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IBAN Payment Routing MCP for AI Agents

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Give AI agents an MCP tool to validate IBANs, identify bank and SEPA context, and return ACCEPT, REVIEW, or REJECT before payment workflows continue.

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Pay per usage

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smile flow

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MCP tool

`check_iban_payment_routing`

Input:

{"iban":"DE89370400440532013000"}

Returns structured output from IBAN Payment Routing Intelligence: validity, normalized IBAN, country, SEPA context, bank/BIC enrichment when available, payment readiness, decision, reasons, and warnings.

This MCP does not verify account ownership, account existence, beneficiary identity, account activity, or live payment reachability.

MCP endpoint

https://<actor-standby-url>/mcp

Configuration

Set IBAN_ROUTING_TOKEN as a deployment secret. Optional upstream override: IBAN_ROUTING_ACTOR=tryva~iban-payment-routing-intelligence.

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