Higher-Priced Mortgage Disparity by Race
Fulton County GA pricing screen: share of originations above the 1.5 and 2.5 rate-spread thresholds by race, HOEPA counts and a higher-priced index.
HMDA Fair Lending Disparity Analysis — Denial & Pricingmalonestar/hmda-fair-lending-disparity-rollup
Geography ID
Year
Group
Originated
+7 fieldsTextNumberBooleanListObject
Input
States:CO
County FIPS codes:13121
Peer benchmark (market baseline):true
Include national baseline:false
HMDA data years:2023
Group by:race
Reference group:White
Minimum sample size for a finding:30
Significance level (alpha):0.05
Denial-rate denominator:narrow
Denial-reason mix:true
Higher-priced lending (pricing disparity):true
CRA / LMI tract context:true
Emit per-census-tract rows:false
Engine:auto
Max result rows:50
Output fields
Geography ID
Year
Group
Originated
Originations with rate spread
Rate spread coverage %
Higher-priced (>=1.5) %
Higher-priced (>=2.5) %
Higher-priced index
Median rate spread
HOEPA high-cost count
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Start the run02
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