Colorado HMDA Denial Disparity Test by Race
Screen six Colorado counties for mortgage denial disparity by race with two-proportion z-tests, so small-sample ratios read INSUFFICIENT_N not findings.
HMDA Fair Lending Disparity Analysis — Denial & Pricingmalonestar/hmda-fair-lending-disparity-rollup
Scope
Geography ID
Institution name
Year
+9 fieldsTextNumberBooleanListObject
Input
States:CO
County FIPS codes:08031+5
Peer benchmark (market baseline):true
Include national baseline:false
HMDA data years:2022+1
Group by:race
Reference group:White
Minimum sample size for a finding:30
Significance level (alpha):0.05
Denial-rate denominator:narrow
Denial-reason mix:true
Higher-priced lending (pricing disparity):true
CRA / LMI tract context:true
Emit per-census-tract rows:false
Engine:auto
Max result rows:200
Output fields
Scope
Geography ID
Institution name
Year
Group
Decisioned applications
Denial rate %
Reference denial rate %
Disparity index
z-score
p-value
Finding strength
Flags
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