HMDA Denial Reason Mix by Race - Houston
Harris County TX mortgage denials split by HMDA reason - debt-to-income, credit history, collateral - with a credit-history share index vs White applicants.
HMDA Fair Lending Disparity Analysis — Denial & Pricingmalonestar/hmda-fair-lending-disparity-rollup
Geography ID
Year
Group
Denied
+8 fieldsTextNumberBooleanListObject
Input
States:CO
County FIPS codes:48201
Peer benchmark (market baseline):true
Include national baseline:false
HMDA data years:2023
Group by:race
Reference group:White
Minimum sample size for a finding:30
Significance level (alpha):0.05
Denial-rate denominator:narrow
Denial-reason mix:true
Higher-priced lending (pricing disparity):true
CRA / LMI tract context:true
Emit per-census-tract rows:false
Engine:auto
Max result rows:50
Output fields
Geography ID
Year
Group
Denied
Denied: debt-to-income
Denied: credit history
Denied: collateral
Denied: incomplete application
Denied: other
Top denial reason
Credit-history share index
Secondary reason rate %
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