Infrastructure Location Risk MCP Server

Physical asset risk intelligence via the Model Context Protocol. This MCP server orchestrates 16 data sources -- the most of any MCP -- for multi-hazard exposure scoring, environmental contamination analysis, infrastructure quality indexing, climate trajectory forecasting, crime safety assessment, property intelligence, and full insurance underwriting reports. Produces composite risk grades for any geographic location. Built for P&C insurers, real estate investors, site selection teams, and municipal planners.

What data can you access?

Data Point	Source
US federal disaster declarations and history	FEMA Disaster Declarations
Seismic activity and earthquake data	USGS Earthquake Search
Weather alerts and severe weather warnings	NOAA Weather Alerts
Global disaster alerts and impact estimates	GDACS Disaster Alerts
UK Environment Agency flood risk data	UK Flood Warnings
Multi-day weather forecasting	Weather Forecast
Global air quality measurements	OpenAQ Air Quality
Environmental compliance and enforcement	EPA ECHO
UK crime statistics by location	UK Police Crime Data
Address-to-coordinate geocoding	Nominatim Geocoder
OpenStreetMap facility and infrastructure data	OSM Points of Interest
EV charging infrastructure	Open Charge Map
UK property transaction prices and history	UK Land Registry
Food establishment hygiene ratings	UK Food Hygiene
Current conditions and forecasts	Weather Forecast
Daylight and astronomical data	Sunrise/Sunset Calculator

MCP Tools

Tool	Price	Description
location_risk_assessment	$2.00	Quick multi-hazard risk assessment: geocodes the location then checks FEMA disasters, USGS earthquakes, NOAA weather alerts, and UK flood warnings. Returns Hazard Exposure Score
natural_disaster_exposure	$2.00	Comprehensive natural disaster exposure covering FEMA declarations, USGS earthquakes (with magnitude filtering), NOAA severe alerts, GDACS global disasters, and UK flood warnings
environmental_contamination_check	$2.00	Environmental contamination check via EPA ECHO enforcement violations, OpenAQ air quality measurements, and UK food hygiene ratings
infrastructure_quality_index	$2.00	Infrastructure quality scoring: OpenStreetMap POI density, EV charging availability, food hygiene ratings, UK Land Registry property values, and geocoded analysis
climate_trajectory_forecast	$2.00	Climate trajectory projection using weather patterns, NOAA alert history, FEMA disaster trends, UK flood risk, and daylight data for 5/10/25-year risk modeling
crime_safety_assessment	$2.00	Crime rate and safety assessment using UK Police crime data with category breakdown and risk level classification
property_intelligence	$2.00	Property market intelligence via UK Land Registry transaction data, average prices, property types, and nearby POI density
insurance_underwriting_report	$5.00	Full insurance underwriting report running 15 data sources. Scores hazard exposure, contamination, infrastructure quality, climate trajectory, and crime safety with composite risk grade

Data Sources

• FEMA Disaster Declarations -- Federal Emergency Management Agency database of all US disaster declarations including hurricanes, floods, tornadoes, wildfires, and severe storms
• USGS Earthquake Search -- United States Geological Survey seismic event database with magnitude, depth, location, and proximity analysis
• NOAA Weather Alerts -- National Oceanic and Atmospheric Administration severe weather alerts and warnings with severity classification
• GDACS Disaster Alerts -- Global Disaster Alert and Coordination System providing worldwide disaster alerts with impact estimates and affected population data
• UK Flood Warnings -- UK Environment Agency real-time flood risk assessments, warnings, and historical flood data
• Weather Forecast -- Multi-day weather forecasting with temperature, precipitation, wind, and extreme weather potential
• OpenAQ Air Quality -- Global air quality monitoring network with PM2.5, PM10, ozone, and other pollutant measurements from government stations
• EPA ECHO -- US Environmental Protection Agency Enforcement and Compliance History database with facility violations, penalties, and Superfund proximity
• UK Police Crime Data -- Neighborhood-level crime statistics including violent crime, burglary, vehicle crime, and antisocial behavior
• Nominatim Geocoder -- OpenStreetMap geocoding service converting addresses to coordinates for spatial analysis
• OSM Points of Interest -- OpenStreetMap facility data including hospitals, schools, emergency services, shops, and transport infrastructure
• Open Charge Map -- Global EV charging station registry indicating infrastructure modernity and utility investment
• UK Land Registry -- HM Land Registry property transaction prices with property types, dates, and addresses
• UK Food Hygiene -- Food Standards Agency establishment hygiene ratings indicating local commercial quality standards
• Sunrise/Sunset Calculator -- Daylight hours and astronomical data for seasonal analysis

How the scoring works

The insurance_underwriting_report computes a composite risk grade across five weighted dimensions.

Multi-Hazard Exposure Score (0-100) combines FEMA disaster declaration density, USGS earthquake frequency and magnitude, NOAA severe weather alert count, GDACS global disaster proximity, and UK flood warning data. Geocoded analysis ensures all hazard data is spatially relevant to the target location.

Environmental Contamination Index measures EPA ECHO violation density within radius, OpenAQ air quality against WHO guidelines, and UK Food Hygiene ratings as a proxy for local environmental standards. High violation counts or poor air quality elevate contamination risk.

Infrastructure Quality Index scores surrounding facility density (OSM POIs), EV charging availability (indicating utility investment), food hygiene ratings, and UK Land Registry property values. Higher infrastructure quality correlates with lower insurance risk.

