UK BNPL Checker: Klarna, Clearpay & PayPal Pay in 3 Detector

Check which buy-now-pay-later providers (Klarna, Clearpay, PayPal Pay in 3, Laybuy, Zilch...) a UK online shop offers, and which platform it runs on.

Who it's for

• Fintech and payments sales teams building merchant lead lists
• Agencies auditing e-commerce clients' checkout options
• Analysts measuring BNPL adoption across UK retailers

Sample output

domain	hasBnpl	bnplProviders	platform	status
oliverbonas.com	True	Klarna	–	ok
boohoo.com	True	Clearpay, Klarna	–	ok
gymshark.com	True	Klarna	Shopify	ok

Real rows from a test run (shortened; the full output has more fields).

Price per 1,000 results

Main event: merchant-checked at $0.003 each, so 1,000 results = $3.00. See the Pricing tab for the current prices.

Input example

{
  "urls": [
    "https://www.oliverbonas.com",
    "https://www.boohoo.com",
    "https://www.gymshark.com"
  ]
}

Find out which buy-now-pay-later providers a UK online shop offers, and which e-commerce platform it runs on. Paste a list of shop URLs and get, for each shop, Klarna, Clearpay (Afterpay), PayPal Pay in 3, Laybuy, Zilch, PayL8r, Divido / Novuna (V12 Finance), Splitit, Snap Finance, Humm, Shop Pay Installments, plus the platform (Shopify, WooCommerce, Magento, BigCommerce, Salesforce Commerce Cloud, Wix, Squarespace, PrestaShop, EKM and more). Fast HTTP checks with no browser. robots.txt is honoured.

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What you get

• One row per shop: domain, status, hasBnpl, the BNPL providers found, which ones were detected as a real widget, and evidence snippets
• Covers Klarna, Clearpay (Afterpay), PayPal Pay in 3, Laybuy, Zilch, PayL8r, Divido / Novuna (V12), Splitit, Snap Finance, Humm and Shop Pay Installments
• The e-commerce platform each shop runs on (Shopify, WooCommerce, Magento, BigCommerce, Salesforce Commerce Cloud, Wix, Squarespace and more)
• An optional product-page check, because BNPL messaging often only shows next to the price
• Export to CSV, Excel or JSON, or pull results via the Apify API, Make, Zapier or n8n

Who uses it

• BNPL and payments sales teams: find merchants without Klarna or Clearpay, or merchants that use a competitor, and build target lists.
• Agencies and Shopify / WooCommerce developers: qualify leads by platform and checkout stack.
• Analysts and investors: measure BNPL adoption across UK retail categories.
• Compliance teams: track which retailers promote BNPL now that UK BNPL regulation applies.

How detection works

• widget: the provider's script, SDK or on-site messaging tag is on the page (strong evidence).
• mention: the provider's name appears in the page, in a payment-method list, footer logos or help links (weaker evidence).
• The actor checks the URL you give and, optionally, one product page linked from it, because BNPL messaging often shows only on product pages.
• Sites that return 403, show a bot challenge, or disallow us in robots.txt are reported with that status and are not bypassed.

Input

{ "urls": ["https://www.oliverbonas.com", "boohoo.com", "gymshark.com"], "checkProductPage": true, "onlyWithBnpl": false }

Example output (real sample)

domain	platform	hasBnpl	bnplProviders	status
boohoo.com	–	true	Clearpay, Klarna	ok
gymshark.com	Shopify	true	Klarna	ok
allbirds.co.uk	Shopify	false	–	ok

Output

{
  "domain": "boohoo.com",
  "status": "ok",
  "platform": null,
  "hasBnpl": true,
  "bnplProviders": [
    "Clearpay",
    "Klarna"
  ],
  "bnplWidgets": [],
  "evidence": {
    "Klarna": {
      "type": "mention",
      "snippet": "{\"data\":[]}}},{\"id\":114793,\"attributes\":{\"order\":4,\"title\":\"Klarna\",\"url\":\"/pages/informational/payments/klarna\",\"target\":null"
    },
    "Clearpay": {
      "type": "mention",
      "snippet": "{\"data\":[]}}},{\"id\":114791,\"attributes\":{\"order\":5,\"title\":\"Clearpay\",\"url\":\"/pages/informational/payments/clearpay\",\"target\":nu"
    }
  },
  "pagesChecked": [
    "https://www.boohoo.com/"
  ]
}

Pricing (pay per event)

In plain words: $3 per 1,000 shops checked ($0.003 each). Checking 10,000 shops costs about $30. Blocked or failed sites are still reported, so you know which shops to re-check.

Event	Price
merchant-checked: each shop checked and output	$0.003

Limits

Detection is based on the HTML the server returns. Widgets that load only after JavaScript or a consent banner may appear only as a mention, or not at all. Headless storefronts can hide the platform. Only public pages are fetched, and no personal data is collected.

FAQ

Which BNPL providers are detected? Klarna, Clearpay (Afterpay), PayPal Pay in 3, Laybuy, Zilch, PayL8r, Divido / Novuna (V12 Finance), Splitit, Snap Finance, Humm and Shop Pay Installments.

What is the difference between a widget and a mention? A widget means the provider's script or on-site messaging is on the page (strong evidence). A mention means the name appears in text, logos or links (weaker evidence). Use bnplWidgets for the strictest list.

Can I find shops that do not offer Klarna? Yes. Filter the output on hasBnpl = false, or on shops whose bnplProviders doesn't include Klarna. These are prospect lists for BNPL sales teams.

Does it work outside the UK? Detection works on any public shop, but the provider list is tuned for UK checkouts.

Is it legal? It only reads public pages, honours robots.txt, does not bypass bot protection and collects no personal data.

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• Amazon UK Bestsellers Scraper: Movers & New Releases
• eBay UK Scraper: Live Listings & Price Comps (GBP)
• UK Companies House Scraper: New Companies & Insolvency Alerts

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