Kentucky UCC Filings Search: Debtors, Lenders and Liens

Search Kentucky UCC financing statements by organization debtor, individual debtor or exact filing number and get the full filing chain.

Input · Output · Pricing · Examples

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• Output
• Pricing
• Examples

Search Kentucky UCC filings by debtor name or file number. Every record includes the filing number, filing date, lapse date, normalized lien status, debtor and secured party names, party addresses, collateral text and links to the public filing documents. Use it for lender research, MCA and equipment finance lead generation, credit review, KYB, portfolio monitoring and lien diligence.

What you get

• Filing number, original filing number, base filing type and filing category.
• Filing date, filing time, lapse date, lapse time and normalized lien status: active, lapsed or terminated.
• The full action chain with action types, dates and statuses, including amendments, continuations, assignments, corrections and terminations.
• Flags for amendments, continuations and terminations, plus the latest effective action.
• Every debtor on the filing with street, city, state, ZIP and country.
• Every secured party, lender or funder with its own address fields.
• Filer names and addresses.
• Collateral descriptions exactly as published.
• Document types, public PDF or TIFF URLs, file names, document count and total pages.
• Search provenance: the name that matched, all matching names, and whether the row came from the standard, non-standard or filing-number path.
• The state's data-as-of date and the collection timestamp.

Output is flat snake_case JSON. Arrays contain scalars only. Missing values are null, never an empty string.

Who is it for

• MCA, ISO and broker teams sourcing Kentucky merchants with fresh secured filings.
• Equipment finance, factoring, invoice finance and commercial lending teams.
• Credit, collections and portfolio monitoring teams tracking new liens, continuations and terminations.
• KYB, legal, restructuring and due diligence teams checking Kentucky lien exposure.
• Data teams that need Kentucky UCC records in a warehouse-ready format.

How to use it

1. Add one or more organization debtor names, such as SMITH BROS., LLC or a prefix such as SMITH.
2. Add individual debtor names as Last, First Middle Suffix, for example SMITH, KEVIN. A bare last name also works.
3. Or add exact filing numbers such as 2026-3437598-59 to pull a known filing chain.
4. Optionally filter by filing date, lapse date, lien status or debtor type.
5. Optionally keep only filings with a secured party that contains a lender name, a debtor city or state, or collateral text.
6. Choose whether to include amendments, continuations, terminated filings and non-standard name matches.
7. Set the maximum number of filings and run the actor.

Coverage and freshness

The actor reads the Kentucky Secretary of State public UCC index search. It covers initial UCC-1 financing statements and the amendment, continuation, assignment, correction and termination actions published in each filing chain. observed_at records when the row was collected. data_as_of records the date the state says its index is current through.

The state publishes both standard and non-standard name matches. Standard matches are the closest name results and are ranked first. Non-standard matches are broader and are returned newest first. The public search returns at most 401 non-standard rows per name, so a very common name can exceed what the free index exposes. Narrow the name or add a filing date window when that happens.

The actor scans the newest unique matching filings first and applies filters before any record is billed. With narrow filters it may inspect more rows than it returns so that it can fill the requested result count.

Kentucky does not publish debtor phone numbers, email addresses, officer names or a county name in the free index. Filing numbers carry a county code, not a county label. The public index is not a certified search and it is not a legal opinion. The actor links the public filing documents but does not extract their text or byte size. Secured party names can be used as a filter, but the state does not expose a secured-party search, so the actor must search a debtor name or file number first.

Pricing

$0.03 per result. Free users can preview up to 10 results per run. You are charged only for filing records that are delivered. If a run returns no data, there is no charge.

FAQ

Can I search by filing number?

Yes. Add one or more exact Kentucky file numbers in YYYY-NNNNNNN-CC form. Digits only is also accepted.

Can I search individual debtors?

Yes. Use Last, First Middle Suffix for the best match. A bare last name returns the broader set.

Does it include amendments and terminations?

Yes. The default includes the full chain. Each record carries has_amendment, has_continuation, has_termination and the complete action list, so you can filter downstream. Turn amendments or continuations off when you need pure initial statements.

How is the lien status determined?

A chain is terminated when an effective termination action is present. Otherwise it is lapsed when the lapse date has passed and active when it has not. Rejected actions do not change the status.

Can I find every filing from a specific lender?

The state does not publish a secured-party search. Search a debtor name or filing number, then use securedPartyNames to keep only the filings whose secured party matches the lender you are watching.

Is this a certified UCC search?

No. It returns public records for research and workflow automation. It is not a certified UCC search and it is not a legal opinion.

What happens when there is no match?

The actor returns one uncharged error record with error, state, source and observed_at. You are not charged for an empty run.

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