FEMA NFIP Flood Claims Search — Fast OpenFEMA API

Search FEMA's public, privacy-redacted National Flood Insurance Program claims data for area-level flood-loss research and analysis.

Use it for regional loss research, historical NFIP analysis, disaster-data workflows, public-data studies, and structured flood-claims datasets—without attempting to identify individual policyholders or properties.

Independent tool. Not affiliated with or endorsed by FEMA. Not insurance, legal, underwriting, or property-identification advice.

Common use cases

• Analyze privacy-redacted NFIP claims by state, county, ZIP, or loss year
• Study reported flood-loss and payment patterns at an area level
• Filter public claims by flood zone or paid-claim status
• Build structured NFIP datasets for research or reporting
• Feed public flood-claims records into downstream analysis workflows

What you get

One row per privacy-redacted NFIP claim can include loss date/year, event, state/county/ZIP, NFIP community, rated/current flood zone, occupancy/building indicators, reported damage, building/contents/ICC payments, coverage amounts, source vintage, exact source URL, and retrieval timestamp.

Source

Current source:

https://www.fema.gov/api/open/v3/NfipClaims

This Actor intentionally uses FEMA's current v3 NfipClaims dataset. The older v2 FimaNfipClaims endpoint is deprecated and scheduled for retirement in October 2026.

OpenFEMA is public and does not require registration or an API key.

Input

Filter by:

• state;
• 5-digit county FIPS;
• reported ZIP;
• loss-year range;
• exact rated flood zone;
• paid claims only;
• maximum rows.

The Store default searches paid Florida claims from 2022 and saves at most 25 rows.

Privacy and interpretation boundaries

The underlying dataset is already privacy-redacted by FEMA. This Actor adds stricter product boundaries:

• no names or policyholder identity;
• no street-address input;
• no address lookup;
• no latitude/longitude output;
• no reverse identification;
• no claim that a row belongs to a specific property or person.

Reported ZIP, county and community fields are for area-level analysis. FEMA's redacted location information can be imprecise.

This dataset covers NFIP claims only. It does not include private-market flood claims and should not be used to infer flood probability, insurance pricing, eligibility, or a specific property's claim history.

Pricing

Only successfully saved claim rows are billed. Legitimate zero-result and budget-limit summary rows are not billed.

Private candidate target: $0.25 per 1,000 claim rows ($0.00025 each), only if the private benchmark clears the factory's 3× economics gate.

Public release is a separate decision.

About Piven Core

Built and maintained by Piven Core — focused data APIs and automation utilities for reliable, production-ready workflows.

Learn more: https://pivencore.com