CFPB HMDA Mortgage Lending Records API

CFPB HMDA mortgage-lending public records — lenders, loan purpose, amounts and action taken, as factual records.

Factual public records — not financial, investment or compliance advice. Screening data is provided as-is for your own compliance program.

📊 Sample Output

aggregate_by	dimension_label	msa_name	origination_loan_amount_usd	denial_loan_amount_usd	approval_rate
lender_msa	Houston-The Woodlands-Sugar Land, TX	Houston-The Woodlands-Sugar Land, TX	39247400000	11514840000	0.7108
lender_msa	Phoenix-Mesa-Chandler, AZ	Phoenix-Mesa-Chandler, AZ	44195995000	8921505000	0.7696
lender_msa	Riverside-San Bernardino-Ontario, CA	Riverside-San Bernardino-Ontario, CA	31758470000	7933255000	0.7177
lender_msa	Minneapolis-St. Paul-Bloomington, MN-WI	Minneapolis-St. Paul-Bloomington, MN-WI	22696675000	3089920000	0.8215
lender_msa	San Diego-Chula Vista-Carlsbad, CA	San Diego-Chula Vista-Carlsbad, CA	30412530000	6150455000	0.7394
lender_msa	Denver-Aurora-Lakewood, CO	Denver-Aurora-Lakewood, CO	31188180000	5192770000	0.7722

Real rows from run 13EGbHqrrq4JUDpXl on build 0.0.5 (2026-09-25), unedited apart from masked emails/phones and shortened long text; fields the source does not publish are empty.

⚙️ Sample inputs

This is the Store example input — the same input Apify's automated check runs — so it is proven to return rows on the current build. Paste it into the input form, or send it through the API, CLI or a schedule:

{
  "year": 2024,
  "loan_purpose": "any",
  "aggregate_by": "lender_msa",
  "max_records": 200
}

🔧 Input reference

Field	Type	Default	What it does
lender_name	string	""	Case-insensitive substring match against HMDA-reporting institution names. Leave blank to query at the dimension level (e.g. MSA or state aggregates across all lenders). Examples:…
msa_filter	string	""	Filter aggregates to a single Metropolitan Statistical Area. Accepts either a 5-digit MSA/MD code (e.g. '35620' = New York-Newark-Jersey City) or a partial MSA name (e.g. 'New Yor…
year	integer	2024	HMDA filing year. Coverage 2018-2024 per CFPB Data Browser. 2024 is the most recent fully published modified-LAR year.
loan_purpose	string (home_purchase, refinancing, home_improvement, any)	"any"	HMDA loan-purpose filter. 'home_purchase' = code 1, 'refinancing' = codes 31+32 (rate-term + cash-out), 'home_improvement' = code 2, 'any' = all purposes. See https://ffiec.cfpb.g%E2%80%A6
aggregate_by	string (lender_msa, lender_race, lender_income_tier)	"lender_msa"	Roll-up dimension. 'lender_msa' = per-MSA rows (top MSAs by volume); 'lender_race' = per-applicant-race rows (the fair-lending disparity slice); 'lender_income_tier' = per-applica…
max_records	integer	200	Maximum number of aggregate rows to push to the dataset. Each row = one (lender × dimension value) aggregate. Higher values trigger more API roundtrips for the per-MSA mode (one c…

🧾 JSON sample record

One real record from run 13EGbHqrrq4JUDpXl (emails/phones masked, long text shortened):

{
  "lender_name": "",
  "lender_lei": "",
  "year": 2024,
  "aggregate_by": "lender_msa",
  "dimension_key": "26420",
  "dimension_label": "Houston-The Woodlands-Sugar Land, TX",
  "msa_code": "26420",
  "msa_name": "Houston-The Woodlands-Sugar Land, TX",
  "origination_volume": 114808,
  "origination_loan_amount_usd": 39247400000,
  "denial_volume": 46702,
  "denial_loan_amount_usd": 11514840000,
  "total_applications": 161510,
  "approval_rate": 0.7108,
  "denial_rate": 0.2892,
  "approval_rate_disparity_ratio": null,
  "lender_portfolio_approval_rate": null,
  "applicant_demographics": {
    "msa_name": "Houston-The Woodlands-Sugar Land, TX",
    "states": [
      "TX"
    ]
  },
  "loan_purpose_filter": "any",
  "source_url": "https://ffiec.cfpb.gov/data-browser/data/2024?years=2024&actions_taken=1%2C3&leis=&msamds=26420",
  "data_source": "cfpb_ffiec_data_browser_api"
}

💰 Pricing

Event	Price (USD)	When it is charged
Actor Start (apify-actor-start)	$0.005	Charged when the Actor starts running. Number of events charged depends on Actor memory (one event per GB, minimum one event).
Lender aggregate (lender-aggregate)	$0.05	Per lender-MSA or lender-demographic aggregate with disparity ratio

Pay-per-event: you pay only for what the run delivers. A run that delivers nothing bills no result events (only the actor-start event, when the actor defines one). Example: a run that delivers 100 results costs 100 × $0.05 = $5.00 plus the start fee.

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49 more in this family on the NexGenData Store page.

📊 What you get

Clean JSON, one record per record (full output has 9 fields):

• lender_name — Lender name
• lei — Lei
• state — State
• loan_purpose — Loan purpose
• loan_amount — Loan amount
• action_taken — Action taken
• applicant_count — Applicant count
• originated_count — Originated count
• year — Year

Pricing: $0.05 per record (Pay-Per-Event) — about 20 per $1. Actor start fee $0.005 per run. Live prices are in the Pricing table below.

🤖 Use with AI agents

Point Claude, the OpenAI Agents SDK, an n8n flow or any MCP-aware client at it and pull official records on demand.

Agentic payments (x402): Supports agentic payment via x402 — agents can call this actor with USDC, no API key required.

🔗 Related regulatory actors

Regulatory & enforcement records:

US Legislation · UK FCA Notices · UK FCA Register · EPA ECHO · EPA TRI · FEMA NFIP · CFPB Complaints

Related: SAM.gov Exclusions

This actor is currently private — treated and ready for review.

Public official records and enforcement data, assembled for research and monitoring.