US & Canada Salary Calculator — State & Provincial Net Pay

Calculate your net take-home pay in the United States or Canada. Covers federal income tax, all 50 US states plus DC, all Canadian provinces and territories, FICA (Social Security & Medicare), CPP/QPP, EI/QPIP, and self-employment tax. Based on 2026 IRS and CRA rates.

---

What does the US & Canada Salary Calculator do?

The US & Canada Salary Calculator computes your net annual, monthly, and weekly take-home pay after every applicable deduction — federal, state or provincial, and payroll tax. Use it to evaluate a job offer, compare relocating from Texas to California, or understand the tax difference between being employed versus self-employed.

Core capabilities:

• 🇺🇸 US federal income tax with 2026 IRS brackets (single, married filing jointly, head of household)
• 🗺️ State income tax for all 50 US states + DC — from zero-tax Texas and Florida to high-tax California and New York
• 🇨🇦 Canadian federal income tax with 2026 CRA brackets (bottom rate cut to 14%)
• 🏙️ Provincial income tax for all 10 provinces and 3 territories including Ontario surtax and Quebec specifics
• 💰 FICA: Social Security (6.2% up to $184,500 wage base) and Medicare (1.45% + 0.9% surcharge above $200k)
• 🍁 CPP/QPP (5.95%, YMPE $74,600), EI ($1.63/$100 insurable earnings, MIE $68,900), QPIP for Quebec
• 👷 Self-employment tax: full 15.3% FICA (US) or both sides of CPP + EI (Canada)
• 🗺️ Compare all mode: run all 50 states or all provinces in one go, sorted by net pay

---

What does the US & Canada Salary Calculator return?

Identity	Federal taxes	State / Provincial taxes	Payroll taxes	Net pay
🌎 Country	💰 Federal income tax	🏙️ State income tax (US)	🛡️ Social Security	🏠 Annual net
🗺️ State / Province	📊 Marginal federal rate	🏙️ Provincial income tax (CA)	🏥 Medicare	📅 Monthly net
💵 Currency (USD/CAD)	—	—	🍁 CPP or QPP	📅 Weekly net
📋 Filing status	—	—	🍁 EI or QPIP	📊 Effective rate
👷 Employment type	—	—	👷 SE tax (self-employed)	📅 Tax year

---

Does the US & Canada Salary Calculator cover all states and provinces?

United States: Yes. All 50 states plus Washington DC. This includes:

• No-income-tax states: Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, Wyoming
• Flat-rate states: Illinois (4.95%), Pennsylvania (3.07%), Colorado (4.40%), and others
• Graduated states: California (up to 13.3%), New York (up to 10.9%), Minnesota (up to 9.85%), Hawaii (up to 11%), and all others
• Massachusetts 4% surtax on income above $1,000,000

Canada: Yes. All 10 provinces and 3 territories: Alberta, British Columbia, Manitoba, New Brunswick, Newfoundland & Labrador, Northwest Territories, Nova Scotia, Nunavut, Ontario (with surtax), Prince Edward Island, Quebec (with QPP and QPIP), Saskatchewan, and Yukon.

---

How does the US & Canada Salary Calculator work?

The process (US):

1. Enter your gross annual salary in USD and select your state and filing status
2. The standard deduction is applied (2026: $15,000 single / $30,000 MFJ / $22,500 HoH) to establish federal taxable income
3. Federal income tax is calculated using 2026 IRS brackets (TCJA made permanent under OBBBA)
4. State income tax is applied using that state's brackets, flat rate, or zero-tax rule
5. FICA is calculated: Social Security at 6.2% up to $184,500, Medicare at 1.45% (+ 0.9% above $200k)
6. Self-employed workers pay 15.3% SE tax on 92.35% of net earnings instead of FICA
7. All deductions are summed and net take-home is returned

The process (Canada):

1. Enter your gross annual salary in CAD and select your province
2. CPP (or QPP for Quebec) is calculated at 5.95% between the basic exemption and YMPE ($74,600)
3. EI (or QPIP for Quebec) is calculated at $1.63 per $100 of insurable earnings up to MIE ($68,900)
4. Federal taxable income is derived; the Basic Personal Amount credit ($16,452 in 2026) is applied
5. Federal income tax is calculated using 2026 CRA brackets (bottom rate: 14%)
6. Provincial income tax is applied using the province's brackets and personal amounts
7. Ontario surtax is applied where applicable; Quebec uses its own QPP/QPIP system

---

Why use the US & Canada Salary Calculator?

