Realtor Housing Decision Engine
Pricing
Pay per usage
Realtor Housing Decision Engine
Realtor Housing Decision Engine is a comprehensive financial simulator that answers the age-old question: Should I buy or rent? through a data-driven lens.
Pricing
Pay per usage
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Property API
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16 days ago
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The Definitive Rent vs. Buy Analysis Tool
Realtor Housing Decision Engine is a comprehensive financial simulator that answers the age-old question: Should I buy or rent? through a data-driven lens.
By modeling complex variables—from local market appreciation and tax brackets to opportunity costs and broker fees—this tool provides a clear, mathematical roadmap for housing decisions across any number of U.S. markets simultaneously.
🧭 Intelligence Features
- ⚔️ Head-to-Head Comparisons: Automatically calculates the 5-year and 10-year financial outcomes of buying vs. renting.
- 📈 Opportunity Cost Logic: Accounts for the potential investment returns you'd miss by tying up capital in a down payment.
- ⚖️ Break-Even Analysis: Determines the exact timeline where buying becomes financially superior to renting.
- 🏘️ Multi-City Scouting: Compare living costs in "New York" vs. "Miami" vs. "Austin" in a single request.
🛠️ Simulation Inputs
Customize the engine with your specific financial profile and market assumptions.
Essential Inputs
{"locations": ["Seattle, WA"],"price": 750000,"rent": 3200,"down_payment": 150000}
Advanced Configuration / Parameters
| Parameter | Type | Default | Description |
|---|---|---|---|
locations | array | Required | Target cities for local tax/fee adjustments. |
price | integer | Required | Purchase price of the home. |
rent | integer | Required | Monthly rent for a comparable property. |
down_payment | integer | Required | Cash down payment amount. |
home_appreciation | number | 3.5 | Projected annual increase in home value (%). |
rent_appreciation | number | 3.0 | Projected annual increase in rent (%). |
investment_ror | number | 7.0 | Return on Investment rate for stock/alternative investments (%). |
income_tax_rate | number | 25 | Your marginal income tax rate (for deduction calculations). |
📊 Analytical Output
The engine outputs a verdict backed by detailed ledger data.
{"location": "Seattle, WA","summary": {"better_option": "buy","break_even_years": 4.2,"net_difference_10_years": 145000},"buying_scenario": {"monthly_cost": 4100,"equity_gained_10y": 210000,"tax_savings_10y": 52000},"renting_scenario": {"monthly_cost": 3200,"opportunity_cost_10y": 180000},"assumptions": {"appreciation": 3.5,"inflation": 2.5}}
🎯 Use Cases
- Relocation Planning: compare the long-term financial impact of moving to a high-cost city vs. a low-cost one.
- Investment Advisory: Financial planners can generate personalized reports for clients debating a home purchase.
- Market Content: Real estate agents can create data-backed "Buy vs. Rent" reports for their specific farm areas.
⚡ Performance
- Real-Time: Calculations are performed instantly.
- Scalable: Process hundreds of location scenarios in parallel.
Powered by Apify. Math, not guesswork.
