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HMDA Denial Reason Mix by Race - Houston

Harris County TX mortgage denials split by HMDA reason - debt-to-income, credit history, collateral - with a credit-history share index vs White applicants.

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CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricing
CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricingmalonestar/hmda-fair-lending-disparity-rollup
Geography ID
Year
Group
Denied
+8 fields
Text
Number
Boolean
List
Object

Input

States:CO
County FIPS codes:48201
Peer benchmark (market baseline):true
Include national baseline:false
HMDA data years:2023
Group by:race
Reference group:White
Minimum sample size for a finding:30
Significance level (alpha):0.05
Denial-rate denominator:narrow
Denial-reason mix:true
Higher-priced lending (pricing disparity):true
CRA / LMI tract context:true
Emit per-census-tract rows:false
Engine:auto
Max result rows:50

Output fields

Geography ID
Year
Group
Denied
Denied: debt-to-income
Denied: credit history
Denied: collateral
Denied: incomplete application
Denied: other
Top denial reason
Credit-history share index
Secondary reason rate %

How it works

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The CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricing Actor is ready to run with the inputs already set for "HMDA Denial Reason Mix by Race - Houston". Sign up or log in and you'll land in Apify Console with a copy of this exact task.

Start the "HMDA Denial Reason Mix by Race - Houston" task

The CFPB HMDA Fair Lending Disparity Analysis - Denial & Pricing Actor will start running based on the input automatically. You can also change all the input fields, like states, county fips codes, and more, to match your specific use case.

Receive the "HMDA Denial Reason Mix by Race - Houston" output

Monitor the progress in real time. You will be notified as soon as your dataset is complete and ready for review. Each result includes data such as geography id, year, group, and more.

Integrate into your workflow

The final output is delivered in JSON, CSV, or Excel format, ready to be plugged into your workflow. You can also run the "HMDA Denial Reason Mix by Race - Houston" task via API.

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