Bank Financial Health Lookup — FDIC BankFind

The FDIC publishes every insured bank's total assets, deposits, and active/closed status — free and keyless. This turns a bank name into a financial snapshot per charter. Complements the Financial Complaint Monitor (#73, complaint volume) with the size/health half of the picture.

Input

{ "banks": ["Wells Fargo", "JPMorgan Chase"] }

One bank per line — a bank's full legal name can itself contain a comma.

Sample output

{
  "name": "Wells Fargo Bank, National Association",
  "cert": 3511,
  "isActive": true,
  "totalAssets": 1907928000000,
  "totalDomesticDeposits": 1554614000000,
  "city": "Sioux Falls",
  "state": "SD",
  "charterClassLabel": "National bank, Federal Reserve member (OCC)"
}

Typical uses

• Vendor / partner due diligence — check a bank's size and active status before a banking relationship.
• Financial research — compare bank sizes by assets/deposits.
• Complaint-context research — pair with the Financial Complaint Monitor to see complaint volume relative to institution size.

Pricing

$0.002 per charter record.

⚠️ Read before you act

• A bank name can match multiple FDIC charters — different legal entities under the same brand (e.g., "Wells Fargo National Bank West" is a separate charter from the main "Wells Fargo Bank, National Association"), or a charter that has since closed or merged.
• Assets/deposits are converted to real dollar amounts. FDIC reports these fields in thousands of dollars internally — this actor converts them so you never have to remember to multiply by 1,000.
• This is size/status data, not a safety rating. FDIC insurance status and consumer complaint history (see Financial Complaint Monitor) are different, complementary signals.

FAQ

• Do I need an API key? No — FDIC's BankFind API is free and keyless.
• What does isActive: false mean? The charter has closed, merged, or otherwise left FDIC's active roster — a real historical record, not an error.
• What's charterClassLabel? FDIC's own regulatory charter classification (national bank, state bank, savings association, etc.), translated to plain English.

Related actors

• Financial Complaint Monitor — the complaint-volume half of a bank's picture; pair the two for a fuller due-diligence read.
• Nonprofit Financial Lookup — the same official-registry financial snapshot pattern, for nonprofits instead of banks.