Florida Insurance License Lookup — FL DFS Producer & Appointment Verifier

Verify Florida insurance licenses and producer appointments from the Florida Department of Financial Services (licenseesearch.fldfs.com) public licensee search. Search any Florida-licensed agent, adjuster, or agency by name, NPN, license number, or email — or bulk-download the statewide dataset of 350,000+ licensed producers in a single run.

Disclaimer — please read before running. This actor is an independent data tool built by StackRelay. It is not affiliated with, endorsed by, or operated by the Florida Department of Financial Services or the Florida CFO's office. Results are a best-effort, point-in-time snapshot of the public FL DFS licensee search and bulk downloads, provided AS-IS with no warranty of accuracy, completeness, or timeliness — license status, appointments, CE status, and addresses can change at any time after a record is fetched. Every record carries a source_url and a scraped_at timestamp: verify independently at the source before acting on any record. Output includes personal data about individuals (names, address, email, phone); if you process data about EU/UK residents you may be an independent data controller under GDPR/UK GDPR. This actor's output is not a consumer report and must not be used for FCRA-regulated purposes — credit, insurance underwriting eligibility, employment, or tenant-screening decisions about an individual. By running this actor you agree to the DEVELOPER_TERMS.md.

No proxy required. No login. No CAPTCHA. Public government data; the FL DFS bulk files are typically refreshed by the state about once per day, but currency is controlled by the source, not this actor. This actor reads only the public, logged-out search and published downloads — no login, paywall, or access control is bypassed.

Unlike a plain name-and-address scraper, every search record is enriched with data useful to Florida compliance teams — active carrier appointments, the has_qualifying_appointment binding-authority flag, CE compliance status, and a 60-day appointment-expiry warning — at one flat per-record price with no separate enrichment fee. These enriched flags are derived by this actor from the source data; treat them as conveniences and verify at the source_url.

Last verified working: June 16, 2026.

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Why Use This Actor?

Manually checking producer licenses on the FL DFS portal is slow, one-at-a-time work. This actor automates the full verification workflow — from spot-checking a single NPN to auditing your entire Florida producer book — and delivers structured, integration-ready data directly to your Apify dataset.

• Carriers: Verify agent appointments and license status before binding a policy in Florida
• MGAs & wholesalers: Onboard new producers faster — confirm active FL license, qualifying appointment, and CE compliance in one API call
• Compliance & licensing teams: Run quarterly audits of your Florida producer book; flag anyone with an expiring appointment or incomplete CE hours
• Insurtech platforms: Enrich your producer CRM with live FL DFS data — license type, NPN, expiration dates, appointing carrier names, and contact info

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What It Returns

Search mode looks up individual producers by last name, firm name, FL license number, NPN, or email address. For each match it fetches the full FL DFS detail page and returns a normalized record with:

• License number, NPN, full name, and license type
• Active / inactive status and license issue date
• All active appointments — carrier name, appointment type, issue date, and expiration date
• appointment_expiring_soon flag — true if any appointment expires within 60 days
• has_qualifying_appointment — the key compliance gate for binding authority in Florida
• CE due date and compliance status
• Business and mailing addresses split into individual fields
• Email address and business phone

Bulk mode streams the complete statewide CSV files published by the Florida CFO's office — up to 1 million+ records — without ever loading the full file into memory. Ideal for building a local mirror of FL producer data or enriching a large CRM dataset.

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Search Inputs

Field	Description
lastName	Individual last name (min 3 characters)
firstName	Optional first name to narrow results
firmName	Agency or firm name search — partial / contains match (e.g. Farm matches "STATE FARM…")
licenseNumber	Direct FL license number lookup (e.g. A245935)
npnNumber	National Producer Number — the universal agent ID
emailAddress	Email address on file with FL DFS — useful for CRM matching
licenseStatus	1 = valid only (default), 2 = invalid only, 3 = both
licenseCategory	Filter by P&C, Life, Health, Adjuster, Title, etc. (see table below)
residentStatus	Resident, Non-Resident, or both
maxResults	Cap the result count (search default 50); 0 = unlimited. The cap is honored exactly.

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Example Input

Verify a specific producer (NPN lookup):

{
  "mode": "search",
  "npnNumber": "592200"
}

Audit all active P&C agents named Johnson:

{
  "mode": "search",
  "lastName": "Johnson",
  "licenseCategory": "15",
  "licenseStatus": "1",
  "maxResults": 500
}

Find all active Brightway Insurance agencies:

{
  "mode": "search",
  "firmName": "Brightway Insurance",
  "licenseStatus": "1"
}

Bulk download — all valid individual FL licenses:

{
  "mode": "bulk",
  "bulkDataset": "individual_licenses",
  "maxResults": 0
}

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Example Output

Search mode — one enriched record per producer:

{
  "license_number": "A245935",
  "full_name": "SMITH - PRENITZER, CAROL A",
  "first_name": "CAROL A",
  "last_name": "SMITH - PRENITZER",
  "npn_number": "592200",

