion.

financialFailureOrInsolvencyExplicit remains false in this release because R1 does not yet ingest the separate FMCSA public-notice stream that explicitly identifies financial failure or insolvency. The Actor never upgrades a routine cancellation to that claim.

A matching authority-history event is also an observation only. causalAuthorityLinkDetermined remains false and legalOrCreditDecision remains false.

Output

Depending on mode, rows can include:

• docket and USDOT identifiers;
• BMC form and security instrument type;
• policy number and provider;
• security amount;
• effective and cancellation-effective dates;
• recorded cancellation/history class;
• replacement-security correlation;
• authority-history correlation;
• days until cancellation becomes effective;
• official source and deterministic fingerprint.

Output example

A current security row can look like:

{"docketNumber":"MC55211887","usdotNumber":"5040976","formCode":"84","securityInstrumentType":"BMC-84_SURETY_BOND","policyNumber":"101994946","providerName":"Merchants National Bonding, Inc.","coverageAmountUsd":75000,"effectiveDate":"2026-10-02","signalType":"ACTIVE_BROKER_FINANCIAL_SECURITY","financialFailureOrInsolvencyExplicit":false}

A cancellation row can additionally include cancellationEffectiveDate, replacementSecurityOnFile, latestAuthorityEvent, authorityImpactObserved and daysUntilCancellationEffective.

Network and cost bounds

• Public DOT Socrata API.
• No proxy or browser.
• One request for active_security.
• Up to three requests for recent_cancellations.
• Concurrency 1.
• No per-result or per-docket fan-out.

Billing

Pay per published result; there is no Actor start fee. Planned tiered result pricing for the public release is: FREE $0.006, BRONZE $0.005, SILVER $0.0045, and GOLD/PLATINUM/DIAMOND $0.004 per published row. Runs that publish no rows do not intentionally emit result charges.

This Actor is unofficial and is not affiliated with FMCSA or the U.S. Department of Transportation.