CDR Register (Australian Open Banking)

LICENSE

Lists the data holders and legal entities registered under Australia's Consumer Data Right (CDR) — the open-banking regime run by the ACCC. Two modes:

• holders (default) — list data-holder brands (banks, energy retailers, non-bank lenders), with the industries they support, their public base URI, ABN/ACN, and logo.
• status — list every legal entity in the Register with its current CDR status (ACTIVE or REMOVED).

The Actor talks to the official CDR Register REST API at https://api.cdr.gov.au/cdr-register/v1/. No auth, no rate limiting, no scraping.

---

Output shape (holders mode)

{
  "kind": "data_holder_brand",
  "brand_id": "ceca4dce-3f8f-ef11-95f6-000d3a79c46e",
  "interim_id": "fe051e80-e743-44e1-ae83-a4d6286eb596",
  "brand_name": "Alex.Bank",
  "industries": ["banking"],
  "public_base_uri": "https://public.cdr.alex.com.au",
  "abn": "13627244848",
  "acn": "627244848",
  "logo_uri": "https://www.alex.bank/assets/alex-bank-logo.png",
  "last_updated": "2026-07-01T12:14:23Z",
  "fetched_at": "2026-07-09T14:19:48Z",
  "status": null,
  "legal_entity_status_counts": {"ACTIVE": 99, "REMOVED": 14}
}

Output shape (status mode)

{
  "kind": "legal_entity_status",
  "legal_entity_id": "e339fcd4-b5b8-ed11-a852-000d3a8842e1",
  "status": "ACTIVE",
  "fetched_at": "2026-07-09T14:20:10Z"
}

---

Quick start

# All 117 banking brands
apify call mrjerry/cdr-register --input '{"mode":"holders","industry":"banking"}'

# All brands with "AMP" in the name (catches AMP Bank GO, My AMP, Ampol Energy)
apify call mrjerry/cdr-register --input '{"mode":"holders","name_contains":"AMP"}'

# First 5 banking brands
apify call mrjerry/cdr-register --input '{"mode":"holders","industry":"banking","limit":5}'

# Every legal entity with its CDR status (113 records: 99 ACTIVE, 14 REMOVED)
apify call mrjerry/cdr-register --input '{"mode":"status"}'

From Python:

from apify_client import ApifyClient
client = ApifyClient(token="YOUR_API_TOKEN")

run = client.actor("mrjerry/cdr-register").call(
    run_input={"mode": "holders", "industry": "banking"},
)
for item in client.dataset(run["defaultDatasetId"]).iterate_items():
    print(item["brand_name"], "->", item["public_base_uri"])

---

Inputs

Field	Mode	Type	Default	Description
mode	all	string	holders	holders (default) or status.
industry	holders	string	all	banking, energy, non-bank-lending, or all.
name_contains	holders	string	—	Case-insensitive substring match on the brand name, e.g. commbank, AMP, paypal.
status	holders	string	—	ACTIVE or REMOVED. The Register API doesn't expose brand-level status, so this is a forward-compatible filter — when the Register adds it, the filter will start working.
limit	holders	integer	—	Cap the number of brand records pushed.

---

What's in the Register

As of mid-2026 the Register has:

• ~200 data-holder brands across three sectors
• 113 legal entities with ACTIVE or REMOVED status
• Three CDR sectors: banking (Big 4 + neobanks + non-bank lenders), energy (retailers), and non-bank-lending (mortgage managers, etc.)

Notable banking brands discovered by the Actor include: Alex.Bank, AMP Bank GO, ANZ, Bank of Queensland, Bendigo Bank, CBA, Citibank, HSBC, ING, Macquarie, MyState Bank, NAB, PayPal Australia, Suncorp, Tyro, Westpac, and many more.

---

How it works

The Actor calls two endpoints of the official CDR Register:

Endpoint	What it returns
GET /cdr-register/v1/{industry}/data-holders/brands/summary	Per-brand info: name, publicBaseUri, ABN/ACN, logoUri, industries, lastUpdated.
GET /cdr-register/v1/all/data-holders/status	Per-legal-entity ACTIVE/REMOVED status.

Both endpoints require the x-v: 1 header (per the Consumer Data Standards) but no authentication. The Actor does a single GET per run, normalises the response, and pushes one record per brand (or per legal entity, in status mode) to the Apify Dataset.

---

Use as an LLM tool

Three natural agent tasks this Actor enables:

1. "Is bank X on CDR?" — mode: "holders", name_contains: "<bank>", industry: "banking". A hit means they're on CDR; the publicBaseUri field is where to find their public product API.
2. "Which banks are on CDR?" — mode: "holders", industry: "banking". Get every banking brand in the Register.
3. "Has any bank recently left CDR?" — mode: "status", then look for status: "REMOVED" records.

You can wrap the Actor as an MCP server with the python-mcp-empty template to expose it directly to Claude as a tool.

---

Local development

# Install
pip install -r requirements.txt

# Run with a test input
echo '{"mode":"holders","industry":"banking","limit":3}' \
    > storage/key_value_stores/default/INPUT.json
apify run

# Inspect
ls storage/datasets/default/
cat storage/datasets/default/000000001.json

---

Limits & gotchas

• No brand-level status field. The Register's status endpoint is keyed by legalEntityId; brand records are keyed by dataHolderBrandId. There's no public join. Each brand record carries a legal_entity_status_counts field that summarises the Register-wide ACTIVE/REMOVED totals so callers can at least see the trend.
• No retry on transient errors. The CDR Register is reliable; add tenacity if you need it.
• Free plan = zero monetization. On Apify's free tier you pay for compute with monthly free credits. The Actor is tiny (one HTTP GET per mode) so cost is negligible.
• Data recipients aren't covered yet. The data-recipients/brands/summary endpoint is not currently public (returns 404 on the public API). If it goes live, this Actor will be the natural place to add a recipients mode.

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License

MIT.