European Insolvency Monitor — daily change detection for DE / NL / ES / AT / SK public insolvency registers

Returns every corporate insolvency filing for the debtors you name, across Germany (insolvenzbekanntmachungen.de), the Netherlands (insolventies.rechtspraak.nl), Spain (publicidadconcursal.es), Austria (edikte.justiz.gv.at) and Slovakia (replik.justice.sk), and tells you which filings are new since your last run.

What you get

One row per filing, with: country, the debtor name as published, the court, the filing/publication date, the case reference, the appointed insolvency administrator, a direct link to the filing at the source register, and a changed flag.

A real output record (Germany, debtor supplied by you):

{
  "country": "DE",
  "query": "Wirecard",
  "found": true,
  "changed": true,
  "debtor": "Wirecard AG",
  "court": "Amtsgericht München",
  "filing_date": "2020-07-25",
  "case_reference": "1542 IN 1308/20",
  "insolvency_administrator": "Rechtsanwalt Dr. Michael Jaffé",
  "source_url": "https://www.insolvenzbekanntmachungen.de/",
  "checked_at": "2026-08-02T18:00:00+00:00"
}

What it costs

$0.05 per record delivered. $0.01 per debtor verified unchanged. You are never charged for a debtor that cannot be found, or when a source register is unreachable.

What it does not do

• Does not cover individual (personal) insolvencies — only corporate debtors you supply. The Actor searches only the company-name field on each register and never the individual-name field, so personal insolvency filings are never returned.
• Does not cover France (BODACC ships an official open API — use that directly), Ireland (ISI is personal-insolvency only / PII; CRO company status is an EU high-value open dataset), Italy (no central public register — fragmented across courts), or jurisdictions outside DE / NL / ES / AT / SK.
• Does not return historical filings older than what each register publishes online. German announcements are retained on the portal for roughly six months; check each register's retention if you need deeper history.
• Does not give a credit score. It returns raw filings from the public registers; the credit judgement is yours.

Input

Field	Type	Required	Description
debtors	array of strings	yes	One debtor per line, formatted COUNTRY|company name. COUNTRY is DE, NL, ES, AT or SK. Prefill examples: DE|Wirecard, AT|Signa.
sinceDate	string (ISO date)	no	Only filings published on or after this date are flagged changed. Leave empty to return every filing found.
maxResultsPerDebtor	integer	no	Cap on filings returned per debtor (default 10, max 50). Bounds cost on common-name matches.
useScrapingdogFallback	boolean	no	Retry through ScrapingDog if a register blocks the headless browser (default false).
scrapingdogApiKey	string	no	Your ScrapingDog key. Only used if the fallback is enabled.

Output

One dataset row per filing (or per checked-but-not-found debtor). See the example record above for the full field set.

Reliability

Designed for daily scheduled runs. Each country's source is a JavaScript-rendered public government portal; if a source changes its markup, expect a fix within 14 days. Failures on individual debtors are returned with an error field and are never billed. Countries run sequentially so five Chromium sessions do not OOM a 2 GB container.

Who this is for

Trade-credit insurers, factoring firms, debt-collection agencies and bank credit-risk teams that monitor a portfolio of business debtors across the EU. You supply the list of companies you are exposed to; the Actor tells you which of them filed insolvency since your last check, in which country, at which court, and when.

---

Coverage today: Germany · Netherlands · Spain · Austria · Slovakia. Roadmap: Czech Republic · Portugal · Croatia · Finland. Ireland and France are intentionally excluded (see above).