Insurance Underwriting Intelligence MCP Server
Pricing
from $300.00 / 1,000 full underwriting briefs
Insurance Underwriting Intelligence MCP Server
P&C underwriting MCP wrapping 8 actors. Multi-peril scoring, disaster history, seismic/flood exposure, environmental liability, crime proximity, climate trajectory at 5/10/25yr horizons. Pay-per-event.
Pricing
from $300.00 / 1,000 full underwriting briefs
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ryan clinton
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Commercial P&C underwriting risk intelligence via MCP. Orchestrates 8 data sources for location-based peril assessment, disaster history analysis, seismic exposure, flood risk, environmental liability, crime proximity, and climate trajectory projection at 5/10/25-year horizons.
Tools
| Tool | Price | Description |
|---|---|---|
assess_location_risk | $1.50 | Comprehensive location risk assessment across all peril types |
analyze_disaster_history | $1.50 | Historical disaster declaration and event analysis for a region |
evaluate_seismic_exposure | $1.50 | Seismic exposure assessment including historical earthquake data |
check_flood_risk | $1.50 | Flood risk evaluation using UK Environment Agency and FEMA data |
measure_environmental_liability | $1.50 | Environmental contamination and air quality liability assessment |
score_crime_proximity | $1.50 | Crime rate and safety scoring for the insured location |
project_climate_trajectory | $4.00 | Climate trajectory projection at 5, 10, and 25-year horizons |
generate_underwriting_brief | $4.00 | Complete underwriting brief with Composite Peril Score |
Data Sources
This MCP orchestrates 8 Apify actors:
- FEMA Disaster Declarations — US disaster history
- USGS Earthquake Search — Seismic event data
- NOAA Weather Alerts — Weather alerts and severe weather history
- UK Police Crime Data — Crime statistics by location
- UK Flood Warnings — Flood risk assessments
- UK Land Registry — Property valuation data
- OpenAQ Air Quality — Air quality and pollution data
- Nominatim Geocoder — Address geocoding
Scoring Models
- Composite Peril Score (0-100): Weighted combination of seismic, flood, weather, environmental, and crime risk factors
- Environmental Contamination Risk Index: EPA violation proximity and air quality measurements
- Crime Exposure Gradient: Crime rate analysis within expanding radii of the insured location
- Climate Trajectory Projector: Projected risk changes at 5, 10, and 25-year horizons based on historical trends
How to Connect
Claude Desktop
{"mcpServers": {"insurance-underwriting": {"url": "https://insurance-underwriting-intelligence-mcp.apify.actor/mcp"}}}
Use Cases
- P&C Underwriters: Automated peril scoring for commercial property underwriting decisions
- Actuarial Teams: Climate trajectory data for long-tail risk modeling
- Reinsurers: Portfolio-level exposure assessment across multiple peril types
- Risk Engineers: Pre-survey risk intelligence for field inspection planning
FAQ
Q: What regions are covered? A: US coverage via FEMA, USGS, NOAA. UK coverage via Flood Warnings, Police Crime, Land Registry. Global earthquake and air quality data available.
Q: Does this replace CAT modeling software? A: No. This provides data-driven risk signals from public sources. It complements but does not replace RMS, AIR, or CoreLogic catastrophe models.
Q: Is it legal to use this? A: All data sources are public government databases. See Apify's guide on web scraping legality.
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