Bankrate Financial Rates Scraper

Extract current financial rates from Bankrate.com — America's leading personal finance platform. Compare mortgage rates, savings account APYs, CD rates, auto loan rates, and personal loan rates from hundreds of banks and lenders.

What This Actor Does

• Mortgage Rates — Current 30-year fixed, 15-year fixed, 5/1 ARM, jumbo, and FHA rates from top lenders.
• Savings Rates — High-yield savings account APYs, minimum deposits, and FDIC insurance status.
• CD Rates — Certificate of Deposit rates across 3-month to 5-year terms.
• Auto Loan Rates — New and used car loan interest rates from banks and credit unions.
• Personal Loan Rates — Unsecured personal loan APR ranges, minimum/maximum loan amounts, and credit score requirements.

Output Fields

Field	Description
rateType	Type: mortgage, savings, cd, autoLoan, or personalLoan
institutionName	Name of the bank or lender
productName	Product name (e.g. "30-Year Fixed", "High Yield CD")
rate	Interest rate %
apr	Annual Percentage Rate %
apy	Annual Percentage Yield % (savings/CD)
minRate	Minimum rate offered (personal loans)
maxRate	Maximum rate offered (personal loans)
term	Loan or CD term
minDeposit	Minimum deposit required
maxDeposit	Maximum deposit accepted
creditScore	Required credit score
loanAmount	Loan amount
monthlyPayment	Monthly payment estimate
points	Discount points
fees	Origination/closing fees
mortgageType	Mortgage product type
loanType	Loan type (new/used car)
state	State location (mortgage)
nmls	NMLS license number (mortgage)
fdic	FDIC insured status
applyUrl	Link to apply at the institution
bankrateUrl	Source Bankrate page URL

Input Parameters

Mode: mortgageRates (default)

{
  "mode": "mortgageRates",
  "mortgageType": "30-year-fixed",
  "maxItems": 20
}

Options for mortgageType: 30-year-fixed, 15-year-fixed, 5-1-arm, jumbo-30-year-fixed, fha-30-year-fixed (leave empty for all types)

Mode: savingsRates

{
  "mode": "savingsRates",
  "maxItems": 20
}

Mode: cdRates

{
  "mode": "cdRates",
  "cdTerm": "1-year",
  "maxItems": 20
}

Options for cdTerm: 3-month, 6-month, 1-year, 2-year, 3-year, 5-year

Mode: autoRates

{
  "mode": "autoRates",
  "autoLoanType": "new-car",
  "maxItems": 20
}

Options for autoLoanType: new-car, used-car

Mode: personalLoanRates

{
  "mode": "personalLoanRates",
  "maxItems": 20
}

Example Output (mortgageRates)

{
  "rateType": "mortgage",
  "institutionName": "Wells Fargo",
  "mortgageType": "30-Year Fixed",
  "term": "30 years",
  "rate": 6.875,
  "apr": 7.025,
  "points": 0.5,
  "monthlyPayment": 1975.0,
  "state": "CA",
  "bankrateUrl": "https://www.bankrate.com/mortgages/mortgage-rates/",
  "recordType": "mortgageRate",
  "scrapedAt": "2026-06-01T12:00:00+00:00"
}

Use Cases

• Rate Comparison — Compare mortgage and savings rates across dozens of lenders automatically
• Financial Research — Track rate trends over time with scheduled runs
• Home Buying Tools — Integrate current mortgage rates into real estate applications
• Personal Finance Apps — Power savings and loan comparison features
• Market Intelligence — Monitor how banks adjust rates in response to Fed policy
• Lead Generation — Identify competitive rate offers for financial advisory clients

FAQ

Q: How often are rates updated? A: Bankrate updates rates daily. Run this actor daily to capture the freshest data.

Q: How many lenders are covered? A: Bankrate typically shows 10-50 rate offers per product type from major banks and online lenders.

Q: Are the rates actual quotes or averages? A: Bankrate shows both national averages and individual lender rate offers (varies by page).

Q: Can I filter by state? A: Mortgage rates vary by state. The current version fetches national listings. State-specific filtering may be added in future versions.

Q: Are credit union rates included? A: Yes, Bankrate includes rates from both banks and credit unions.