Hispanic Mortgage Denial Disparity by State

Created by

Kyle Maloney

Actor

CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricing

Hispanic or Latino mortgage denial disparity across Texas, Arizona, New Mexico and Nevada - a class protected by ECOA and reported separately from race.

Try for free

CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricingmalonestar/hmda-fair-lending-disparity-rollup

Scope

Geography ID

Institution name

Year

+9 fields

Input

States:TX+3

Peer benchmark (market baseline):true

Include national baseline:false

HMDA data years:2023

Group by:ethnicity

Reference group:Not Hispanic or Latino

Minimum sample size for a finding:30

Significance level (alpha):0.05

Denial-rate denominator:narrow

Denial-reason mix:true

Higher-priced lending (pricing disparity):true

CRA / LMI tract context:true

Emit per-census-tract rows:false

Engine:auto

Max result rows:60

Output fields

Scope

Geography ID

Institution name

Year

Group

Decisioned applications

Denial rate %

Reference denial rate %

Disparity index

z-score

p-value

Finding strength

Flags

How it works

Sign up on Apify or log in

The CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricing Actor is ready to run with the inputs already set for "Hispanic Mortgage Denial Disparity by State". Sign up or log in and you'll land in Apify Console with a copy of this exact task.

Start the "Hispanic Mortgage Denial Disparity by State" task

The CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricing Actor will start running based on the input automatically. You can also change all the input fields, like states, peer benchmark (market baseline), and more, to match your specific use case.

Receive the "Hispanic Mortgage Denial Disparity by State" output

Monitor the progress in real time. You will be notified as soon as your dataset is complete and ready for review. Each result includes data such as scope, geography id, institution name, and more.

Integrate into your workflow

The final output is delivered in JSON, CSV, or Excel format, ready to be plugged into your workflow. You can also run the "Hispanic Mortgage Denial Disparity by State" task via API.