FDIC Bank Financials & Health Records API

FDIC bank financial and health public records — charter, class, established date and status.

Factual public records — not financial, investment or compliance advice. Screening data is provided as-is for your own compliance program.

📊 What you get

Clean JSON, one record per bank (full output has 23 fields):

• cert — Cert
• name — Name
• city — City
• state — State
• zip — Zip
• active — Active
• bankClass — Bank Class
• establishedDate — Established Date
• offices — Offices
• website — Website

Pricing (pay-per-event): $0.05 per bank record returned — about 20 banks per $1 — plus $0.00005 per Actor start (per GB of memory, minimum one event). Runs that return no rows charge nothing beyond the start event.

⚙️ Run behaviour

• If api.fdic.gov is unreachable, rate-limited or changes response shape, the run fails with a status message naming the cause — never a green run with a silent 0 rows.
• If the API answers but no institution matches your filters, the run succeeds with 0 rows and says so; nothing is charged.
• Long runs stop cleanly before the run timeout and say so, so partial batches are never billed silently.
• Call-report financials are fetched for exactly the matched certificates, so ROA / ROE / NIM / equity are real figures for the latest report period (each row carries callReportFinancialsAvailable).

🤖 Use with AI agents

Point Claude, the OpenAI Agents SDK, an n8n flow or any MCP-aware client at it and pull official records on demand.

Agentic payments (x402): Supports agentic payment via x402 — agents can call this actor with USDC, no API key required.

🔗 Related regulatory actors

Financial enforcement records:

Fed Bank · FINMA/MAS/SFC · CFTC · FTC Consumer

Global enforcement (cross-market): SEC Litigation (US) · Korea FSS · Japan FSA · Taiwan FSC · HK SFC · Singapore MAS · Australia ASIC

Sanctions watchlists: OFAC SDN · UN · EU · UK HMT · Delta Monitor (hub)

Agent front doors: Sanctions Compliance MCP · Banking Stability MCP

---

Public official records and enforcement data, assembled for research and monitoring.