Feature	State/province-specific web calculators	US & Canada Salary Calculator
Geographic coverage	One state at a time	All 50 US states + all Canadian provinces in one run
Both countries	Two separate tools required	Single actor, unified output
Compare all mode	Not available	One toggle compares every state or province
Self-employment support	Rarely accurate	Full SE tax / both sides of CPP + EI
Quebec specifics	Usually missing	QPP and QPIP correctly handled
Ontario surtax	Often omitted	Applied at correct thresholds
Output format	Screen display only	Structured dataset — JSON, CSV, Excel
API access	Not available	Full Apify API integration

---

What can you do with salary comparison data?

Remote work state optimisation: If you're a remote worker with location flexibility, compare your net pay across all 50 states in one run. Moving from California to Texas on a $150,000 salary can add over $10,000 net annually from state income tax alone.

Job offer evaluation: Compare two offers in different cities — a $120,000 offer in Seattle (no state income tax) versus $130,000 in San Francisco (California's top bracket starts at $66,295) — and see which actually pays more.

Relocation decision modelling: US-to-Canada or Canada-to-US moves involve entirely different tax systems. Run both countries with your expected salary to model the net pay difference before committing to a move.

Contractor and freelance pricing: Self-employed workers pay both sides of payroll tax. The US & Canada Salary Calculator shows exactly how much more gross you need to charge as a 1099 contractor or sole proprietor to match an equivalent W-2 or T4 salary.

HR and compensation teams: Model total compensation across US and Canadian office locations. Export the dataset for inclusion in offer letters, relocation packages, or equity compensation analysis.

Financial planning products: Feed accurate after-tax figures into mortgage calculators, savings projections, or FIRE planning tools via the Apify API or Zapier.

---

How to use the US & Canada Salary Calculator?

1. Create a free Apify account
2. Open the US & Canada Salary Calculator actor page and click Try for free
3. Select your country (US or Canada)
4. Enter your annual gross salary in USD or CAD
5. Select your state (US) or province (Canada)
6. Choose your filing status (US: single / married filing jointly / head of household)
7. Select employment type: employed (W-2/T4) or self-employed
8. Optionally enable Compare all states/provinces to get a ranked table across all locations
9. Click Start — results appear in seconds
10. Download as JSON, CSV, or Excel, or connect via the Apify API

---

How much does the US & Canada Salary Calculator cost?

The US & Canada Salary Calculator runs on Apify's pay-per-event model. A single-state calculation costs a fraction of a cent. A compare-all run across all 50 states is still extremely cheap — there is no external data fetching, only computation.

New Apify accounts include a free tier that covers hundreds of salary calculation runs per month. See the Apify pricing page for current details.

---

⬇️ Input

Field	Type	Default	Description
country	select	US	United States (USD) or Canada (CAD)
grossIncome	integer	70000	Annual gross salary in USD or CAD
state	text	TX	Two-letter US state code (US only)
province	select	ON	Canadian province code (Canada only)
filingStatus	select	single	Single, Married Filing Jointly, or Head of Household
employmentType	select	employed	Employed (W-2/T4) or Self-Employed/Freelance
compareAll	boolean	false	Calculate all 50 states or all provinces and return sorted comparison

Example — US, single, California, employed:

{
  "country": "US",
  "grossIncome": 120000,
  "state": "CA",
  "filingStatus": "single",
  "employmentType": "employed"
}

Example — US, compare all states, married filing jointly:

{
  "country": "US",
  "grossIncome": 150000,
  "filingStatus": "married",
  "employmentType": "employed",
  "compareAll": true
}

Example — Canada, Ontario, self-employed:

{
  "country": "CA",
  "grossIncome": 95000,
  "province": "ON",
  "filingStatus": "single",
  "employmentType": "self_employed"
}

---

⬆️ Output

Results are pushed to the Apify dataset. When compareAll is enabled, one row is returned per state or province, sorted by net monthly pay descending.

