Korea Card Spending Statistics - 한국 카드 소비 통계
Pricing
Pay per usage
Korea Card Spending Statistics - 한국 카드 소비 통계
Fetches Korea credit/debit card spending statistics from public financial APIs. Covers total spending, industry breakdown, regional patterns, and YoY changes. No scraping — official public data.
Korea Card Spending Statistics
Fetch official Korean credit and debit card spending statistics from public government APIs — no scraping, no license risk.
Data source: Korea Credit Finance Association (여신금융협회) via the Public Data Portal (data.go.kr, service code B552584) and the Financial Supervisory Service statistics system (FISIS, fsis.fss.or.kr). All data is published under the Korean Open Government License (공공누리), permitting free commercial use with attribution.
Note: This Actor does not scrape BC Card DataFolio or any private financial portal. Every record comes from officially licensed public APIs.
What You Get
| Field | Description |
|---|---|
period | Year-month string (YYYYMM) |
stat_type | Type of statistic returned |
industry_code | Industry code (by_industry mode) |
industry_name | Industry name in Korean |
region_code | 2-digit region code (by_region mode) |
region_name | Region name in Korean |
approval_count | Total card approval transactions (integer) |
approval_amount_krw | Total approved amount in KRW (integer) |
yoy_change_pct | Year-over-year change percentage (float, if available) |
source | API source identifier |
Input Parameters
| Parameter | Type | Required | Description |
|---|---|---|---|
service_key | string | Yes | API key from data.go.kr. Free registration, approval in ~1 business day. |
stat_type | select | Yes | total_monthly, by_industry, by_region, or online_offline |
start_period | string | Yes | Start year-month in YYYYMM format (e.g. 202401) |
end_period | string | Yes | End year-month in YYYYMM format (e.g. 202412) |
industry_code | string | No | Filter by industry code (only for by_industry). See table below. |
region_code | string | No | 2-digit region code (only for by_region). E.g. 11 for Seoul. |
max_results | integer | No | Max records per call. Default: 500. |
Getting a Free API Key
- Visit data.go.kr and create a free account.
- Search for "여신금융협회 카드승인통계" (Korea Credit Finance Association card approval statistics).
- Click "활용신청" (Request Access). Approval is typically instant or within 1 business day.
- Copy the
serviceKeyfrom your My Page and paste it into the Actor input.
Industry Codes (업종 코드)
| Code | Industry |
|---|---|
01 | 음식점 (Restaurants) |
02 | 유통/쇼핑 (Retail/Shopping) |
03 | 여행/교통 (Travel/Transport) |
04 | 의료/병원 (Healthcare) |
05 | 교육 (Education) |
06 | 통신 (Telecom) |
07 | 생활서비스 (Daily Services) |
08 | 문화/레저 (Culture/Leisure) |
09 | 공과금 (Utilities) |
10 | 기타 (Other) |
Region Codes (지역 코드)
11 Seoul · 21 Busan · 22 Daegu · 23 Incheon · 24 Gwangju · 25 Daejeon · 26 Ulsan · 29 Sejong · 31 Gyeonggi · 32 Gangwon · 33 Chungbuk · 34 Chungnam · 35 Jeonbuk · 36 Jeonnam · 37 Gyeongbuk · 38 Gyeongnam · 39 Jeju
API Fallback Behaviour
If the primary data.go.kr API is unavailable or the API key is missing, the Actor automatically attempts the FISIS (금융감독원) endpoint for total_monthly queries — no API key required. If both sources fail, the Actor pushes a diagnostic record with available_alternatives listing alternative data sources and signup links.
Pricing
| Event | Price |
|---|---|
| Actor start | $0.001 (once) |
| Per spending record returned | $0.001 |
Fetching 12 months of industry data across all sectors typically returns 120–200 records, costing approximately $0.12–$0.20 per run.
Example Use Cases
- Macro research: Track total consumer spending trends by month against interest rate cycles.
- Sector rotation: Compare YoY spending growth across industries to identify leading/lagging sectors.
- Regional analysis: Map card spending density across Korean provinces for retail site selection.
- Online vs. offline: Monitor the structural shift to e-commerce in Korean consumer behaviour.
License
Data is sourced under the 공공누리 제1유형 (Korea Open Government License Type 1), permitting free use, reproduction, and distribution with attribution.
Keywords: South Korea, credit card spending, consumer spending, 여신금융협회, Korea economic data, retail spending, debit card, government statistics
