FDIC BankFind Institutions Scraper

Pulls FDIC-insured bank and savings institution records from the FDIC BankFind Suite, the official registry of every bank the Federal Deposit Insurance Corporation has ever chartered or insured, through the public BankFind Suite institutions API (api.fdic.gov). No API key, no account, no browser automation. You get one flat JSON record per institution with the FDIC certificate number, legal name, full address and coordinates, charter type and primary federal regulator, the most recent reported total assets, deposits, equity and net income, the ROA/ROE ratios, ownership type, trust powers, the holding company, the LEI, and the open/closed status with its established and closed dates — filtered by state, city, active status, an asset range or a name search. This is a registry snapshot, not a chronological feed: banks don't file on a date the way tenders or incorporations do, so the filters are the ones a registry search actually needs (who, where, how big, still open) rather than a date window that doesn't fit the data.

What you get

Every record contains:

Field	Description
id	The FDIC certificate number as a string, e.g. "1225" — same value as cert, present because every Actor in this series has an id
source	fdic, constant
url	https://banks.data.fdic.gov/bankfind-suite/bankfind/details/{cert} — the public institution page on FDIC's own BankFind Suite
cert	The FDIC certificate number as a number — the stable id FDIC has assigned institutions since 1934
name	The institution's legal title
address	Street address, joining ADDRESS and ADDRESS2 when a suite/floor line exists
city / county / state / stateName / zip	Location of the main office. state is the 2-letter USPS code
established	Date the institution began operations, ISO YYYY-MM-DD
active	true if currently open and FDIC-insured, false if closed
closedDate	Date the institution closed, or null for an active institution (FDIC's own "still open" sentinel is converted to null, not kept as a fake date — see Limits and freshness)
fdicInsuredSince	Date the institution obtained federal deposit insurance
website	The primary web address FDIC has on file from the most recent Call Report, or null
bankClassCode / bankClass	FDIC's institution-class code (N, NM, SM, SB, SI, SL, OI, NC, NS, CU) and its full label, e.g. "Commercial bank, state charter, Fed member, supervised by the Federal Reserve"
occCharterNumber	The OCC charter number for a nationally chartered institution, null for a state-chartered one
fedCharter / stateCharter	Whether the charter is federal or state
primaryRegulatorCode / primaryRegulator	OCC, FDIC, OTS, STATE or FED, and its full name
specializationGroup	FDIC's asset-concentration specialization, e.g. "Commercial Lending Specialization", "Mortgage Lending Specialization"
domesticOffices / foreignOffices	Number of domestic and foreign offices operated
totalAssetsThousands / totalDepositsThousands / equityCapitalThousands / netIncomeThousands	Most recent reported financials, in thousands of dollars (FDIC's own unit)
returnOnAssets / returnOnEquity	ROA and ROE, annualized percent
mutual	true for a mutual (depositor-owned) institution, false for a stock institution
trustPowersCode / trustPowers	FDIC's trust-powers code and its label, e.g. "Full trust powers granted"
deNovo	Whether the institution was a new charter (not a recharter) as of its most recent reporting quarter
latitude / longitude	Coordinates of the main office
lei	The institution's Legal Entity Identifier when FDIC has one on file, null otherwise — cross-references this repo's own gleif-lei-records Actor
fdicRegion	The FDIC supervisory region assigned to the institution, e.g. "San Francisco"
holdingCompanyRssdId / holdingCompanyName	The Federal Reserve RSSD id and name of the regulatory top holding company, when one is on file
metroAreaCode	The Census/OMB Metropolitan Statistical Area code, or "0" when the institution is not in one
financialsAsOf	The report date the financial fields above are as of
fetchedAt	ISO timestamp of the run that produced the record

The dataset has four views: Overview (name, city, state, class, active, assets, established, link), Address and contact (full address, coordinates, website), Financials (assets, deposits, equity, net income, ROA/ROE, as-of date) and Charter and regulation (class, charter numbers, regulator, ownership, trust powers, holding company, LEI).

