CFPB Enforcement Actions Monitor

Monitor U.S. Consumer Financial Protection Bureau (CFPB) enforcement actions as clean, normalized JSON — respondent, docket number, filing date, case status, product categories, civil money penalty and redress amounts (in USD), and direct links to consent orders, complaints, and judgment PDFs.

Built for compliance teams, regtech platforms, law firms, consultants, and investors who need same-day awareness of new CFPB enforcement activity without manually checking the CFPB website.

What it does

1. Crawls the official CFPB enforcement actions feed (consumerfinance.gov/enforcement/actions/), newest-first, with bounded pagination.
2. Optionally fetches each action's detail page to extract the docket number, forum (Administrative Proceeding / Civil Action), case status, product tags (Credit Cards, Mortgages, Payments, …), penalty amounts parsed from the order text, and related document links.
3. Deduplicates by action slug and returns stable, structured records.

Fully deterministic — plain HTTP + HTML parsing, no browser, no LLM, no paid APIs. A typical 20-action run with details completes in seconds.

Input

Field	Type	Default	Description
max_items	integer	20	Max enforcement actions to return (cap: 500), newest-first.
since_date	string	—	Only actions filed on/after this YYYY-MM-DD date. Pair with a schedule for incremental daily monitoring.
fetch_details	boolean	true	Fetch detail pages for docket/status/products/penalties/documents. false = list fields only (faster).
max_pages	integer	5	Max paginated list pages to scan (10 actions/page).

Output example

{
  "slug": "synapse-financial-technologies-inc",
  "url": "https://www.consumerfinance.gov/enforcement/actions/synapse-financial-technologies-inc/",
  "respondent": "Synapse Financial Technologies, Inc.",
  "dateFiled": "2025-08-21",
  "summary": "On August 21, 2025, the Bureau commenced an adversary proceeding and filed a complaint and proposed stipulated final judgment and order against Synapse Financial Technologies, Inc.",
  "forum": "Civil Action",
  "docketNumber": "1:25-ap-01052",
  "status": "Pending Litigation",
  "products": ["Payments"],
  "civilMoneyPenaltyUsd": 1,
  "redressUsd": null,
  "documents": [
    {
      "title": "Adversary Proceeding Complaint",
      "url": "https://files.consumerfinance.gov/f/documents/cfpb_synapse-financial-technologies_complaint_2025-08.pdf"
    }
  ],
  "detailFetched": true,
  "scrapedAt": "2026-07-26T01:00:00.000Z"
}

Use cases

• Compliance alerting — schedule daily runs with since_date and a webhook; get notified the day a new enforcement action drops.
• Regtech data feeds — normalized penalty amounts and product categories, ready for dashboards and risk models.
• Competitive/market intelligence — track enforcement trends by product vertical (credit cards, payments, mortgage, debt collection).
• Legal research — direct links to consent orders, complaints, and stipulated judgments.

Pricing

Pay per event: $0.001 per actor start + $0.00036 per record ($0.36 per 1,000 records). A typical 20-record daily monitor run costs well under a cent.

Notes

• Data source: public CFPB enforcement archive (government public records).
• Penalty/redress amounts are parsed from order text; null when no amount is stated. civilMoneyPenaltyUsd is the largest civil money penalty mentioned on the page (related-party actions may be referenced in the text).
• The actor never requires authentication and collects only public data.