FDIC Bank Data Scraper

Extract comprehensive data on U.S. FDIC-insured banks using the FDIC BankFind Suite API — a free, public government data source with no API key or authentication required.

Search active banks by state and name, retrieve detailed financial data by CERT number, explore the full history of U.S. bank failures, or get aggregate financial summaries by state. Ideal for financial research, regulatory compliance analysis, market intelligence, and banking sector monitoring.

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Data Source

All data is sourced from the FDIC BankFind Suite API, a publicly accessible REST API maintained by the Federal Deposit Insurance Corporation (FDIC). The API is free to use with no registration or API key.

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Features

• Search active banks — filter by state, partial bank name, and minimum asset size
• Financial details by CERT — fetch institution data plus recent quarterly financials for specific banks using FDIC Certificate numbers
• Bank failure history — full catalog of FDIC-insured bank failures (500+ since 2000), filterable by state
• State financial summaries — aggregate total assets, deposits, and branch office counts by U.S. state
• No proxy required — direct API access, completely free
• Pagination — automatically paginates through large result sets up to your maxItems limit

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Input Parameters

Parameter	Type	Description
mode	Select	What to fetch: searchBanks, getBankDetails, getBankFailures, getStateSummary
state	Select	Filter by U.S. state (2-letter code, e.g. TX). Leave blank for all states.
bankName	Text	Partial bank name search, e.g. Chase or Wells Fargo (used in searchBanks mode)
certNumbers	String list	FDIC Certificate numbers for specific banks (required for getBankDetails mode)
minAssets	Integer	Minimum total assets in millions of dollars (e.g. 1000 = $1 billion+)
sortBy	Select	Sort results by ASSET, NAME, DEP, or CERT
maxItems	Integer	Maximum records to return (1–500, default 50)

Finding a Bank's CERT Number

Each FDIC-insured bank has a unique Certificate Number (CERT). You can find CERT numbers by:

1. Running the actor in searchBanks mode — the certNumber field is included in every result
2. Using the FDIC BankFind Suite website

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Output Fields

searchBanks mode

Field	Description
certNumber	FDIC Certificate number (unique bank identifier)
bankName	Full legal name of the bank
city	City where the bank is headquartered
state	2-letter state code
stateName	Full state name
totalAssets	Total assets in thousands of dollars
totalDeposits	Total deposits in thousands of dollars
netIncome	Net income in thousands of dollars
netLoans	Net loans and leases in thousands of dollars
isHoldingCompany	Whether the bank is part of a multi-bank holding company
reportDate	Date of the most recent regulatory report (YYYYMMDD)
scrapedAt	ISO 8601 timestamp of when the record was scraped

getBankDetails mode

Includes all searchBanks fields plus:

Field	Description
recentFinancials	Array of up to 5 recent quarterly financial snapshots
recentFinancials[].reportDate	Quarter end date
recentFinancials[].totalAssets	Total assets that quarter
recentFinancials[].totalDeposits	Total deposits that quarter
recentFinancials[].netIncome	Net income that quarter
recentFinancials[].interestIncome	Interest income that quarter
recentFinancials[].netLoans	Net loans and leases that quarter

getBankFailures mode

Field	Description
certNumber	FDIC Certificate number
bankName	Name of the failed bank
city	City of failed bank
state	State code
stateName	Full state name
failureDate	Date of failure (YYYY-MM-DD)
savingsType	Institution savings type code (e.g. SA, OI)
resolutionType	Resolution method (e.g. P&A, IDT, OA)
estimatedCost	Estimated cost to the FDIC in millions
totalAssets	Total assets at time of failure (in thousands)
scrapedAt	ISO 8601 timestamp

getStateSummary mode

Field	Description
stateName	Full state name
reportDate	Report period end date (YYYYMMDD)
totalAssets	Total assets across all banks in state (thousands)
totalDeposits	Total deposits in state (thousands)
numberOfOffices	Total number of bank branch offices in state
scrapedAt	ISO 8601 timestamp

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Example Use Cases

Find the 10 largest U.S. banks by assets

{
  "mode": "searchBanks",
  "sortBy": "ASSET",
  "maxItems": 10
}

Search for banks in Texas

{
  "mode": "searchBanks",
  "state": "TX",
  "maxItems": 100
}

Get details for JPMorgan Chase (CERT 628)

{
  "mode": "getBankDetails",
  "certNumbers": ["628"]
}

List all bank failures in California

{
  "mode": "getBankFailures",
  "state": "CA",
  "maxItems": 200
}

Get aggregate banking stats for all 50 states

{
  "mode": "getStateSummary",
  "maxItems": 52
}

Find mid-size community banks in the Midwest

{
  "mode": "searchBanks",
  "state": "OH",
  "minAssets": 100,
  "sortBy": "ASSET",
  "maxItems": 50
}

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FAQs

Is an API key required? No. The FDIC BankFind Suite API is a free, public government data source. No registration or API key is required.

How current is the data? The FDIC updates its data quarterly. Most financial figures reflect the most recent Call Report submission period.

What is a CERT number? CERT (Certificate Number) is the unique identifier assigned by the FDIC to each insured institution. It remains constant even if the bank changes its name or is acquired.

What does "total assets in thousands" mean? The FDIC API reports all dollar amounts in thousands of dollars. A value of 3,386,071,000 means $3.386 trillion (JPMorgan Chase).

What is the isHoldingCompany field? true means the bank is a member of a multi-bank holding company (HCTMULT=1 in FDIC data). false means it is not.

How far back does bank failure data go? The FDIC failures database covers failures back to the 1930s. Modern coverage from 2000 onward is comprehensive.

Can I search by bank name across all states? Yes — set mode=searchBanks and leave state blank. Use bankName for a partial name search.

What is the resolution type in bank failures? Common codes: P&A (Purchase & Assumption), IDT (Insured Deposit Transfer), OA (Open Bank Assistance), PAYOFF (straight deposit payoff).

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Rate Limits

The FDIC BankFind Suite API is a public government API with generous rate limits. This scraper adds a small delay between requests to be a good API citizen. No proxy is required.