Input

Input	Type	Default	Description
states	string[]	all	Two-letter USPS codes for the institution's main office state, e.g. ["CA"], ["NY","TX"], or a territory (PR, GU, VI, AS, MP). Several codes are ORed.
cities	string[]	all	City names, matched exactly as FDIC stores them — normally Title Case ("San Francisco", not "SAN FRANCISCO" or "san francisco" — see Limits and freshness). Several cities are ORed.
activeOnly	boolean	true	On: only institutions currently open and insured. Off: every institution FDIC has ever chartered, including banks closed decades ago.
minAssets / maxAssets	integer	none	Keep only institutions whose most recent reported total assets (thousands of dollars) fall in this range, e.g. minAssets: 1000000 for $1 billion or more.
search	string	none	Full-text, case-insensitive search on the institution's legal name and its prior names, e.g. "Wells Fargo".
maxItems	integer	500	Stop after this many institutions. You are charged per record delivered, so this is also the cost cap. Results are ordered by ascending FDIC certificate number — the stable id FDIC has assigned since 1934 — so a value below the match count keeps the longest-chartered institutions and drops the newest ones.

Bad input fails fast: an unknown state code, a negative asset value, or minAssets greater than maxAssets stops the run with the validation message as its status, before any request is made.

Example — every active bank in San Francisco with at least $100 million in assets:

{ "states": ["CA"], "cities": ["San Francisco"], "activeOnly": true, "minAssets": 100000, "maxItems": 500 }

Example — a nationwide census of large active banks, biggest exposure first is not supported (results are CERT-ordered, not asset-ordered), but a full asset-tier pull is:

{ "minAssets": 10000000, "activeOnly": true, "maxItems": 2000 }

Example — every bank with "Wells Fargo" anywhere in its current or former legal name:

{ "search": "Wells Fargo", "activeOnly": false, "maxItems": 100 }

Example — the full historical register of Wyoming institutions, open and closed:

{ "states": ["WY"], "activeOnly": false, "maxItems": 5000 }

Output example

A real record from a live run on 28 September 2026 ({"states": ["CA"], "activeOnly": true, "maxItems": 1}), unedited:

{
  "id": "1225",
  "source": "fdic",
  "url": "https://banks.data.fdic.gov/bankfind-suite/bankfind/details/1225",
  "cert": 1225,
  "name": "Farmers and Merchants Bank of Long Beach",
  "address": "302 Pine Ave",
  "city": "Long Beach",
  "county": "Los Angeles",
  "state": "CA",
  "stateName": "California",
  "zip": "90802",
  "established": "1907-11-20",
  "active": true,
  "closedDate": null,
  "fdicInsuredSince": "1934-01-01",
  "website": "www.fmb.com",
  "bankClassCode": "SM",
  "bankClass": "Commercial bank, state charter, Fed member, supervised by the Federal Reserve",
  "occCharterNumber": null,
  "fedCharter": false,
  "stateCharter": true,
  "primaryRegulatorCode": "FED",
  "primaryRegulator": "Federal Reserve",
  "specializationGroup": "Commercial Lending Specialization",
  "domesticOffices": 27,
  "foreignOffices": 0,
  "totalAssetsThousands": 11770092,
  "totalDepositsThousands": 8762647,
  "equityCapitalThousands": 1636093,
  "netIncomeThousands": 57419,
  "returnOnAssets": 0.9725509015843891,
  "returnOnEquity": 7.1,
  "mutual": false,
  "trustPowersCode": "10",
  "trustPowers": "Full trust powers granted",
  "deNovo": false,
  "latitude": 33.770751009588,
  "longitude": -118.192102973439,
  "lei": "25490049RRVB8S6CG210",
  "fdicRegion": "San Francisco",
  "holdingCompanyRssdId": "3649950",
  "holdingCompanyName": "PALOMAR ENTERPRISES LLC",
  "metroAreaCode": "31080",
  "financialsAsOf": "2026-06-30",
  "fetchedAt": "2026-09-28T03:01:52.221Z"
}

A closed institution from the same source looks the same but carries "active": false and a real closedDate (for example The Hibernia Bank, CERT 10783, "closedDate": "1988-08-21", "website": null, "lei": null). A mutual savings bank carries "mutual": true and typically "holdingCompanyName": null (mutuals rarely have one). A federally chartered thrift such as Axos Bank (CERT 35546) carries "fedCharter": true, "occCharterNumber": "716456" and "primaryRegulatorCode": "OCC".

