SBA PPP Loan Data (FOIA)

Get U.S. Small Business Administration Paycheck Protection Program (PPP) loan records as clean, flat JSON: borrower name and address, lender, loan amount, jobs reported, NAICS industry code, approval and forgiveness dates. The data comes straight from the SBA's own FOIA release of the full PPP loan book (all loans made 2020-2021), published as 13 static CSV files on data.sba.gov. Filter by state, NAICS industry prefix, borrower-name keyword and loan amount, and pay only for the records you receive. No API key, no login, no browser automation.

This is a static 2020-2021 snapshot, not a live feed, and there is no server-side filter: SBA publishes the whole program as 13 fixed files (one for loans over $150,000, twelve for loans of $150,000 and under) with no query API at all. Every run streams the file(s) you pick in tier row by row and applies your filters locally — see "Limits and freshness" below for exactly what that means for coverage before you rely on this for a complete answer.

What you get

One record per PPP loan. All 53 columns SBA publishes are kept, normalised to camelCase with dates as ISO strings and amounts/counts as numbers:

Field	Description
id / loanNumber	SBA's own LoanNumber (unique within each published file; used as-is)
source	sba-ppp-foia, constant
url	always null — SBA does not publish a per-loan web page (see below)
tier	which of the 13 source files this record came from, e.g. up_to_150k_12
dateApproved, loanStatusDate, forgivenessDate	ISO YYYY-MM-DD (SBA publishes MM/DD/YYYY)
borrowerName, borrowerAddress, borrowerCity, borrowerState, borrowerZip	the borrowing business (see the personal-data note below)
loanStatus, term, sbaGuarantyPercentage	loan status, term in months, SBA guaranty %
initialApprovalAmount, currentApprovalAmount, undisbursedAmount	numbers, in USD
franchiseName, businessType, businessAgeDescription, jobsReported, naicsCode, race, ethnicity, gender, veteran, nonProfit	borrower characteristics as self-reported on the loan application
utilitiesProceed, payrollProceed, mortgageInterestProceed, rentProceed, refinanceEidlProceed, healthCareProceed, debtInterestProceed	planned use of proceeds by category, numbers or null
servicingLenderName, servicingLenderAddress, servicingLenderCity, servicingLenderState, servicingLenderZip	the lender currently servicing the loan
originatingLender, originatingLenderCity, originatingLenderState	the lender that originated the loan
projectCity, projectCountyName, projectState, projectZip, congressionalDistrict	where the funded business operates
forgivenessAmount	numbers or null
fetchedAt	ISO timestamp of the run

The run also writes a SUMMARY record to the key-value store: which tier/file(s) were scanned, rows scanned vs. matched, and a complete flag (true only when every file named by tier was read all the way to its end and every matching record was delivered — see "Limits and freshness").

No per-loan page exists. SBA's FOIA release is CSV-only; there is no public SBA web page for an individual PPP loan, so url is always null. The dataset's own page is https://data.sba.gov/dataset/ppp-foia.

Input

Field	Type	Default	Description
tier	string (select)	up_to_150k_12	Which of the 13 static files to scan, or all for every file in sequence. Default is the smallest file (measured 2026-10-05) so the Store "Try it" button runs fast and cheap. See the full 13-file manifest below.
state	string[]	[]	USPS 2-letter codes (e.g. CA, NY). Matches if either borrowerState or projectState is in the list (they occasionally differ — a franchise borrower registered in one state can run a project in another).
naicsPrefix	string[]	[]	Prefix match against naicsCode, e.g. "72" for Accommodation and Food Services, "6221" for General Medical and Surgical Hospitals.
keywords	string[]	[]	Case-insensitive OR match against borrowerName only (not address or lender).
minLoanAmount / maxLoanAmount	integer (USD)	none	Range filter against initialApprovalAmount — the amount approved at origination, not currentApprovalAmount, which can later be reduced by a forgiveness adjustment or partial payoff.
maxItems	integer	100	Stop after this many matching loans (in file order, not sorted by anything). You are charged per result delivered. Kept small by default: this is a bulk lead list over a multi-hundred-MB source with no server-side filter, so a large maxItems with no other filter can mean scanning most or all of a 270-450 MB file (or all 13, with tier: "all") for a correspondingly large bill.