Example output — US, $120,000 gross, California, single, employed:

{
  "country": "United States",
  "countryCode": "US",
  "currency": "USD",
  "grossAnnual": 120000,
  "state": "California",
  "stateCode": "CA",
  "filingStatus": "single",
  "employmentType": "employed",
  "federalIncomeTax": 22228,
  "stateTax": 11566,
  "socialSecurity": 7440,
  "medicare": 1740,
  "selfEmploymentTax": 0,
  "cppOrQpp": 0,
  "eiOrQpip": 0,
  "totalTax": 42974,
  "netAnnual": 77026,
  "netMonthly": 6419,
  "netWeekly": 1481,
  "effectiveRate": 35.8,
  "marginalFederalRate": 22.0,
  "taxYear": "2026"
}

Export formats: JSON, CSV, Excel (XLSX), XML. Connect to Google Sheets, Zapier, n8n, or Make from the Apify platform.

---

Are there other salary calculators in the Apify Store?

The US & Canada Salary Calculator is part of a global salary comparison suite:

• 🇪🇺 EU Salary Calculator — Net pay across all 27 EU member states with 2026 tax data
• 🇬🇧 UK Salary Calculator — Full PAYE breakdown with Scottish bands, NI, and all student loan plans (2025/26 HMRC)

---

Frequently asked questions

Does the US & Canada Salary Calculator cover all 50 US states? Yes. All 50 states plus Washington DC are supported, including no-income-tax states (AK, FL, NV, NH, SD, TN, TX, WA, WY), flat-rate states, and graduated-bracket states. Enable compareAll to get a ranked table across all locations in one run.

Which Canadian provinces and territories are supported? All 10 provinces and 3 territories: Ontario, British Columbia, Alberta, Quebec, Manitoba, Saskatchewan, Nova Scotia, New Brunswick, Prince Edward Island, Newfoundland & Labrador, Northwest Territories, Nunavut, and Yukon.

How does self-employment tax work in the US? Self-employed workers pay the full 15.3% self-employment tax (12.4% Social Security + 2.9% Medicare) on 92.35% of net self-employment income, instead of the 7.65% employee share. Half of SE tax is deductible from federal taxable income. The calculator applies all of these correctly.

How does self-employment work for Canadian calculations? Self-employed Canadians pay both the employee (5.95%) and employer (5.95%) sides of CPP contributions, up to the YMPE of $74,600. Quebec self-employed workers pay both sides of QPP. EI is optional for self-employed workers — the calculator applies standard employee EI rates as a baseline.

What is the Ontario surtax? Ontario levies a surtax on provincial income tax above certain thresholds (20% surtax above ~$5,315 basic Ontario tax, 36% above ~$6,802). The US & Canada Salary Calculator applies the Ontario surtax at the correct thresholds.

Does the calculator handle Quebec's distinct tax system? Yes. Quebec residents pay QPP (Quebec Pension Plan) instead of CPP, and QPIP (Quebec Parental Insurance Plan) instead of federal EI. The calculator applies QPP at the correct rate and QPIP at its distinct premium rate and maximum insurable earnings.

What filing statuses are supported for US calculations? Three: Single, Married Filing Jointly (MFJ), and Head of Household (HoH). These affect both the federal tax brackets and the standard deduction amount. Married Filing Separately is not currently supported.

Can I use the US & Canada Salary Calculator via the Apify API? Yes. Send a POST request to the actor's API endpoint with your input JSON and retrieve results from the output dataset. Full API documentation is on the actor's API tab. Use your Apify API token for authentication.

Can I use this calculator through an MCP server? Yes. The Apify MCP server exposes all actors as callable tools for MCP-compatible AI assistants. Connect your LLM to the Apify MCP server and ask it to calculate your net pay or compare all US states — directly in your chat interface.

How current is the tax data? Tax data is based on IRS Revenue Procedure 2025-32 (2026 US figures), the One Big Beautiful Budget Act (TCJA permanence, updated standard deductions and brackets), and CRA 2026 published rates. The 2026 Social Security wage base is $184,500. The Canadian federal bottom rate of 14% (reduced from 15%) is applied.

---

Your feedback

Found a state/province rate that's off, or want to add a feature like SALT deduction or AMT? Open an issue on the actor's page.