Every run also writes a SUMMARY record to the key-value store with the filters used, how many institutions FDIC matched, the number of API requests and pages, and the windowExhausted completeness flag described below.

Pricing

Pay per result: US$0.0015 per institution record delivered (US$1.50 per 1,000 records). You are charged only for records pushed to the dataset; a run that returns nothing, or that fails validation before its first request, costs nothing. Runs on the Apify free plan are limited by the platform's free-tier usage allowance.

Data source and licence

• Source. GET https://api.fdic.gov/banks/institutions, the FDIC BankFind Suite API operated by the Federal Deposit Insurance Corporation. Documentation: https://api.fdic.gov/banks/docs (Swagger UI; read 28 September 2026) and the API's own field catalogue at https://api.fdic.gov/banks/docs/institutions_definitions.csv, which this Actor's field labels and code lookups (bankClass, trustPowers, primaryRegulator) are transcribed from verbatim. banks.data.fdic.gov, the older host, now 301-redirects to api.fdic.gov; this Actor calls api.fdic.gov directly. No key or account is required: the docs state "Users are currently not required to register and obtain a unique 'key' to use with every query submitted to our API" (read 28 September 2026), and every request in this Actor's testing and its smoke test succeeded unauthenticated.
• Licence. FDIC is an independent US federal agency; data it produces in the course of official duties is a US Government work and is not subject to domestic copyright (17 U.S.C. § 105) — the same basis this repository already uses for nppes-npi-registry, federal-register-documents and usaspending-federal-awards. FDIC's own Content and Copyright notice states this in plain language: "Information that is created by or for the US government on this site is within the public domain" and "Public domain information ... may be freely distributed and copied", asking only that "FDIC be given appropriate acknowledgment" (https://archive.fdic.gov/Content%20and%20Copyright, read 28 September 2026). FDIC's Open Data page separately states the agency is "committed to promoting transparency, public engagement, and evidence-based decision-making by offering free public access to high-value datasets in machine-readable formats" (https://www.fdic.gov/about/open-data-fdic, read 28 September 2026). Neither page is a page written specifically for the BankFind API, and FDIC's general Website Policies page (https://www.fdic.gov/about/website-policies) does not itself restate the public-domain language — so this Actor relies on the statutory basis (17 U.S.C. § 105) as the primary authority, with the archive.fdic.gov notice and the Open Data page as FDIC's own corroborating statements. Confidence is high but not a verbatim BankFind-specific licence grant; flag this to a human before publishing if a stricter citation is required.
• Attribution. No specific wording is mandated; FDIC only asks for "appropriate acknowledgment". Cite it as "Source: FDIC BankFind Suite" and link to the institution page.
• Not investment or safety-and-soundness advice. totalAssetsThousands, returnOnAssets, returnOnEquity and the other financial fields are self-reported Call Report figures as of financialsAsOf; they are not a current, audited or forward-looking assessment of an institution's health.
• Personal data. This dataset is about institutions, not individuals — there are no officer, employee or customer names in the institutions endpoint. holdingCompanyName is a corporate entity, not a person, in every record sampled while building this Actor.

