DeFi Lending Rate Tracker — Aave Compound Morpho Live APY

DeFi Lending Rate Tracker — Aave, Compound, Morpho, Spark Rates in One API

Monitor live DeFi lending rates across Aave V3, Compound V3, Morpho Blue, Spark, Euler V2, and Silo — supply APY, borrow APY, utilization, and spread per asset per chain. Find the best crypto lending APY opportunities and detect liquidity stress before it cascades. No API key required.

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What does DeFi Lending Rate Tracker do?

DeFi Lending Rate Tracker pulls live supply and borrow rates from every major DeFi lending protocol and consolidates them into a single structured dataset. For each (protocol × chain × asset) combination it returns supply APY, borrow APY, total supply and borrow in USD, utilization percentage, and the supply-minus-borrow spread — the key metric for looped yield strategies. It also tracks 1d, 7d, and 30d APY changes so you can see whether Aave Compound rates are trending up or down before committing capital. Supported chains include Ethereum, Arbitrum, Base, Optimism, and Polygon.

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Why use DeFi Lending Rate Tracker?

DeFi traders, treasury managers, and on-chain analysts use lending rate data to move faster than manual dashboard checks. Key use cases:

• Borrow-rate arbitrage — USDC borrow rate on Compound V3 vs. Aave V3 can diverge by 1–3% intraday. This Actor surfaces that gap in a single dataset so you can route capital to the cheaper venue automatically.
• High-utilization early warning — Pools above 90% utilization see borrow rates spike to triple digits. Scheduling this Actor every 10 minutes and alerting on utilization > 95% gives a liquidation cascade warning before it starts.
• Stablecoin yield ladder — Instantly rank the top crypto lending APY opportunities for USDC, USDT, and DAI across all protocols without tabbing between Aave, Morpho, and Spark UIs.
• Looped-yield strategy planning — The supply_minus_borrow_pct field directly answers "is this asset positive carry?" Positive spread = profitable loop; negative = cost.
• Treasury automation — Feed the ranked output into your execution script to automatically move idle stablecoins to the current highest-yielding protocol.

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How to use DeFi Lending Rate Tracker

1. Click Try for free on the Apify Store listing.
2. Configure your filters — or run with defaults to get all 100+ lending pools ranked by TVL.
3. Click Start — results arrive in under 60 seconds.
4. Export as JSON or CSV, or integrate via the Apify dataset API.
5. For continuous monitoring, use Schedule to run every 1 hour or 10 minutes.

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Input

Field	Type	Default	Description
projects	array	7 default	DefiLlama slugs: aave-v3, compound-v3, morpho-blue, spark, euler-v2, silo, aave-v2
chains	array	all	Ethereum, Arbitrum, Base, Optimism, Polygon
symbols	array	all	Asset filter, e.g. ["USDC", "USDT", "WETH"]
minTvlUsd	integer	1000000	Skip low-liquidity pools below this TVL
sortBy	string	tvl_desc	tvl_desc, supply_apy_desc, borrow_apy_asc, borrow_apy_desc, utilization_desc
limit	integer	100	Maximum rows returned
alertUtilizationPct	number	0	Telegram alert if pool utilization exceeds this %. 0 = disabled
telegramBotToken	string (secret)	—	Telegram bot token for alerts
telegramChatId	string	—	Telegram chat ID for alerts

Example — Cheapest USDC borrow across all chains:

{"symbols": ["USDC"], "sortBy": "borrow_apy_asc", "limit": 20}

Example — High-utilization stress monitor:

{"sortBy": "utilization_desc", "alertUtilizationPct": 90}

Example — Best stablecoin supply yield:

{"symbols": ["USDC", "USDT", "DAI"], "sortBy": "supply_apy_desc", "limit": 30}

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Output

Each record is one lending pool — one asset on one protocol on one chain:

{
  "project": "aave-v3",
  "chain": "Ethereum",
  "symbol": "USDC",
  "tvl_usd": 580000000,
  "total_supply_usd": 612000000,
  "total_borrow_usd": 540000000,
  "utilization_pct": 88.24,
  "supply_apy_pct": 5.42,
  "supply_apy_base_pct": 5.42,
  "reward_apy_pct": null,
  "borrow_apy_pct": 6.85,
  "borrow_reward_apy_pct": null,
  "supply_minus_borrow_pct": -1.43,
  "ltv": 0.77,
  "borrowable": true,
  "stablecoin": true,
  "apy_change_1d_pct": 0.12,
  "apy_change_7d_pct": -0.31
}

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Data fields

Field	Description
project	Protocol slug (e.g. aave-v3, compound-v3)
chain	Blockchain network
symbol	Asset ticker (e.g. USDC, WETH)
tvl_usd	Total value locked in the pool
total_supply_usd	Total deposited in USD
total_borrow_usd	Total borrowed in USD
utilization_pct	Borrow divided by Supply — the primary stress indicator
supply_apy_pct	Crypto lending APY for depositors (base + reward combined)
borrow_apy_pct	Annualized cost to borrow this asset
reward_apy_pct	Token incentive portion of supply APY
supply_minus_borrow_pct	Spread — positive value signals a looped carry opportunity
ltv	Loan-to-value ratio for this asset as collateral
borrowable	Whether the asset can currently be borrowed
stablecoin	True if the asset is a stablecoin
apy_change_1d_pct	1-day APY change
apy_change_7d_pct	7-day APY change

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Cost estimation

Pricing is Pay-Per-Event at $0.001 per pool returned.

Use case	Pools returned	Estimated cost
USDC pools only (~15 pools)	~15	$0.015
Top 100 pools (default)	100	$0.10
Daily monitoring (100 pools)	100/day × 30	$3.00/month
Hourly monitoring (100 pools)	100/hr × 720	$72/month

For most users, a daily run covering all Aave Compound rates and Morpho costs under $3/month.

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FAQ

Which protocols are covered? Aave V3, Aave V2, Compound V3, Morpho Blue, Spark, Euler V2, and Silo by default. Additional DefiLlama-indexed protocols can be added via the projects input using their DefiLlama slug.

How often does the data update? DefiLlama's /pools and /lendBorrow endpoints update approximately every hour. Each Actor run fetches the freshest available snapshot.

Can I alert when borrow rates spike? Yes — use alertUtilizationPct to trigger a Telegram notification when any pool's utilization crosses your threshold (e.g., 90%). High utilization is the leading indicator of DeFi lending rates spikes.

Disclaimer: This Actor provides DeFi lending rates and crypto lending APY data for informational purposes only. It does not constitute financial advice. DeFi protocols carry smart contract risk, liquidation risk, and other risks not reflected in APY numbers. Always conduct your own due diligence before supplying or borrowing funds.

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Live Sample Run

A real run executed on 2026-06-10:

Field	Value
Items in dataset	15
Dataset (JSON)	https://api.apify.com/v2/datasets/O5eMd9M9ggypzndIv/items?clean=1&format=json
Dataset (CSV)	https://api.apify.com/v2/datasets/O5eMd9M9ggypzndIv/items?clean=1&format=csv
Run summary (KVS)	https://api.apify.com/v2/key-value-stores/VnRFp0kbdyrpzdkQo/records/SUMMARY
Run details	https://api.apify.com/v2/actor-runs/SOUEPCL8jWHlWvP0y

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Related Actors

• DeFi Liquidation Tracker — Liquidations spike when utilization stress peaks.
• DeFi Yield Scanner — Broader yield universe beyond pure lending.
• EigenLayer Restaking Tracker — LST/LRT borrow rates correlate with restaking flows.

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