Example: food-service businesses in Texas with a loan of at least $50,000:

{
  "tier": "all",
  "state": ["TX"],
  "naicsPrefix": ["72"],
  "minLoanAmount": 50000,
  "maxItems": 500
}

Output example

A real record from a run on 2026-10-05, default input (tier: "up_to_150k_12", no filters, maxItems: 5):

{
  "id": "8094857009",
  "source": "sba-ppp-foia",
  "url": null,
  "tier": "up_to_150k_12",
  "loanNumber": "8094857009",
  "dateApproved": "2020-04-08",
  "sbaOfficeCode": "0304",
  "processingMethod": "PPP",
  "borrowerName": "P & R ASSOCIATES LLC",
  "borrowerAddress": "1160 S Providence Road",
  "borrowerCity": "RICHMOND",
  "borrowerState": "VA",
  "borrowerZip": "23236-2646",
  "loanStatusDate": "2021-01-20",
  "loanStatus": "Paid in Full",
  "term": 24,
  "sbaGuarantyPercentage": 100,
  "initialApprovalAmount": 84500,
  "currentApprovalAmount": 84500,
  "undisbursedAmount": 0,
  "franchiseName": null,
  "servicingLenderLocationId": "74135",
  "servicingLenderName": "Citizens and Farmers Bank",
  "servicingLenderAddress": "415 14th St",
  "servicingLenderCity": "WEST POINT",
  "servicingLenderState": "VA",
  "servicingLenderZip": "23181",
  "ruralUrbanIndicator": "U",
  "hubzoneIndicator": false,
  "lmiIndicator": false,
  "businessAgeDescription": "Unanswered",
  "projectCity": "RICHMOND",
  "projectCountyName": "CHESTERFIELD",
  "projectState": "VA",
  "projectZip": "23236-2646",
  "congressionalDistrict": "VA-04",
  "jobsReported": 40,
  "naicsCode": "713910",
  "race": "Unanswered",
  "ethnicity": "Unknown/NotStated",
  "utilitiesProceed": null,
  "payrollProceed": 84500,
  "mortgageInterestProceed": null,
  "rentProceed": null,
  "refinanceEidlProceed": null,
  "healthCareProceed": null,
  "debtInterestProceed": null,
  "businessType": "Limited  Liability Company(LLC)",
  "originatingLenderLocationId": "74135",
  "originatingLender": "Citizens and Farmers Bank",
  "originatingLenderCity": "WEST POINT",
  "originatingLenderState": "VA",
  "gender": "Unanswered",
  "veteran": "Unanswered",
  "nonProfit": false,
  "forgivenessAmount": 85048.67,
  "forgivenessDate": "2020-12-14",
  "fetchedAt": "2026-10-05T02:54:22.906Z"
}

Pricing

Pay per result: US$0.0015 per record, i.e. US$1.50 per 1,000 results. You are charged only for records actually delivered to the dataset (nothing for empty runs), and the run stops automatically when your Apify spend limit is reached. Apify's free plan limits how much you can run per month; see the Apify pricing page for current limits.

Data source and licence

• Dataset: PPP FOIA — SBA Paycheck Protection Program loan-level data, published by the U.S. Small Business Administration on data.sba.gov.

• Access: 13 static HTTPS CSV downloads, no API, no key. Full file list (sizes measured by HTTP HEAD request on 2026-10-05; SBA republishes these files in place, so re-measure before relying on an exact byte count):

  Tier id	File	Size (measured 2026-10-05)
  150k_plus	public_150k_plus_240930.csv	452,077,279 bytes (452.1 MB)
  up_to_150k_1	public_up_to_150k_1_240930.csv	413,938,705 bytes (413.9 MB)
  up_to_150k_2	public_up_to_150k_2_240930.csv	412,495,612 bytes (412.5 MB)
  up_to_150k_3	public_up_to_150k_3_240930.csv	412,228,470 bytes (412.2 MB)
  up_to_150k_4	public_up_to_150k_4_240930.csv	403,417,859 bytes (403.4 MB)
  up_to_150k_5	public_up_to_150k_5_240930.csv	406,175,547 bytes (406.2 MB)
  up_to_150k_6	public_up_to_150k_6_240930.csv	411,120,417 bytes (411.1 MB)
  up_to_150k_7	public_up_to_150k_7_240930.csv	405,119,643 bytes (405.1 MB)
  up_to_150k_8	public_up_to_150k_8_240930.csv	410,044,760 bytes (410.0 MB)
  up_to_150k_9	public_up_to_150k_9_240930.csv	406,277,638 bytes (406.3 MB)
  up_to_150k_10	public_up_to_150k_10_240930.csv	410,285,658 bytes (410.3 MB)
  up_to_150k_11	public_up_to_150k_11_240930.csv	405,702,746 bytes (405.7 MB)
  up_to_150k_12	public_up_to_150k_12_240930.csv	271,182,004 bytes (271.2 MB) — smallest, used as the default tier

  All 13 files together: 5,220,066,338 bytes (≈5.22 GB) — larger than the ≈4.5 GB a prior shift's note estimated; use the table above, not that estimate. Every file shares the same 53-column header, confirmed by range-requesting the first ~2 MB of two different files on 2026-10-05.