Limits and freshness

• Volumes, measured 28 September 2026 against the live API: 27,834 institutions in the table overall (every bank FDIC has ever chartered or insured), of which 4,231 are currently active. By state: California 1,286 total / 116 active; Wyoming 24 active; the territories: Puerto Rico 40, Guam 5, US Virgin Islands 7, American Samoa 1, Northern Mariana Islands 0.
• No deep-pagination wall, unlike this repo's other registry Actors. GLEIF refuses paging past 10,000 records per query and NPPES caps a single query at 1,200; FDIC's offset parameter has no such ceiling. offset=100000 on the full ~27,800-row table — far past the end — still answered HTTP 200 with an empty data array (verified 28 September 2026), so this Actor pages by plain ascending-offset/500-row pages with no re-anchoring or query-splitting logic, and SUMMARY.windowExhausted is true whenever FDIC's own matched count was fully read.
• limit is capped at 10,000 per request — limit=10001 answers HTTP 400 "Number must be less than or equal to 10000" (verified 28 September 2026). This Actor requests 500 rows a page, well under that ceiling.
• Rate limits: none documented. The docs page only discusses the optional API key, not a request rate. Measured 28 September 2026: 15 consecutive unpaced requests all returned HTTP 200 in about 7.5 seconds (roughly 2 requests/second). This Actor still paces itself to no faster than one request per 300 ms, and fetchWithRetry retries 429 and 5xx responses with exponential back-off.
• Speed, measured 28 September 2026 on this machine: the default run (500 active institutions nationwide) completed in 1.3 s in a single API request; 2,000 institutions took 2.9 s across 4 requests (roughly 700 records/second, dominated by the ~0.7 s per 500-row page rather than the 300 ms pacing floor).
• filters= is exact-match on CITY; search= is full-text. filters=CITY:"San Francisco" matched 80 institutions; the identically-typed but lower-cased filters=CITY:"san francisco" matched zero (verified 28 September 2026) — CITY is a keyword field there, not analyzed text. The search=CITY:"..." and search=NAME:"..." parameters, by contrast, are case-insensitive and tokenized (search=NAME:wells matched "Wells Fargo Bank, National Association"). This Actor's cities input therefore needs FDIC's own casing (normally Title Case); its search input does not, because it is routed through search=NAME:"..." instead. states/STALP and the ASSET range are unaffected by this distinction — FDIC uppercases state codes internally and ASSET is numeric.
• FDIC's search= parameter does not support OR, even between two different fields — search=NAME:Wells OR NAME:Chase and even search=CITY:"x" OR NAME:"y" both answered zero matches in testing on 28 September 2026, while the equivalent AND worked correctly and filters=STALP:(CA OR NY) (a different parameter) ORs cleanly. Because of this, search here is a single free-text term, not a list — for multiple states or cities, use states/cities, which go through filters= and OR correctly.
• ENDEFYMD's 12/31/9999 sentinel. FDIC marks an institution that has not closed with the literal date 12/31/9999 rather than a null value; this Actor converts that sentinel to closedDate: null rather than publishing a fictitious year-9999 date.
• Freshness. financialsAsOf reflects each institution's most recent Call Report on file — "2026-06-30" for an active bank in this Actor's live testing on 28 September 2026, meaning about a one-quarter lag, which is normal for Call Report data. A closed institution's financialsAsOf is frozen at its last report before closing (for example The Hibernia Bank, closed 1988, reports "1988-06-30"). The institution roster itself (openings, closings, name and address changes) is FDIC's operational system of record and reflects structural changes as FDIC processes them, not on a fixed daily/weekly cadence that could be measured from outside.
• Every filter is applied by FDIC, not after the fact. States, cities, active status and the asset range are sent as filters= query-string clauses and the name search as search=, so SUMMARY.matched is FDIC's own count of the full result set and you are never charged for a record the Actor fetched and discarded. SUMMARY.windowExhausted is true only when every matched record was actually delivered; maxItems, the request safety limit, or the Apify spend limit each set it to false and the run log names which one.

Use cases

• Bank and thrift lead lists for financial-services vendors. Filter by state, city and an asset floor to build a call list of banks in a target market, each already carrying its charter type, primary regulator, holding company and website.
• Market-structure and competition research. A full state or nationwide pull with activeOnly: false reconstructs the historical roster of who chartered, merged or failed, with established and closedDate on every record; cross-reference lei against this repo's gleif-lei-records Actor for the wider corporate-family picture.
• Counterparty and vendor due diligence. Confirm an institution's FDIC-insured status, charter type, primary federal regulator and current asset size before onboarding it as a banking partner or reviewing a lending relationship.

Support

Open an issue on the Actor's Issues tab on Apify Store. Replies within 14 days. Bug reports that name the run id and the input used are fixed fastest.