  "license_status": "Active",
  "license_type": "TITLE (0410)",
  "license_issue_date": "1/3/2005",
  "has_qualifying_appointment": true,
  "expiration_date": "5/31/2026",
  "appointment_expiring_soon": true,

  "active_appointments": [
    { "license_type": "TITLE (0410)", "company_name": "DOMA TITLE INSURANCE, INC.", "issue_date": "11/14/2013", "exp_date": "5/31/2026" },
    { "license_type": "TITLE (0410)", "company_name": "FIRST AMERICAN TITLE INSURANCE COMPANY", "issue_date": "4/28/2022", "exp_date": "5/31/2026" }
  ],

  "ce_due_date": "5/31/2026",
  "ce_status": "Compliant",

  "email_address": "CAPRENITZER@GMAIL.COM",
  "business_phone": "(561) 289-8088",

  "business_address1": "FIRST AMERICAN TITLE INSURANCE COMPANY 2580 S. VOLUSIA AVENUE #102",
  "business_city": "ORANGE CITY",
  "business_state": "FL",
  "business_zip": "32763",
  "business_county": "Volusia",

  "mailing_address": "2085 PACKARD AVENUE",
  "mailing_city": "OVIEDO",
  "mailing_state": "FL",
  "mailing_zip": "32785",

  "source_name": "Florida Department of Financial Services — public licensee search (licenseesearch.fldfs.com / myfloridacfo.com bulk downloads)",
  "source_url": "https://licenseesearch.fldfs.com/Licensee/296004",
  "scraped_at": "2026-05-25T12:00:00.000Z"
}

Bulk mode — one record per CSV row, column names normalized to snake_case:

{
  "license_number": "A183305",
  "full_name": "MOORE, JAMES SCOTT",
  "first_name": "JAMES SCOTT",
  "last_name": "MOORE",
  "npn_number": "501707",
  "residency_type": "Resident",
  "ae_name": "RLI INSURANCE COMPANY",
  "eob_status": "ACTIVE",
  "email_address": "SCOTT@8FLAGS.COM",
  "business_phone": "9043106515",
  "business_city": "FERNANDINA BEACH",
  "business_state": "FL",
  "business_zip": "320343093",
  "business_county": "Nassau",
  "source_name": "Florida Department of Financial Services — public licensee search (licenseesearch.fldfs.com / myfloridacfo.com bulk downloads)",
  "source_url": "https://www.myfloridacfo.com/downloads/AAS/LicenseeSearch/ExchangeOfBusinessRegistrations.csv",
  "scraped_at": "2026-05-25T12:00:00.000Z"
}

---

Pricing

Pay only for the records you pull — no subscription, no minimum.

• Search mode — $0.01 per enriched record. Every record includes the full FL DFS detail page: active appointments, the qualifying-appointment flag, CE status, expiry warning, and split address fields. There is no separate enrichment surcharge — unlike other FL license scrapers that bill a base lookup plus a detail-page fee.
• Bulk mode — $0.003 per record. Stream entire statewide CSV files at the lowest per-record rate. Best for sampling or filtering a slice of the data; capping with maxResults keeps cost predictable.
• Volume discounts. Higher Apify subscription tiers get progressively lower per-record prices (down to $0.0075 search / $0.00225 bulk) — automatically applied, no enterprise contract needed.

Use case	Mode	Records	Cost
Single producer spot-check	search	1	$0.01
Onboard 100 new agents	search	100	$1.00
Sweep a 500-agent book	search	500	$5.00
Sample 5,000 bulk records	bulk	5,000	$15.00
Mirror the full individual license file	bulk	~350,000	~$1,050

Full-file bulk pulls are large — use maxResults and the dataset filters to take only the slice you need.

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License Category Codes

Filter results to a specific line of business using the licenseCategory field.

Code	Line of Business
(blank)	All Categories
1	Adjuster
2	Bail Bonds
3	Company / MGA Service Staff
4	Customer Representative
5	Debit Agent
6	Health
7	Insurance Agency
8	Legal Expense
9	Life & Annuity
10	Limited Lines
11	Mediator
12	MGA
13	Navigator
14	Neutral Evaluator
15	Property & Casualty
16	Reinsurance
17	Surplus Lines
18	Title
19	Warranty
50	Adjusting Firm

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Key Output Fields Explained

Field	What it means
appointment_expiring_soon	true if any active appointment expires within 60 days of the run date — use this to build automated renewal watchlists
has_qualifying_appointment	true if the producer holds a qualifying appointment — the binding authority gate in Florida
active_appointments	Complete array of current carrier appointments; always present (empty [] when none)
ce_status	"Compliant", "In Progress" (hours not yet met this cycle), or null
license_status	"Active" if at least one valid license exists; "Inactive" otherwise
business_county	Populated for FL residents; typically null for non-resident producers

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Bulk Dataset Reference

The Florida CFO publishes these files daily. Each is a complete snapshot of that data category.