• Licence: the dataset page's own "License" field reads exactly "U.S. Government Works", linked to https://www.usa.gov/publicdomain/label/1.0/ (re-checked 2026-10-05; also confirmed by a prior shift on 2026-09-14). This is U.S. federal government work, which carries no copyright in the United States under 17 U.S.C. § 105; the linked label describes it as free of known copyright restrictions worldwide. Commercial use, redistribution and modification are permitted; no attribution is legally required, though citing "SBA PPP FOIA data, data.sba.gov" is good practice.

• Personal data. BorrowerName and BorrowerAddress are the loan's officially registered borrower — for the many PPP loans made to a sole proprietorship or single-member LLC, that is routinely an individual's own name and home address, not a company address. SBA published this data lawfully under a FOIA release, but that publication does not by itself make every downstream use lawful. If you use these fields — marketing in particular — the obligations under the CAN-SPAM Act, TCPA, state privacy laws and this platform's own rules are yours, not the source's. This repository's no-bulk-email rule applies regardless of what any buyer does with the output: do not use this Actor, or encourage its use, to build unsolicited bulk email or call lists from these records. No email address or phone number is published in this dataset to begin with.

Limits and freshness

• This is a frozen 2020-2021 snapshot, not a feed. Every dateApproved falls in 2020 or 2021 (the PPP program's lifetime). SBA periodically republishes the same 13 files with correction updates (the _240930 suffix is SBA's own as-of date for the current release), but no new loans are ever added — there is nothing "recent" to track here, unlike most Actors in this collection. Schedule this Actor only if you want to pick up SBA's occasional data corrections, not for new data; monthly or less is more than enough.
• Per-run scope is exactly what tier says, nothing more. There is no server-side query, so a single run only ever reads the file(s) named in tier. A default run does not return "all PPP loans" — it returns up to maxItems matches from one ≈271-452 MB file. For nationwide coverage across every borrower, every state and every industry, set tier: "all", which streams all 13 files in sequence (stopping once maxItems is reached or every file is exhausted) — expect that to take several minutes and to need a correspondingly higher maxItems and spend limit.
• Throughput, measured on this machine on 2026-10-05, running the Actor's own code end to end (fetch + streaming CSV parse + filter, no matches so the full file had to be read): the smallest file (up_to_150k_12, 271.2 MB, 599,686 rows) took 8.7 s; the largest (150k_plus, 452.1 MB, 968,524 rows) took 12.5 s — about 31-36 MB/s net of parsing. Extrapolating that rate across all 13 files (≈5.22 GB), tier: "all" with a filter that doesn't shortcut it would take roughly 2.5-3 minutes on this machine; actual Apify runner bandwidth may differ, so treat this as an estimate, not a guarantee, and budget accordingly. A plain network download (curl, no parsing) of the same two files took 2.9 s and 4.1 s respectively on this machine, so most of the Actor's time is JavaScript CSV parsing and filtering, not the network.
• Completeness signal. The SUMMARY record's complete field is true only when every file named by tier was read to its own end (not stopped early by maxItems or a spend limit) and every matching record found was actually delivered. filesFullyScanned lists which of the planned tier(s) were read to completion. If complete is false, raise maxItems (or your spend limit) and run again, or narrow your filters so fewer rows match before the cap is hit.
• Record order. Records are delivered in the order SBA lists them in the source file(s) — not sorted by date, amount or name.
• Field quirks inherited from the source. A small number of FranchiseName/BusinessType values in SBA's own export contain a stray non-UTF-8 byte (observed in sampled data on 2026-10-05); Node's UTF-8 decoder renders it as the Unicode replacement character (�) rather than crashing, exactly as SBA published it.
• Rate limits. data.sba.gov has no documented API rate limit (it is a static file server, not an API); the Actor retries on 429/5xx with backoff via this repository's shared fetchWithRetry regardless.

Use cases

• Lead generation by industry and geography: pull every PPP borrower in a NAICS sector and state (e.g. naicsPrefix: ["72"], state: ["TX"]) to build a prospect list of established small businesses.
• Lender and competitor research: filter by keywords on borrower name, or cross-reference servicingLenderName/originatingLender in the delivered JSON, to see which lenders were active in a market.
• Academic and journalistic analysis: export a clean, typed JSON extract (amounts as numbers, dates as ISO) of a slice of the program for a data pipeline, without hand-parsing 400+ MB CSV files.

Support

Found a problem or need another field or filter? Open an issue on the Actor's Issues tab on Apify Store. Issues are answered within 14 days.