Hispanic Mortgage Denial Disparity by State
Hispanic or Latino mortgage denial disparity across Texas, Arizona, New Mexico and Nevada - a class protected by ECOA and reported separately from race.
HMDA Fair Lending Disparity Analysis — Denial & Pricingmalonestar/hmda-fair-lending-disparity-rollup
Scope
Geography ID
Institution name
Year
+9 fieldsTextNumberBooleanListObject
Input
States:TX+3
Peer benchmark (market baseline):true
Include national baseline:false
HMDA data years:2023
Group by:ethnicity
Reference group:Not Hispanic or Latino
Minimum sample size for a finding:30
Significance level (alpha):0.05
Denial-rate denominator:narrow
Denial-reason mix:true
Higher-priced lending (pricing disparity):true
CRA / LMI tract context:true
Emit per-census-tract rows:false
Engine:auto
Max result rows:60
Output fields
Scope
Geography ID
Institution name
Year
Group
Decisioned applications
Denial rate %
Reference denial rate %
Disparity index
z-score
p-value
Finding strength
Flags
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