Dataset key	Contents	File size
individual_licenses	All valid FL licenses for individual producers — license number, name, NPN, type, issue date, residency, address, email	320 MB
business_licenses	Same schema for agencies, adjusting firms, and MGAs	25 MB
ce_required	All licensees with a CE requirement — due date, hours required, hours completed	156 MB
appointments_individual_ag	Active appointments for producers A–G — producer name, NPN, carrier name, type, status date	374 MB
appointments_individual_ho	Same for H–O	310 MB
appointments_individual_pz	Same for P–Z	336 MB
appointments_business	Active appointments held by agencies and MGAs	18 MB
county_appointments	Active appointments by Florida county — for geographic carrier distribution analysis	243 MB
exchange_registrations	Exchange of Business registrations — appointing entity, EOB status, issue date, full contact details	107 KB

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Pairs Well With

DBPR Florida License Verification — if your compliance workflow covers more than insurance (contractors, real estate agents, CPAs, medical professionals), the DBPR actor covers those license types. Run both for a complete Florida professional license verification stack.

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Known Limitations

• Name search requires at least 3 characters — this limit is enforced server-side by FL DFS
• Search mode makes one HTTP request per result for detail-page enrichment; for 500+ records, run time increases proportionally — use maxResults to sample first
• business_county is only populated for FL resident producers
• business_address1 for title agents may include the company name as a prefix — this reflects how FL DFS stores the address
• Bulk CSV column names flow through from the state's published format (normalized to snake_case) — if the state changes its column structure, those changes pass through automatically

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FAQ

Can I verify a list of 500 producers in one run? The most efficient approach is bulk mode — download the full individual license file and filter it by your producer list. For real-time verification of a small list, run search mode with maxResults capped per producer. A multi-query batch feature is on the roadmap.

Can I search by email address? Yes — pass emailAddress. Useful for cross-referencing a CRM where you have the producer's contact email but not their FL license number.

Can I check whether an agent can legally bind business in Florida? Yes — has_qualifying_appointment: true is the signal. An active license alone is not sufficient to bind in FL; the producer also needs a qualifying appointment from a carrier licensed in Florida.

Can I search by NPN? Yes — npnNumber in search mode does a direct NPN lookup against FL DFS.

I searched a firm (or person) and got zero results — why? Search defaults to licenseStatus: "1" (valid only). Many entities — title companies in particular — hold only inactive licenses, so they won't appear under the default. Set licenseStatus: "3" ("Both Valid and Invalid") to include them. Firm names are matched as a partial/contains search, so a short token like Farm works.

What does appointment_expiring_soon mean? It is true when at least one active appointment expires within 60 days of the run date. Build a scheduled actor run to sweep your producer book weekly and alert on any true values.

How fresh is the data? Search mode reads the live FL DFS portal on every run, so a record reflects what the source returned at its scraped_at time — its currency is controlled by FL DFS, not this actor. Bulk files are refreshed by the state typically once per day. Treat every record as a best-effort, point-in-time snapshot and re-check the source_url before relying on it.

Data accuracy & legal notes

• What this data is. A best-effort, point-in-time snapshot of the public Florida DFS licensee search (search mode) and the state's published bulk CSV downloads (bulk mode). The actor is a pipe, not an oracle: search fields are normalized from the FL DFS detail page and bulk columns are normalized to snake_case and passed through. Coverage and field completeness vary by record and dataset.
• It can be wrong or stale. License status, appointments, CE status, and addresses change continuously. A record is accurate only as of its scraped_at timestamp. Every record carries a source_url back to the source — independently verify any record there before relying on it for binding a policy, an onboarding decision, an audit finding, or any other action.
• Derived fields are labeled as such. license_status ("Active" when at least one valid license exists, else "Inactive"), has_qualifying_appointment, appointment_expiring_soon (any appointment within 60 days of the run date), expiration_date (latest appointment expiry), and parsed first_name/last_name are all computed by this actor from source data — not verbatim FL DFS status codes. Treat them as conveniences, not source-of-truth, and confirm against the source_url.
• Personal data / GDPR. Output includes personal data about individuals (names, address, email, business phone). If you process data about EU/UK residents you may act as an independent data controller under GDPR/UK GDPR and are solely responsible for having a lawful basis and honoring data-subject rights.
• Prohibited uses (FCRA). The output is not a "consumer report" and StackRelay is not a consumer reporting agency. Do not use this data for FCRA-regulated purposes — determining an individual's eligibility for credit, insurance coverage, employment, housing, or similar decisions. Verifying that a producer or agency holds an active Florida license/appointment for regulatory-compliance purposes is the intended use. Do not use the data to harass or profile individuals, and note that bulk contact data (email/phone) remains subject to applicable telemarketing, anti-spam, and privacy laws.
• Not affiliated. Independently developed by StackRelay; not affiliated with, endorsed by, or operated by the Florida Department of Financial Services or the Florida CFO's office.
• A disclaimer travels with every run in the key-value store record META, and every dataset row (search and bulk) carries source_name, source_url, and scraped_at provenance fields.
• Full terms: see DEVELOPER_TERMS.md — provided AS-IS, no warranty, liability capped at fees paid, Kansas governing law. By running this actor you agree to those terms.