Climate Trajectory projects 5/10/25-year climate risk using historical FEMA disaster trends, NOAA alert frequency patterns, and weather forecast data. Accelerating disaster frequency indicates worsening climate exposure.

Crime Safety Score analyzes UK Police crime data with category breakdown (violent crime, property crime, antisocial behavior). High incident density within the location radius increases the overall risk profile.

Grade	Score Range	Underwriting Assessment
A	0-20	Preferred risk -- minimal hazard exposure
B	21-40	Standard risk -- acceptable exposure levels
C	41-60	Moderate risk -- consider exclusions or surcharges
D	61-80	Substandard risk -- significant peril exposure
F	81-100	Decline -- critical risk across multiple dimensions

How to connect this MCP server

Claude Desktop

Add to your claude_desktop_config.json:

{
  "mcpServers": {
    "infrastructure-location-risk": {
      "url": "https://infrastructure-location-risk-mcp.apify.actor/mcp"
    }
  }
}

Programmatic (HTTP)

curl -X POST https://infrastructure-location-risk-mcp.apify.actor/mcp \
  -H "Content-Type: application/json" \
  -H "Authorization: Bearer YOUR_APIFY_TOKEN" \
  -d '{"jsonrpc":"2.0","method":"tools/call","params":{"name":"location_risk_assessment","arguments":{"location":"San Francisco, CA"}},"id":1}'

This MCP also works with Cursor, Windsurf, Cline, and any other MCP-compatible client.

Use cases for infrastructure location risk

P&C Insurance Underwriting

Generate automated location risk assessments with multi-hazard exposure scoring for commercial property underwriting decisions. Replace manual risk surveys with data-driven analysis.

Real Estate Investment Due Diligence

Profile properties for natural hazard exposure, environmental contamination, infrastructure quality, and crime safety before acquisition. Combine with UK Land Registry transaction data for valuation context.

Data Center and Warehouse Site Selection

Compare multiple candidate locations across all 16 risk dimensions. Evaluate earthquake exposure, flood risk, power infrastructure, and environmental factors for critical facility placement.

Municipal Infrastructure Planning

Assess infrastructure quality, climate trajectory, and environmental contamination across neighborhoods for capital improvement prioritization and climate resilience planning.

Climate Risk Portfolio Assessment

Project 5/10/25-year climate trajectories for portfolio properties. Identify locations where accelerating disaster frequency or environmental degradation threatens long-term asset value.

Property Buyer Due Diligence

Check a prospective property for flood risk, environmental contamination, crime safety, and infrastructure quality before purchase. Combine hazard data with property transaction history.

How much does it cost?

This MCP uses pay-per-event pricing. You are only charged when a tool is called -- there is no subscription or monthly fee.

The Apify Free plan includes $5 of monthly platform credits, covering initial location assessments at no cost.

Cost examples:

• Quick location risk check: $2.00
• Environmental contamination scan: $2.00
• Full underwriting report (15 actors): $5.00
• Compare 3 locations: $15.00

How it works

1. You call a tool (e.g., insurance_underwriting_report) with a location name and optional latitude/longitude
2. The MCP first geocodes the address using Nominatim if coordinates are not provided
3. Parallel requests are dispatched to up to 15 data sources simultaneously
4. FEMA disasters, earthquakes, weather alerts, flood warnings, air quality, EPA violations, crime data, POIs, EV charging, property data, and weather forecasts are collected
5. Scoring functions compute hazard exposure, contamination, infrastructure quality, climate trajectory, and crime safety
6. A structured JSON response is returned with the composite risk grade, dimensional scores, and recommendations

FAQ

Q: How granular is the location analysis? A: The system geocodes addresses to coordinates and searches within configurable radii. Data granularity varies: FEMA is county-level, crime data is neighborhood-level (UK), air quality is station-level, and earthquake data is distance-from-epicenter.

Q: Does it cover locations outside the UK/US? A: GDACS, OpenAQ, USGS earthquakes, and Open Charge Map provide global coverage. UK-specific sources (Land Registry, Police, Flood Warnings, Food Hygiene) cover England/Wales/UK only. US-specific sources (FEMA, EPA) cover the US.

Q: Can it compare multiple locations? A: Run the same tool for each candidate location and compare the scores. For systematic comparison, use the Apify API to batch assessments programmatically.

Q: How does the climate trajectory projection work? A: It analyzes historical FEMA disaster declaration frequency, NOAA alert patterns, and weather trends to model whether hazard exposure is increasing, stable, or decreasing over 5/10/25-year horizons.

Q: Is it legal to use this data? A: All data sources are public government databases and open data registries. See Apify's guide on web scraping legality.

Q: Can I combine this with other MCPs? A: Yes. Use the Insurance Underwriting Intelligence MCP for deeper P&C analysis, or the Data Center Siting Intelligence MCP for power-specific site selection.

Related MCP servers

MCP Server	Description
ryanclinton/insurance-underwriting-intelligence-mcp	Commercial P&C underwriting with peril scoring
ryanclinton/data-center-siting-intelligence-mcp	Data center power and site selection
ryanclinton/construction-project-risk-mcp	Construction site risk assessment
ryanclinton/energy-transition-intelligence-mcp	Energy transition and grid risk

Integrations

This MCP server runs on the Apify platform and supports:

• Apify API -- Call any tool programmatically via the Apify Actor API
• Scheduling -- Set up recurring location monitoring for portfolio properties
• Webhooks -- Get notified when assessments complete for integration with GIS and underwriting platforms
• Apify integrations -- Connect to Slack, Google Sheets, Zapier, Make, and other platforms