BCRA Argentina Central de Deudores Credit Risk Scraper

Extract Argentina BCRA Central de Deudores credit-risk records by CUIT or CUIL, the central bank's authoritative debtor and bounced-check dataset covering every regulated lender in Argentina.

📥 Input · 📤 Output · 💰 Pricing · ▶️ Examples

18 fields per record

Argentina nationwide coverage

JSON / CSV / Excel output formats

What you get

Pass a list of tax IDs and get one record per bank relationship, past period, or bounced check. Every record carries the official BCRA risk classification, the amount owed, and the debtor name, ready for KYC, AML, and credit-risk workflows.

• recordType: debt, historical, rejectedCheck, or clean (no debts on file)
• cuit: the queried 11-digit tax ID (CUIT, CUIL, or CDI)
• denomination: registered name of the debtor as held by the central bank
• period: reporting period in YYYYMM format
• entity: bank or financial entity that reported the debt
• situation: BCRA risk class from 0 to 6
• situationLabel: plain-English meaning of the risk class
• amount: amount owed, in thousands of Argentine pesos as reported
• situationDate: date the current classification was assigned
• daysOverdue: days of payment delay reported by the entity
• refinanced: whether the debt has been refinanced
• mandatoryReclassification: whether a mandatory reclassification applies
• legalSituation: whether the debtor is in a special legal situation
• unrecoverableTechnical: whether flagged unrecoverable by technical disposition
• underReview: whether the record is under review
• inLegalProcess: whether the debt is in a judicial process
• checkNumber: number of the rejected check (rejectedCheck records)
• rejectionDate: date the check was rejected (rejectedCheck records)
• rejectionCause: reason the check was rejected (rejectedCheck records)
• entityCode: bank code that rejected the check (rejectedCheck records)
• paymentDate: date the rejected check was paid, when reported
• penaltyPaymentDate: date the fine was paid, when reported
• penaltyStatus: status of the fine, when reported
• personalAccount: whether the check was drawn on a personal account
• legalName: registered legal name tied to the check, when reported
• observedAt: when this record was last seen by the scraper

Who is it for

Use case	Who benefits
Verify a counterparty's credit standing before lending	Lenders and fintechs
Screen suppliers and clients for bounced-check history	Procurement and finance teams
Build AML and KYC risk profiles from authoritative data	Compliance officers
Monitor a portfolio of debtors for risk-class changes	Credit-risk analysts
Enrich CRM and lead records with credit signals	Sales and underwriting teams

Frequently Asked Questions

Which country and entities does this cover? It covers Argentina nationwide. The BCRA Central de Deudores consolidates debt reported by every regulated bank and financial entity in the country, plus rejected checks, keyed by CUIT, CUIL, or CDI.

How many records will one tax ID return? One large company can return dozens of records because every bank relationship is a separate row, and the historical mode adds up to 24 monthly periods per entity. A single individual often returns a handful of rows or a clean result.

Can I pull historical debt and rejected checks too? Yes. Current debts are always returned. Toggle Include historical debts for the 24-month series and Include rejected checks for bounced checks with their cause and penalty status.

What does the situation field mean? It is the official BCRA risk class. 1 is normal, 2 is special monitoring, 3 is with problems, 4 is high risk of insolvency, 5 is irrecoverable, and 6 is irrecoverable by technical disposition. The situationLabel field spells this out in English.

What happens when a tax ID has no debts? You get a single record with recordType clean and the debtor name when available. A clean credit standing is itself a valuable KYC signal, so it is reported rather than silently skipped.

Example use cases

Ready-to-run example tasks, each preconfigured for a common scenario. Open one and press run, or use it as a template:

• Aerolineas Argentinas State-Owned Solvency Check: Check the solvency of Aerolineas Argentinas via BCRA. Get current bank debts, situation grades and the 24-month historical debt series by CUIT.
• Arcor Food Supplier Onboarding Debt Check: Run a supplier onboarding debt check on Arcor via the BCRA Central de Deudores. Get current bank debts and situation grades by Argentine CUIT.
• Banco Galicia Banking Sector Debtor Monitoring: Monitor Banco Galicia in the BCRA Central de Deudores. Get current debts, 24-month history and rejected checks for banking sector due diligence.
• Loma Negra Construction Company Solvency Check: Check Loma Negra cement and construction solvency via BCRA. Get current bank debts, situation grades and rejected checks history by Argentine CUIT.
• Mercado Libre Fintech Counterparty Credit Check: Assess Mercado Libre as a counterparty using BCRA data. Get current debts, bank situation grades and rejected checks history by CUIT.
• Molinos Agro Exporter Creditworthiness (BCRA): Evaluate the creditworthiness of agro exporter Molinos Rio de la Plata using the BCRA Central de Deudores. Get current debts and bank situation grades.
• YPF Energy Company Credit Risk Check (BCRA): Check YPF credit risk in the BCRA Central de Deudores. Get current debts, bank situation grades and 24-month historical debt series by CUIT.
• Argentine Debtor Situation and 24-Month Historical Debts: Argentine Debtor Situation and 24-Month Historical Debts
• Bulk Credit Risk Check for Argentine Company CUITs: Bulk Credit Risk Check for Argentine Company CUITs
• Rejected Checks Due Diligence in Argentina via BCRA: Rejected Checks Due Diligence in Argentina via BCRA

Export, API and AI agents (x402 + MCP)

Export the scraped data to JSON, CSV or Excel, pull it as a dataset through the Apify API, or wire it into your app with no code. This web scraper and data extractor also works for bulk data extraction and scheduled runs.

For AI agents: this Actor is available on x402, Apify's agentic payment standard built with Coinbase. An AI agent can discover, pay for and run it on its own with a funded wallet and a single HTTP request: no account, no subscription, no API key and no human in the loop. It also runs as an MCP tool inside Claude, Cursor and other AI clients out of the box. Learn more about x402 agentic payments on Apify.

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This actor is an independent tool and has no affiliation with the BCRA. It only accesses data that is publicly available through the central bank's public API. Use it in accordance with the BCRA's terms of service.